Payments to grow your world

Website

www.worldline.com

Company description

Worldline is a global leader in payments technology. We help businesses of all shapes and sizes to accelerate their growth journey – quickly, simply, and securely. With advanced technology, local expertise, and solutions customised for hundreds of markets and industries, Worldline powers the growth of millions of businesses around the world.

Active since

1973

Head office

Tour Voltaire

1 place des degrés

CS 81162

92059 Paris la Défense Cedex

Country offices in

With a geographical presence in 40 countries and commercial activities in more than 170 countries.

EUROPE

Austria, Baltics, Belgium, Croatia, Czech Republic, Denmark, Finland, France, Germany, Greece, Hungary, Italy, Luxembourg, Malta, Norway, Poland, Portugal, Romania, Slovenia, Spain, Sweden, Switzerland, The Netherlands, Turkey, United Kingdom

NORTH AMERICA

Canada, United States

LATIN AMERICA

Argentina, Brazil, Chile

ASIA-PACIFIC

Australia, China, India, New Zealand, Singapore, Japan, Hong Kong, Malaysia, Taiwan, Indonesia

Funding rounds and investors Please refer to https://investors.worldline.com/en/home.html

Number of employees

18.000

Member of industry association and/or initiatives

EMVCO, W3C, FIDO Alliance, EDPIA, EPI, MAG (ECB)

Awards

PayTech Award: Best Open Banking Provider (2019)
Future Digital Award: Gold for Open Banking Innovation (2023)

Contact

infoWL@worldline.com

Core solution

The company`s core solutions

Our solutions ensure secure payments and trusted transactional services along the entire payments value chain, enabling sustainable economic growth. We provide an extensive range of merchant acquiring, payment processing, and business solutions to financial institutions, merchants, corporations, and government agencies. Our continuously growing portfolio of solutions is environmentally friendly and supports trust and social transformation.

What problem does the company solve?

We offer an open platform that enables access to the new PSD2 banking APIs for new services like Account-to-Account Payments, Credit Insight, and Business Financial Management based on our payment initiation, and account information services. This platform also allows partner companies to make use of our connectivity to empower them with a European bank reach.

Major use cases & products

Open Banking powered solutions: Account-to-Account Payments, Credit-Insight, Business Financial Management, Sustainable Banking, IBAN Name Check, PSD2 Compliance Services

Competitive advantage #1 Largest payment processor in Europe, serving over 1 million merchants and 1200 financial institutions and offering a comprehensive suite of end-to-end services. In the realm of Open Banking, Worldline simplifies access to more than 3500 banks through a single API, facilitating interactions with a vast network of financial institutions. This combination of market leadership, scale, and seamless access to a wide network positions Worldline as a key player in the financial services industry, providing convenience, trust, and opportunities for innovation.

Types of supported APIs\API standard supported

Types: API REST, Standards: Berlin Group, STET, Open Banking UK, and country-specific initiatives in Europe (local schemes like in Poland and the Czech Republic).

Geographical coverage

Europe

Connected banks

With more than 3,500 banks in 21 European countries, we have a bank coverage of at least 80 % in every country and even reach 95-100 % in some countries.

What account type do you serve?

Consumer, Business, and Corporate

Account coverage (%) across countries/regions

Austria, Belgium, Bulgaria, Croatia, Czech Republic, Denmark, Finland, France, Germany, Hungary, Italy, Luxembourg, Netherlands, Norway, Poland, Romania, Slovakia, Slovenia, Spain, Sweden, and the UK. In all countries listed here, we have an account coverage above 80%. For more details, contact our sales team.

Do you offer a developer portal?

What tooling do you provide for developers?

Do you provide sandboxes and a testing environment?

We provide a developer portal with extensive documentation, code samples, access to the testing environment, and a list of recommended testing scenarios.

Target market

Target segments/industries

Financial institutions (banks and PSPs), merchants, SMEs, corporates, telecom companies,

insurance companies, utility companies, transport companies, and governmental authorities.

Current customers

ca.1.1 million merchants like Accor Hotels, Spotify, Subway, TOTAL
+ more than 320 financial institutions such as BNPP, Commerzbank, ING, UniCredit

Technology

Type of technology used

Cloud-enabled and on-premise depending on customer preference.

Software language

Java

Software development tools

Java EE, GitLab, Cucumber, WebdriverIO, Jenkins, Docker images

When was the core technology developed?

The Open Banking service has been live since 2019 and will be constantly improved and extended.

Licencing

Supported licences

PI (Payment Institution) or API (Authorised Payment Institution)

Partners

Technology partners

Partnership with fintech Algoan to offer next-level credit assessment solution for lenders & service providers.

Business model

Pricing model

Transaction-based pricing model

Case studies

Case studies – examples

Please contact our sales team: sales-fs@worldline.com

Product roadmap

Planned features and releases