Through this partnership, travel merchants will be helped to prepare for SCA, reduce fraud risk, as well as to minimise the potential impact on customer experience with the introduction of two-factor authentication.
In order to help support SCA requirements, CyberSource’s 3-D Secure (3DS) 2 authentication solution is being integrated with Amadeus’ payment platform. The innovation includes features that lay the foundation for travel merchants and their banking partners to support SCA. As such, 3DS 2 means:
Travel merchants and banks involved in payments can exchange more data, which supports improved risk assessments. This can help to reduce situations where travelers are asked to practice two-factor authentication, which implies less payment friction;
Native support for ‘in-app’ authentication on mobile devices (coming with 3DS 2.2);
Ability to request specific exemptions included in the SCA requirements (coming with 3DS 2.2).
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