Voice Of The Industry

Explore of the latest payments and ecommerce commentary and insights, directly from the experts most involved in the industry

These are just some of the various topics that experienced The Paypers editors and our expert collaborators cover extensively in this section. From the minds and research of reputed thought leaders comes a constantly updated collection of thought-leader pieces dedicated to keeping you up to date with all the knowledge – spanning from the latest ecommerce trend to the inner-workings of the freshest fintech innovation – so you have the most pertinent data and analyses to take your decision-making process to the next level.

These are just some of the various topics that experienced The Paypers editors and our expert collaborators cover extensively in this

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Everyone is a business – navigating the evolving landscape of identity verification

Thought leader insights | Digital Identity, Security & Online Fraud | Published Thursday 13 Jun 2024 10:21 CET

In a world where KYB and KYC lines blur, Jason Howard, CEO of Caf, explains how progressive profiling ensures seamless onboarding, fraud prevention, and compliance.

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Everyone is a business – navigating the evolving landscape of identity verification

Thought leader insights | Digital Identity, Security & Online Fraud | Published Thursday 13 Jun 2024 10:21 CET

In a world where KYB and KYC lines blur, Jason Howard, CEO of Caf, explains how progressive profiling ensures seamless onboarding, fraud prevention, and compliance.

read more

Latest Voices of the Industry

Charting fintech's future: insights from Fintech 2025+ report

Expert Opinion | Payments General | 13 Jun 2024 09:03 CET

‘The measure of greatness in a scientific idea is the extent to which it stimulates thought and opens up new lines of research.’ Paul Dirac, English mathematical and theoretical physicist



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Unlocking the power of BIN data

Thought leader insights | Cards | 11 Jun 2024 09:55 CET
Albert Drouart, CPO and co-founder of Pagos Solutions, discusses the significance of Bank Identification Numbers (BINs) data in optimising payment strategies and enhancing customer insights.



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Enabling the evolution and interoperability of cross-border and domestic high-value ISO 20022 payments

Expert Opinion | Online Payments | 10 Jun 2024 14:36 CET
Rob Magee, Program Director – ISO 20022 Industry Migration at AusPayNet, discusses the evolution and interoperability of cross-border payments under the ISO 20022 standard.



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Verification of payee service to reduce fraud and build trust in payments

Thought leader insights | Digital Identity, Security & Online Fraud | 10 Jun 2024 10:05 CET
Henrik Hodam, Senior Product Manager at Worldline, shares his insights on the potential and challenges of the new verification of payee functionality.



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A better future for identity and KYC – what's new in digital onboarding in 2024

Expert Opinion | Digital Identity, Security & Online Fraud | 07 Jun 2024 08:00 CET
Mirela Ciobanu, Lead Editor with The Paypers, explains how verifiable credentials, reusable identity verification solutions, AI, and fraud insurance tech can address challenges in fraud prevention, data privacy, security, and regulatory compliance.
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GenAI in digital payments: four use cases to increase revenue and optimise costs

Thought leader insights | Payments General | 06 Jun 2024 07:36 CET
Jean-Philippe Wolyniec, Regional Director of Business Development in France and Europe at OpenWay, talks about how GenAI in digital payments can increase revenue and optimise costs.
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Digital credentials and wallets – what's the big deal?

Expert Opinion | Digital Identity, Security & Online Fraud | 05 Jun 2024 08:49 CET
The rise of digital identity wallets and digital credentials represents a shift towards reusable identity. Anne Bailey from KuppingerCole, discusses the impact of these developments on consumers and businesses.
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Decoding India's cross-border payment landscape as foreign merchants

Expert Opinion | Payments General | 05 Jun 2024 08:47 CET
Rahul Shinghal, co-founder and CEO of Tazapay, dives into India’s cross-border payment landscape, emphasising on compliance and essential paperwork for a successful business for foreign merchants.



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The movement towards 'trusted' digital ID wallets

Expert Opinion | Digital Identity, Security & Online Fraud | 03 Jun 2024 09:04 CET
Nick Mothershaw, Chief Strategist at Open Identity Exchange (OIX), explains why digital identity wallets are more than just simple credential carriers and how they have become ‘trusted’.
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Cultivating Open Finance momentum: UK fintech collaboration

Expert Opinion | Online & Mobile Banking | 03 Jun 2024 08:14 CET
Ezechi Britton MBE, CEO of Centre for Finance, Innovation and Technology (CFIT): Enhancing SMEs' finance access through better data-sharing is the next step in the UK's journey towards Open Finance and Open Data.



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Outpacing fraud: the instant payments security challenge

Thought leader insights | Digital Identity, Security & Online Fraud | 31 May 2024 14:22 CET

Marie-Christine Diaz, Business Development Manager at Eastnets, discusses how to overcome challenges associated with instant payments security.


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Consumer Duty: practical implementation for financial products 'as-a-service' providers

Expert Opinion | Online & Mobile Banking | 30 May 2024 08:16 CET
Expert insights on Consumer Duty for Product-as-a-Service providers in banking, focusing on meeting FCA expectations and building effective systems and controls. Insights by James Dickie from CMS
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Navigating the 2024 trends in payments and fraud – keynotes from MRC Barcelona 2024

Expert Opinion | Online Payments | 28 May 2024 09:35 CET
The biggest MRC event in Europe – MRC Barcelona 2024 – focused once more on gathering industry enthusiasts in payments and fraud prevention, as merchants are looking for additional ways to prevent fraud and lower their cart abandonment rates using high-end technologies.



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Digital identity and the liability risk conundrum

Expert Opinion | Digital Identity, Security & Online Fraud | 27 May 2024 09:26 CET

Gareth Narinesingh, Identity Development Director at OIX, explains how better-informed risk assessments can potentially resolve the thorny issue of contractual liability risk.


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Driving ISV growth with partner-first payment solutions

Thought leader insights | Online Payments | 24 May 2024 12:02 CET
Gigi Beyene, SVP Integrated Payments at Nuvei, discusses the challenges faced by Independent Software Vendors when it comes to payment processes and how they can overcome them.



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Have we created a monster?

Expert Opinion | Ecommerce | 22 May 2024 10:23 CET
Dajana Gajic-Fisic, VP of Fraud Strategy for The Wolfe Companies LLC, Founding Member of The House of Fraud, and fraud specialist with over two decades of experience tackles the many types of ecommerce refund fraud and how it affects companies’ revenues and legitimacy.

 


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Harmonising instant payments for a global payments ecosystem

Expert Opinion | Online Payments | 21 May 2024 11:26 CET
Mike Truter from SWIFT discusses how harmonised standards are essential for integrating domestic instant payment systems into a global payments ecosystem, ensuring faster, cheaper, and transparent cross-border transactions. 
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Carrier billing: exploring the agent model's impact on payment innovations

Thought leader insights | Mobile Payments | 17 May 2024 07:25 CET
Martin Kneifel, Head of Provider Management as DIMOCO Payments, discusses the multiple future uses of carrier billing by tapping into the agent model.



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OpenWay's Way4 enables the first CBDC card transaction in Eurasia

Thought leader insights | Online & Mobile Banking | 16 May 2024 10:00 CET
Rudy Gunawan, Managing Director of OpenWay Asia, and Lana Konakova, Global Product Marketing Manager at OpenWay Group, discuss the first CBDC cards in Eurasia and Way4’s role in the fast launch of Kazakhstan’s Digital Tenge infrastructure.
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A financial revolution in your pocket – are local payment methods making Visa and Mastercard less relevant?

Thought leader insights | Payments General | 15 May 2024 10:39 CET
Adam Lee, Chief Product Officer at Boku, offers insights into local payment methods (LPMs) and how they challenge Visa and Mastercard.
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