ACI Worldwide is a global leader in mission-critical, real-time payments software. Our proven, secure, and scalable software solutions enable leading corporations, fintechs, and financial disruptors to process and manage digital payments, power omni-commerce payments, present and process bill payments, and manage fraud and risk. We combine our global footprint with a local presence to drive the real-time digital transformation of payments and commerce.

Website

www.aciworldwide.com

Head office

2811 Ponce de Leon Blvd., PH1,Coral Gables, FL 33134, USA

Core solution

Fraud orchestration

Real-time monitoring and prevention

Fraud/risk management and decisioning platform

Artificial Intelligence (patented incremental Machine Learning models) for banks, billers, and merchants

Authorised push payments scams/Fraud mitigation

Account takeover risk management

AML (including sanction screening)

Customer authentication

Identity verification

Behavioural biometrics

Data provider and intelligence

Chargeback management and indemnification

Bot risk management

Friendly fraud risk management

KYB/merchant onboarding

KYC

Core solution/problems the company solves

ACI Worldwide is a global leader in mission-critical, real-time payments software. Our proven, secure, and scalable software solutions enable leading corporations, fintechs, and financial disruptors to process and manage digital payments and power omni-commerce.

Target group

Merchants/ecommerce (airlines, gaming and digital entertainment, restaurants and QSRs, retailers, travel and ticketing); PSP/acquirers; SMBs; banks/FS; corporate; fintech; telecom; account receivables; auto finance; central infrastructures; fueling and convenience; government; healthcare; higher education; mortgage services; utility

Contact details

https://www.aciworldwide.com/about-aci/contact-sales

Geographical presence

Global, customers in 95 countries

Year founded

1975

Member of industry association and/or initiatives

https://www.aciworldwide.com/about-aci/industry-associations

Standards and certifications

The comprehensive list of standards and regulations can be found here: https://www.aciworldwide.com/about-aci/corporate-sustainability

Brand tagline

Powering the World's Payments Ecosystem

Technology 

On-premise

Cloud-enabled

Native cloud

Hybrid

Data input

Data ingestion/third-party data

Stateless data ingestion and augmentation

Proprietary capability

Methodology

Machine learning

Patented ML models

Supervised ML

Unsupervised ML

Hybrid

Federated ML

Decisioning

Case management

Decision orchestration

Chargeback management

Chargeback indemnification

Chargeback representment

Chargeback dispute