Voice Of The Industry

Explore of the latest payments and ecommerce commentary and insights, directly from the experts most involved in the industry

These are just some of the various topics that experienced The Paypers editors and our expert collaborators cover extensively in this section. From the minds and research of reputed thought leaders comes a constantly updated collection of thought-leader pieces dedicated to keeping you up to date with all the knowledge – spanning from the latest ecommerce trend to the inner-workings of the freshest fintech innovation – so you have the most pertinent data and analyses to take your decision-making process to the next level.

These are just some of the various topics that experienced The Paypers editors and our expert collaborators cover extensively in this

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How can Open Banking reduce fraud?

Expert Opinion | Online & Mobile Banking | Published Thursday 23 Jan 2025 06:23 CET

Henrik Hodam, Senior Product Manager at Worldline, delves into how Open Banking's real-time insights reduce fraud and improve compliance.

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How can Open Banking reduce fraud?

Expert Opinion | Online & Mobile Banking | Published Thursday 23 Jan 2025 06:23 CET

Henrik Hodam, Senior Product Manager at Worldline, delves into how Open Banking's real-time insights reduce fraud and improve compliance.

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Latest Voices of the Industry

The digital age: how emerging trends are driving ecommerce growth

Expert Opinion | Online Payments | 22 Jan 2025 08:30 CET
Mark Beresford, Director at Edgar, Dunn & Company, elaborates on the emerging trends furthering ecommerce growth in this digital age.
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How Smart Data is enhancing the payments experience

Expert Opinion | Online & Mobile Banking | 22 Jan 2025 07:52 CET
Mark Munson, Divisional MD at Moneyhub Payments, explores how Smart Data transforms payments with real-time insights and flexible solutions.
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Staying top of mind: mitigating the unbundling of banking services

Thought leader insights | Payments General | 21 Jan 2025 12:46 CET

In a competitive financial services market driven by agile players, Jesper Domargård, Marketing Director at CompoSecure, shares how banks can stay relevant and maintain strong customer relationships.



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The SPAA scheme: a transformative step for Europe's payment ecosystem

Expert Opinion | Online & Mobile Banking | 21 Jan 2025 08:45 CET
Oana Ifrim from The Paypers delves into the SPAA scheme, a game-changer for Europe's Open Banking, making it more accessible and sustainable.
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Gathering pace – the current state of Open Banking payment adoption in the UK

Expert Opinion | Online & Mobile Banking | 20 Jan 2025 15:03 CET
Andy Wiggan, Chief Product Officer at GoCardless, shares insights into how the UK can stay ahead in Open Banking.
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Wiser wallets: strategic spends for better self-investments

Expert Opinion | Payments General | 20 Jan 2025 09:07 CET
Amna Abbas, Senior Consultant at Euromonitor International, elaborates on how wiser, added-value payment methods like digital wallets are key to consumer retention in ecommerce.
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DORA 2025 - What does it mean for SaaS in the financial services industry?

Expert Opinion | Digital Identity, Security & Online Fraud | 17 Jan 2025 12:09 CET

With DORA coming into effect today, Thomas Müller, CEO and co-founder of Rivero, explains what it means for SaaS in the financial services industry.



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2025 payments and fintech events

Expert Opinion | Payments General | 17 Jan 2025 11:18 CET
The Paypers has curated a list of payments and fintech events in 2025, perfect for professionals looking to stay informed and connected.



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The brave new world of Open Finance

Expert Opinion | Online & Mobile Banking | 16 Jan 2025 14:49 CET

Don Cardinal of Financial Data Exchange (FDX) explores how Open Finance extends beyond Open Banking, revolutionising financial data sharing.


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How FIDA opens unprecedented opportunities: 5 innovative and concrete use-cases

Expert Opinion | Online & Mobile Banking | 15 Jan 2025 10:24 CET
LUXHUB’s mission is to help shape the future of finance by ensuring that players efficiently navigate the Open Banking world…and soon Open Finance. In this article, Anne-Sophie Morvan and Alexandre Keilmann discuss five use-cases, highlighting how FIDA will revolutionise finance.
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Rethinking BaaS business models: the path to competitiveness and scalability

Expert Opinion | Online & Mobile Banking | 15 Jan 2025 09:52 CET
Jonah Crane and Adam Shapiro from Klaros Group explore how BaaS platforms can drive bank innovation and Embedded Finance by modernising banking infrastructure and addressing gaps in legacy systems.



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US: 2025 analysis of payments and ecommerce trends

Expert Opinion | Payments General | 14 Jan 2025 10:11 CET
Lily Varon, principal analyst at Forrester, analyses the 2025 payments and ecommerce industry trends in the US.
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Unlocking Open Banking: overcoming political and operational barriers

Expert Opinion | Online & Mobile Banking | 14 Jan 2025 07:45 CET
Discover the key challenges hindering the success of Open Banking. From political and regulatory barriers to implementation issues like trust and bank readiness, Mike Woods, CEO of Konsentus, explores what’s slowing down progress and how ecosystems across the globe can move forward.
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B2B payments outlook 2025: adapt to better methods or fall behind

Expert Opinion | Payments General | 13 Jan 2025 10:04 CET

Richard Ransom, Head of Corporate Solution Consulting, UK, EU, ROW, Bottomline analyses what are the trends and priorities that define B2B payments in 2025.



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EU Open Finance: the main discussions in the FIDA Proposal

Expert Opinion | Online & Mobile Banking | 10 Jan 2025 12:16 CET
The EU's FIDA Proposal aims to unlock Open Finance by 2025. Emanuel van Praag and Eugerta Muçi discuss key topics: standardisation, data access rights, gatekeepers, & financial inclusion.
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The Wero wallet: a new payment sheriff hits town

Expert Opinion | Online & Mobile Banking | 09 Jan 2025 12:49 CET
In the race to create a fully integrated European payment market, the launch of the European Payment Initiative’s (EPI) Wero could be the most promising development yet. Tino Meissner, Head of European Payments at Deutsche Bank Merchant Solutions, explores the new arrival.
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Regulatory challenges and cybersecurity solutions: DORA, NIS2, and the EU AI Act – Cyberevolution insights part 2

Expert Opinion | Digital Identity, Security & Online Fraud | 20 Dec 2024 08:30 CET

We continue our coverage of the Cyberevolution event, diving into key regulatory challenges such as DORA, NIS2, and the EU’s AI Act, while exploring innovative solutions like Security 3.0, Cyberfantastic, and the Identity Fabric.


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Top cyber threats in 2024: ransomware, social engineering, and information manipulation – Cyberevolution insights part 1

Thought leader insights | Digital Identity, Security & Online Fraud | 19 Dec 2024 08:30 CET

As the year winds down and the season of indulgence begins, let’s talk chocolate—yes, chocolate.


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Buy Now, Pay Later: the shifting paradigm

Thought leader insights | Online Payments | 18 Dec 2024 08:00 CET
Vladimir Kudriashov, Managing Director and Founder of VLG Advisors, discusses the intricacies of the global BNPL sector and the shifting paradigm of small lending through new regulatory frameworks.
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Mastering EU Instant Payments Regulation: key webinar insights and strategies

Expert Opinion | Online & Mobile Banking | 17 Dec 2024 12:54 CET
The Paypers recently hosted a webinar in which Sheri Brandon, Global Head New Business at Worldline Financial Services, and Kate Pohl, Head of Sales at Projective Group Germany, discussed best practices to help you navigate the rapidly evolving landscape and master the complexities introduced by the EU Instant Payments Regulation.
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