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Find here all the latest articles, news, and research on PSD2 and other PSD2-related topics:

Find here all the latest articles, news, and research on PSD2 and other PSD2-related topics:

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Predictions in merchant payments in 2025

Interviews | Payments General | 04 Feb 2025

Merchant Payments Ecosystem (MPE) discussed with key personas from fintechs to find out their predictions in merchant payments for 2025. The Paypers has selected some of the most relevant answers to highlight the industry’s main challenges and opportunities unfolding over the next  months.


online payments, payments , cross-border payments, chargebacks, fraud management, fraud detection, online fraud, merchant, merchants, ecommerce, ecommerce platform, merchant fraud, fraud prevention, behavioural biometrics, identity verification, risk management, bot attacks, KYC, online authentication, PSD2, PSD3, POS, API, artificial intelligence, machine learning, SMEs

The State of Payments: Mastercard and Ravelin share research findings around PSD2, managing payment flows and authentication exemptions

Webinar | Digital Identity, Security & Online Fraud | 31 Jan 2025

This webinar presents Ravelin’s Global Payments Report 2025 alongside Mastercard’s PSD2 & TRA Exemption research, facilitating a discussion between the two organizations to share their insights on the current market, including what is effective, what is evolving, and how collaboration is key to improving the overall experience.

PSD2, payment flow, authentication exemptions

The regulatory tipping point: balancing protection with industry growth

Voice of the Industry | Online Payments | 30 Jan 2025

Keith Briscoe, VP of Member Advocacy at Merchant Risk Council (MRC), highlights how the payments regulatory landscape furthers the importance of balancing protection with industry growth.

ecommerce, merchant, regulation, fintech, payments , SCA, PSD2, PSD3, compliance

How can Open Banking reduce fraud?

Voice of the Industry | Online & Mobile Banking | 23 Jan 2025

Henrik Hodam, Senior Product Manager at Worldline, delves into how Open Banking's real-time insights reduce fraud and improve compliance.

Open Finance, Open Banking, fraud prevention, financial services, PSD2, SEPA Direct Debit, SEPA, KYC, KYB, financial data, compliance, SCA, GDPR, IBAN, credit scoring

Unlocking Open Banking: overcoming political and operational barriers

Voice of the Industry | Online & Mobile Banking | 14 Jan 2025

Discover the key challenges hindering the success of Open Banking. From political and regulatory barriers to implementation issues like trust and bank readiness, Mike Woods, CEO of Konsentus, explores what’s slowing down progress and how ecosystems across the globe can move forward.

Open Banking, Open Finance, regulation, payments , financial data, API, fintech, financial institutions, PSD2, SCA

Instant payments and their impact on the fraud landscape in ecommerce

Voice of the Industry | Digital Identity, Security & Online Fraud | 17 Dec 2024

Steve Goddard, Fraud Subject Matter Expert at Featurespace, discusses the current state of instant payments and their impact on the fraud landscape in ecommerce.

 

online fraud, fraud prevention, Card-not-present fraud, CNP fraud, SoftPOS, online payments, identity fraud, 3-D Secure, exemption strategies, fraud detection, BNPL, chargebacks, merchant, scam, refund fraud, first-party misuse, phishing, GenAI, generative AI, artificial intelligence, deep fake, real-time payments, real time payments fraud series, PSD2, ecommerce

Saga collaborates with Salt Edge to support Serbian banks

News | Online & Mobile Banking | 10 Dec 2024

IT company Saga has entered into a partnership with Salt Edge to assist Serbia-based banks in complying with Open Banking regulatory demands. 

partnership, digital banking, Open Banking, online banking, PSD2

Fraud intelligence sharing with the EBA fraud taxonomy: creating a pan-European ecosystem

Voice of the Industry | Digital Identity, Security & Online Fraud | 26 Nov 2024

Annick Moes from the Euro Banking Association (EBA) explains how PSPs can enhance the comparability, granularity, and actionability of their data by using the EBA Fraud Taxonomy.

fraud prevention, instant payments, A2A payments, merchants, PSP, PSD2, artificial intelligence

Ecommerce is driving the Europeanisation of the (Digital) Single Market

Voice of the Industry | Ecommerce | 13 Nov 2024

Margherita Corsaro, Policy Advisor (Sustainability and Product Legislation) at Ecommerce Europe, elaborates on how a harmonised Single Market would pave the way for a strong European ecommerce sector.

ecommerce, Ecommerce Europe, merchants, regulation, online shopping, payment methods, A2A payments, BNPL, PSD2, SMEs, digitalisation

Mastering chargeback & fraud prevention in EMEA for 2025: AI-driven solutions for post-holiday challenges

Webinar | Cards | 07 Nov 2024


Get best practices for EMEA merchants to better manage returns fraud, chargebacks, and other operational roadblocks in the coming year.

chargebacks, fraud prevention, merchants, PSD2

3-D Secure findings highlight missed opportunities for online merchants

Voice of the Industry | Digital Identity, Security & Online Fraud | 01 Nov 2024

Ravelin’s CEO, Martin Sweeney, shares 3DS performance metrics and explains how merchants and PSPs can improve the online shopping and payment experience without compromising security.


3-D Secure, online shopping, merchant, online authentication, SCA, payment fraud, fraud detection, online fraud, fraud prevention, PSD2, regulation, exemption strategies, PSP, GDPR

Juni expands partnership with Salt Edge to offer Open Banking features

News | Online & Mobile Banking | 23 Oct 2024

Sweden-based financial platform Juni has expanded its collaboration with Salt Edge to provide customers with Open Banking capabilities. 

partnership, Open Banking, digital banking, customer experience, PSD2

TOKEN secures authorisation from NBR and becomes a payment institution

News | Online Payments | 14 Oct 2024

Token Payment Services (TOKEN) has announced that it obtained its authorisation from the National Bank of Romania (NBR), allowing the company to accept online payment operations at physical POS. 

product launch, expansion, PSD2, POS, payment institution, online payments

How merchants can prevent online fraud and chargebacks in digital goods markets

Interviews | Digital Identity, Security & Online Fraud | 14 Oct 2024

In this interview, Sandrine Vella, Payment and Fraud Director, and Andrea Nicoletti, Director of Customer Experience and Sales Administration at Nexway, share insights on the strategies merchants in the digital goods markets should consider to prevent online fraud and chargebacks.


digital payments, ecommerce, fraud management, fraud detection, online fraud, merchant, risk management, fraud prevention, payment fraud, digital wallet, mobile payments, e-wallet, artificial intelligence, false declines, customer experience, transaction monitoring, behavioural biometrics, online authentication, PSD2, PCI compliance

Forter report reveals UK trust trends and shopping challenges

News | Ecommerce | 02 Oct 2024

The Forter 2024 Consumer Trust Premium Report has highlighted UK shoppers' increased trust in BNPL options, but they still face online shopping challenges.

ecommerce, PSD2, online shopping, report

Investment platform Oblinor integrates Neonomics checkout offering

News | Online & Mobile Banking | 18 Sep 2024

Open Banking specialist Neonomics has been chosen by Oblinor to provide a faster, more secure, and user-friendly checkout for users to deposit funds for investments.

PSD2, API, Open Banking, investment, digital payments

Victoriabank taps Salt Edge for Open Banking compliance in Moldova

News | Online & Mobile Banking | 17 Sep 2024

Moldova’s Victoriabank has partnered with Salt Edge to comply with national law transposing the European PSD2, enhancing Open Banking services and financial innovation.

PSD2, Open Banking, financial institutions, compliance, banking

Comertbank partners with Salt Edge for PSD2 compliance in Moldova

News | Online & Mobile Banking | 05 Sep 2024

Comertbank has partnered with Salt Edge, a player in Open Banking technology, to comply with the PSD2 regulations in Moldova. 

Open Banking, PSD2, partnership, compliance, banking

Serbia amends PSA to introduce Open Banking services

News | Online & Mobile Banking | 16 Aug 2024

The Serbian Parliament has enacted amendments to the Payment Services Act (PSA), aligning it with the EU's PSD2 directive and introducing Open Banking services to the Serbian market.

Open Banking, regulation, PSD2, EMI licence, banks

Ryft partners Future Ticketing to enhance payment options

News | Online Payments | 06 Aug 2024

Ryft, a payment solutions provider, has announced a partnership with Future Ticketing, a software solution for ticketing companies.

partnership, payment methods, operational system, PSD2, API