The co-branded cards come with benefits and spend-based waivers for the customers. They offer a credit service to purchase day-to-day Patanjali products, along with cash backs, loyalty points, insurance cover, and more. The cardholders may enjoy cashback at 2% for transactions above USD 33, subject to a ceiling of USD 0.67 per transaction at Patanjali Stores.
PNB RuPay Platinum and PNB RuPay Select cardholders will receive a welcome bonus of 300 reward points on activation. Additionally, the customers will get complimentary domestic and international airport lounge access, PNB Genie Mobile Application for card management, add-on card facility, reward points on spends, along with cash advance/revolve, EMI, and auto-debit facilities.
Patanjali Ayurved company officials stated that the synergies of this partnership will help accelerate the adoption of digital payments, especially amongst users in deeper tier-2 and tier-3 markets. Other than the product’s benefits, the most important feature is the interest-free purchases of Patanjali products for 20-50 days, they added.
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