In November 2022, the Council issued a standard for mobile payment acceptance. PCI Mobile Payments on COTS (MPoC) builds on the existing PCI Software-based PIN Entry on COTS (SPoC) and PCI Contactless Payments on COTS (CPoC) Standards. Both of these individually address security requirements for solutions that enable merchants to accept cardholder PINs or contactless payments using a smartphone or other commercial off-the-shelf (COTS) mobile device. The PCI MPoC Standard was aimed at providing increased flexibility not only in how payments are accepted but in how COTS-based payment acceptance solutions can be developed, deployed, as well as maintained.
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