GoCardless is a global bank payment company. We help more than 85,000 businesses, from startups to household names, collect both recurring and one-off payments, without the chasing, stress, or expensive fees. Each year GoCardless processes more than USD 35 billion of payments across 30+ countries.

Website

www.gocardless.com 

Active since

2011

Head office

United Kingdom

Country offices in

United Kingdom, North America, Australia, France, and Latvia.

Founder

Hiroki Takeuchi

Funding rounds and investors

Series G, investors:

Number of employees

800

Member of industry association and/or initiatives

• EMA; 
• UK Finance.

Awards

• Advocacy Impact Awards;
• Postman Best API Award;
• CNBC Worlds Top 250 Fintechs;
• Fintech Awards Fintech Business of the Year 2024;
• Open Banking Expo Awards Best anti-fraud solution.

Contact (phone number/email address)

sales@gocardless.com 

Core solution

The company`s core solutions

GoCardless provides a full suite of bank payment tools and products, from ways to collect instant one-offs or automated recurring payments via Direct Debit and Open Banking, to fraud prevention and intelligent retries. GoCardless is connected to 350+ software integrations and also offers white-labelled solutions for PSPs.

What problem does the company solve?

GoCardless provides businesses with faster, lower cost, and more reliable alternatives using direct bank payments, enabling payees to have greater control over their cashflow.

Major use cases & products

• Instant one-offs via Instant Bank Pay, which is on average 55% cheaper than one-off card payments;
• Automated recurring Direct Debit and Variable Recurring Payments;
• Prevent fraud before it occurs through Protect+ and Verified Mandates.

Competitive advantage

Significantly lower cost and higher success rate compared to cards, and provides Open Banking and Direct Debit in one payment flow for greater success rates.

Types of supported APIs\API standard supported

• GoCardless' API can be integrated with 350+ software partners and built direct into merchant platforms;
• RESTful API: a modern, clean API that's built from the ground up; 
• Client libraries: available for PHP, Java, Ruby, Python, and .NET.

Geographical coverage (operational area)

130+ countries covered

Number of total end users

85,000+ merchants use GoCardless

Target market

Target segments/industries

We serve all industries – including utilities, energy, financial services, independent, and small business.

Current customers (client example/names)

• JustGiving;
• Nutmeg; 
• Yonder; 
• TripAdvisor;
• Rebel Energy; 
• Carrefour.

Technology

Type of technology

Cloud native

Licencing

Type of licence

Electronic money licences – API

Partners

Technology partners

350+ software integrations

Business model

Pricing model

Range of plans depending on usage and features desired, including Standard, Advanced, and Pro plans.