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Find here all the latest articles, news, and research on PSR and other PSR-related topics:

Find here all the latest articles, news, and research on PSR and other PSR-related topics:

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PSD3/PSR, DORA, and more – what comes with the next wave of payment regulations?

Voice of the Industry | Payments General | 29 Oct 2024

Dr. Carlos Nasher, Managing Partner at Thede Consulting, analyses the impact of PSD3/PSR and DORA on the payments industry, exploring what it means for merchants and banks.


DORA, FIDA, PSD3, PSR, digital euro, merchants, banks, fraud management

The APP fraud problem and its impact on the payments industry

Voice of the Industry | Digital Identity, Security & Online Fraud | 22 Jul 2024

Mark Beresford, Director at Edgar, Dunn & Company (EDC), tackles authorised push payment (APP) fraud and its effect on the payments industry.

APP fraud, online fraud, financial crime, paytech, fintech, regtech, PSD3, scam, social engineering, online platform, romance scam, ecommerce, marketplace, PSR, PSP, Confirmation of Payee, instant payments, IBAN, PSD2, identity verification, fraud prevention, A2A payments, regulation

A balancing act: perfecting customer experience amidst evolving payment regulations

Voice of the Industry | Digital Identity, Security & Online Fraud | 19 Mar 2024

LexisNexis® Risk Solutions experts Edward Metzger and Emilio Rocchi discuss PSD3, emphasising innovative fraud solutions for EU payment security while prioritising a balance between customer experience and safety.

PSD3, PSR, regulation, compliance, fintech, Open Banking, PSP, TPP, payments , paytech, data, instant payments, data privacy, APP fraud, fincrime, risk management

Digital financial inclusion: legislative safeguards for vulnerable consumers

Voice of the Industry | Online & Mobile Banking | 14 Mar 2024

Emanuel van Praag and Eugerta Muçi discuss EU initiatives like the Accessibility Act and Financial Data Access Regulation, emphasising safeguarding vulnerable consumers in digital finance.

financial inclusion, digitalisation, financial services, PSD3, PSR, FIDA, Accessibility Act, artificial intelligence, banking, fintech, regulation, EBA, RTS, SCA, data

Exploring PSD3 and PSR – exclusive interview with Nordea

Interviews | Online & Mobile Banking | 31 Jan 2024

Sanela Dulic, Head of Open Banking at Nordea, explores the transformative potential of PSD3 and PSR, shedding light on their effects on both Nordea and the entire banking industry.

Open Banking, regulation, PSD3, PSR

Getting ready for Open Finance: do's and don't's

Voice of the Industry | Online & Mobile Banking | 12 Jan 2024

Anne-Sophie Morvan from LUXHUB provides expert insights into exploring key strategies and pitfalls for Open Finance. 

Open Finance, regulation, FIDA, PSD2, PSD3, PSR

PSD2 lessons and future outlook: a spotlight on PSR and PSD3

Interviews | Online & Mobile Banking | 11 Dec 2023

We sat down with Ralf Ohlhausen, Chair of ETPPA, to discuss the lessons learned from PSD2, its shortcomings and review, and what are the needs and expectations for PSD3 and PSR.

PSD2, PSD3, PSR, regulation, TPP

Open Finance Report 2023

Report | Online & Mobile Banking | 28 Nov 2023

The Paypers unveils the 7th edition of the Open Finance report, ‘The Open Revolution: From Open Banking to Open Finance.'

Open Banking, Open Finance, data sharing, PSD2, PSD3, PSR, Open Banking payments, regulation, Open Data Economy

Addressing burning industry questions: key insights on PSD3 and PSR from Nordea

Interviews | Online & Mobile Banking | 20 Nov 2023

Sanela Dulic, Head of Open Banking at Nordea, shares insights on PSD3 and PSR, addressing key perspectives and industry topics like API standardisation, latency parity, fallback mechanisms, B2B use cases focus, and A2A payments.

Open Banking, PSD2, PSD3, PSR, regulation

Open Banking is getting an upgrade: evolving from PSD2 to PSR

Voice of the Industry | Online & Mobile Banking | 20 Sep 2023

Payments Services Regulation propels Open Banking forward with a focus on quality, reliability, and innovation. Nilixa Devlukia (Open Finance Association) and Andrei Cazacu (TrueLayer) highlight the vital role of a baseline and collaboration in steering it towards success.


Open Banking, PSD3, PSR, Open Finance, regulation

Exclusive interview on SEPA Payment Account Access Scheme: Creating a vibrant European Open Banking ecosystem

Interviews | Online Payments | 06 Sep 2023

The Paypers has interviewed the co-chairs of SPAA MSG, Arturo González Mac Dowell and Gijs Boudewijn, discussing achievements, benefits, and future goals of the SEPA Payment Account Access (SPAA) Scheme.


SEPA Payment Account Access Scheme, SPAA, premium APIs, PSD2, banks, TPP, dynamic recurring payments, account-to-account payment, PSD3, PSR, instant payments, Open Banking, retail payments, financial data

Open Finance framework/FIDA: Exclusive interview with Nilixa Devlukia

Interviews | Online & Mobile Banking | 09 Aug 2023

Nilixa Devlukia, Chair of the Open Finance Association, delivers a thorough overview of the European Commission's proposal on Open Finance, ensuring a clear understanding of its implications.


PSR, Open Finance, PSD2, FIDA, regulation, financial data, payments , bigtech, banks, TPP, data sharing, Open Banking, API, premium API, financial services

Exploring PSD3 and PSR and their industry impact – Exclusive interview with Diederik Bruggink, WSBI-ESBG

Interviews | Online & Mobile Banking | 25 Jul 2023

Diederik Bruggink, Head of Payments, Digital Finance, and Innovation at WSBI-ESBG, offers a comprehensive overview of PSD3 and PSR, their significance, and the impact they bring to the industry.

 

PSD3, PSR, Open Banking, payments , PSD2, banks

The Fraud Liability Shift: Is Your Firm Ready?

Webinar | Digital Identity, Security & Online Fraud | 13 Jul 2023

PSR shift in liability adds another dimension of complexity for financial institutions (FIs) combatting sophisticated APP fraud scams and new account fraud. Not only is it more challenging for FIs to protect themselves and customers, that liability shift could have deep revenue impact.

 

NICE Actimize, fraud prevention, financial institutions, PSR