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Emanuel van Praag from Kennedy Van der Laan examines the European Union's efforts to reduce non-bank payment institutions' reliance on banks while balancing competition and regulatory concerns.
payments , payment institution, banks, PSP, payments infrastructure, Instant Payments Regulation, Payment Services Regulation, PSR
Emanuel van Praag, Attorney-at-law specialising in Financial Regulatory matters and a Professor of Financial Technology and Law, presents a summary of the European Commission's proposal for the third Payment Services Directive (PSD3) and the new Payment Services Regulation (PSR).
PSD3, payments , regulation, tokenization, digital wallet, data sharing, data protection
Emanuel van Praag, Attorney-at-law specialising in Financial Regulatory matters and Professor of Financial Technology and Law, delivers an important summary of the European Commission's Legislative Proposal for a Framework on Financial Data Access.
PSD3, payments , GDPR, data sharing, financial institutions