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Frictionless payments: adopting technological advancements to tackle security concerns

Voice of the Industry | Payments General | 18 Apr 2024

Ray Shinzawa, Managing Director at JCB International (Europe), discusses how merchants can adopt technological advances to offer frictionless payments and address security concerns.

payments , credit card, merchants, digitalisation, contactless payments, mobile payments, e-wallet, digital wallet, tokenization, biometric authentication, 3-D Secure, compliance, customer experience

Revolutionising European payments: Brite Payments interview

Interviews | Online Payments | 05 Apr 2024

Lena Hackelöer, CEO of Brite Payments, explores the rise of Pay by Bank and the future of instant payments, leading the charge in Europe's digital economy.

online payments, mobile payments, payments , instant payments, Open Banking

Travel industry insights: payment challenges, trends, and regulatory frameworks

Voice of the Industry | Payments General | 27 Mar 2024

Eric Drésin, Secretary General at ECTAA, discusses the payment challenges, trends, and regulatory frameworks impacting travel agents and tour operators. 

travel payments, payments , regulation, digital wallet, PSD3, Merchant of Record, pandemic, BNPL, Open Banking, digital currency, PSD2, SCA, PCI compliance, PCI DSS, payment processing, chargebacks, digitalisation

Insights into European payment regulations for 2024 (and beyond)

Voice of the Industry | Payments General | 27 Mar 2024

The article offers insights into the regulatory changes slated for 2024, providing a roadmap that will influence the evolution of payments

instant payments, cross-border payments, AML, fraud prevention, regulation, PSD3, FIDA, MiCA, Open Finance, SCA, data privacy, compliance

Digital financial inclusion: legislative safeguards for vulnerable consumers

Voice of the Industry | Online & Mobile Banking | 14 Mar 2024

Emanuel van Praag and Eugerta Muçi discuss EU initiatives like the Accessibility Act and Financial Data Access Regulation, emphasising safeguarding vulnerable consumers in digital finance.

financial inclusion, digitalisation, financial services, PSD3, PSR, FIDA, Accessibility Act, artificial intelligence, banking, fintech, regulation, EBA, RTS, SCA, data

Realising a market-led Open Finance ecosystem in Europe

Voice of the Industry | Online & Mobile Banking | 06 Mar 2024

As preparations for several pan-European payment schemes ramp up, Tino Meissner, Product Manager for Request to Pay, Deutsche Bank assesses the opportunities they offer and how the remaining challenges can be overcome to deliver an Open Finance ecosystem for the future. 

Open Banking, Open Finance, SEPA API Access Scheme, SEPA Payment Account Access Scheme, online payments

Modern solutions to secure digital payments against fraudsters

Interviews | Online Payments | 05 Mar 2024

We interviewed Roger Burkhardt, a member of the Netcetera’s management team within Payments & Identity division, about the current ecommerce and fraud trends and the modern solutions that secure the digital payments, while enabling focus on the core business and sustainability.


ecommerce, digital payments, online payments, ecommerce platform, fraud prevention, fraud detection, online fraud, digital identity, artificial intelligence, machine learning, biometrics, biometric authentication, behavioural biometrics, SCA, EMVCo, PSD2, PSD3, 3-D Secure, fintech, generative AI, tokenization, one-click payments, deep fake, phishing, Gen Z

Are you a TPP under PSD2? This is what eIDAS 2.0 brings to you

Voice of the Industry | Online & Mobile Banking | 23 Feb 2024

Viky Manaila, Trust Services Director at Intesi Group, dives into eIDAS 2.0's impact on financial transactions and TPPs. 

TPP, EIDAS, PSD2, Open Banking, report

PSD3 and its role in fighting fraud

Voice of the Industry | Digital Identity, Security & Online Fraud | 19 Feb 2024

Cara Malone, Senior Research Analyst at Juniper Research, delves into the intricacies of PSD3 and explores its role in fighting fraud.

PSD3, fraud detection, fraud prevention, omnichannel, data protection, data sharing, artificial intelligence, compliance, fraud management

The top 4 trends shaping the future of gaming payments

Voice of the Industry | Payments General | 15 Feb 2024

Kavita Kovvali, Worldpay: In 2023, gaming thrived; for 2024, operators face tougher competition, requiring a focus on fraud prevention, mergers, innovation, and optimisation amid cyberattacks and changing payment methods.

 

fraud prevention, gambling, payments , Augmented Reality, payment methods, digitalisation

Why digital identity and AI are the new fraud battleground

Voice of the Industry | Online Payments | 08 Feb 2024

In a highly digitalised world, identity is a prime target for fraudsters who learned how to leverage AI tools. Amanada Mickleburgh, Director Merchant Fraud Protection at ACI Worldwide, discusses the approach of fighting fire with fire and using the same next-gen tech tools to fight fraudsters.


fraud management, fraud detection, online fraud, chargebacks, fintech, ecommerce, AML, digital payments, behavioural biometrics, digital identity, identity verification, identity fraud, bot attacks, identity theft

Insights on Open Banking Evolution in Africa – interview with Deloitte

Interviews | Online & Mobile Banking | 01 Feb 2024

Deloitte Africa explores how Africa's financial sector navigates Open Banking's rise, leveraging tech partnerships, overcoming regulatory gaps, and ensuring data security for inclusive, innovative finance.

Open Banking, Open Finance, regulation, report, fintech, banks

Open Banking – the future of UK retail payments

Voice of the Industry | Online & Mobile Banking | 17 Jan 2024

Jack Wilson, VP at TrueLayer, explores the potential of Open Banking to transform UK payments through cost-effective, instant retail experiences.

Open Banking, Open Banking payments, retail banking, report

FIs and merchants join to fight dishonest consumers

Voice of the Industry | Digital Identity, Security & Online Fraud | 16 Jan 2024

Chargebacks and friendly fraud represent the main concerns for FIs and merchants across the globe, as businesses lose billions of dollars because of them. David Mattei, Strategic Advisor at Datos Insights, shares exactly how businesses are negatively impacted by chargebacks and what to do to stop the phenomenon.

fraud prevention, ecommerce, FIS, merchants, financial institutions, chargebacks

How BNP Paribas is cracking down on direct debit fraud

Voice of the Industry | Digital Identity, Security & Online Fraud | 13 Dec 2023

Delving into the realm of SEPA Direct Debit, discover how BNP Paribas navigates the challenges of IBAN fraud. Unveiling a solution from Worldline, this narrative explores an approach to enhancing security in the world of digital transactions.

SEPA Direct Debit, fraud management, Open Banking, PSD2, IBAN, financial services, cash management, customer experience, banks, merchants

Transformative trends in ecommerce and what to expect in 2024

Voice of the Industry | Ecommerce | 07 Dec 2023

Lee Jones, CEO of Merchant Services UK at Worldline, discusses the dynamic evolution in payments and the three key trends for merchants to consider moving into 2024. Emphasising the vital role of cutting-edge technologies, he stresses the need for retailers to ensure frictionless customer experiences and robust, fraud-resistant payment solutions.


ecommerce, ecommerce platform, online platform, online shopping, online payments, payments , digital payments, Tap-to-Pay, PSP, payment fraud, artificial intelligence, two-factor authentication, PSD3

Navigating shared finance: customer authorisation

Voice of the Industry | Digital Identity, Security & Online Fraud | 28 Nov 2023

With the nascence of shared finance, Adam Rusbridge from Ping Identity, explains how identity and access management enable a safer and smoother UX.

fintech, identity verification, financial services, digital identity, online authentication

Regtech&IDV roundup 2023: global investments and collaborations in the fight against fincrime – part 2, the who

Voice of the Industry | Digital Identity, Security & Online Fraud | 23 Nov 2023

Expanding on the rationale behind funding and M&A activity in regtech and IDV, today we present the technology vendors in the space that have made headlines since the beginning of 2023.


identity fraud, regtech, merger, acquisition, funding, AI, machine learning, KYC, AML

Exploring regtech and IDV fundings, mergers & acquisitions in 2023 – part 1, the why

Voice of the Industry | Digital Identity, Security & Online Fraud | 21 Nov 2023

'Sticks in a bundle can't be broken, but sticks taken singly can be easily broken.'

regtech, identity verification, identity fraud, AML, KYC, banks, fintech, digital wallet, AI, APP fraud

Why all payments orchestration is not the same

Interviews | Online Payments | 15 Nov 2023

There’s more to great payment orchestration than just a good gateway and some connectors. In this Q&A, Kieran Mongey, Principal Product Evangelist of ACI explores the demand for better orchestration, who wants it and why, and how fixing the capability gap can help merchants get ahead.

payments orchestration, online payments, mobile payments