Company Database - Ebury

What Borders?

Ebury is a leading global fintech specialising in international payments, business lending and FX risk management. They offer simplified solutions, global expertise and innovative technology to help businesses of all sizes trade and grow internationally with ease. In 2020, Banco Santander became a majority shareholder of the company. 

Core solution

Payments and collections - Transact in 130+ currencies around the globe. Pay and get paid quickly and securely in a few clicks.

Business lending - Scale business with unsecured credit lines for financing international goods and services. Improve working capital cycle by extending credit terms using our 150-day financing.

FX risk management - Protect business from exchange rate fluctuations with tailored risk-management solutions in more than 60 currencies and optimise profit margins.

Target market

  • SMEs
  • Merchants (retail, digital, gaming, education, SaaS, OTT, Travel, Agrotech)
  • Fintech
  • Insurance
  • NGOs
  • Institutions
  • Shipping

Contact details

020 3872 6670, info@ebury.com

Geographical presence

Europe, Middle East, APAC, Brazil, Australia, Canada (21+ countries)

Year founded

2009

Investors

Banco Santander, AngelCoFund, Vituvian, 83North

License type

Regulated as an EMI (Electronic Money Institution) by the Financial Conduct Authority in the UK

Member of industry association and/or initiatives

Member of Amazon PSP 

Standards and certifications

Regulated as an EMI by the FCA

Company's motto

What Borders?

We are on a mission to revolutionise the global financial ecosystem by simplifying global trade and removing barriers for businesses of all sizes. 

Service provider type

Payment Gateway

No

Payment Service Provider - Acquirer

No

Main area of focus International

B2B transaction banking alternative

Channels - context

Online

Yes

POS/In store

No

Payments capabilities

Hosted pages

Yes

White-label solution

Yes

Recurring payments

Yes

Payment methods supported

40+

Settlement currencies

130+ currencies

Instant settlement

Yes

Tokenization

No

Pay-out/Disbursements

Yes

Payments orchestration

Yes

Cryptocurrency payments solution

No

Reconciliation and reporting

Yes

B2B payments

Yes

Operational efficiency:
 - ERP integration Yes
 - E-invoicing (automated) No
 - Factoring No

Reporting/dashboards

Consolidated data and reporting dashboard

No

Fraud and risk management capabilities

Chargeback management

No

Fraud ratio PSD2/SCA

More information available upon request

Fraud and risk management partners

CIFAS, ComplyAdvantage among others

Financial and compliance capabilities

FX - number of currencies available

130+ currencies

Virtual IBAN

Yes

Multi currencies virtual IBAN (# of currencies)

29+ currencies

Embedded finance/ Lending to SMEs or merchants

Yes

Embedded finance/ BNPL for consumers

No

Instant settlement

Yes

Client onboarding (KYC/KYB)

Yes

Clients

Main clients/references

More information available upon request

Awards 

International payment supplier of the year by Global Payroll Association 2022, Emerging Payment Awards  Best International Payments, Remittance or use of FX,                     

FT European Fastest Growing 1000 - Europe’s Fastest Growing Companies, 2020Financial Time Future 100 UK 2018/2019, The Sunday Times Tech Track 100 2018, Technology Fast 50 2017 UK Winner by Deloitte

Future developments

Expansion in Brazil, strengthening exotic currency capabilities, launch of mobile app, better localised infrastructure

Transactions

Transaction volume

More information available upon request

Transaction value

USD 21+ billion transacted in last 12 months