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Bank of England plans to change the capital treatment for small business

News | Online & Mobile Banking | 20 Mar 2023

The Bank of England’s Prudential Regulation Authority has revealed its plans to change the capital treatment for small business lending.

SME lending, banks, banking, regulation

Starling Bank launches one-year saver product for SMEs

News | Online & Mobile Banking | 17 Feb 2023

Starling Bank has launched a one-year saver product for its SME customers with a 2.5% fixed interest rate over one year on balances of GBP 2.000 or more.

banks, product launch, SMEs, fintech, banking license

Fintechs and financial inclusion: how to avoid the pitfalls and stimulate growth

Voice of the Industry | Mobile Payments | 16 Nov 2022

Maria Vinogradova of OpenWay addresses the number of instances where e-wallets can fail financial inclusion goals while also detailing how to create a successful financial inclusion offering.

mobile payments, e-wallet, financial inclusion, PCI DSS, PSP, payments infrastructure

The Paypers Global Fintech Investments Analysis: Q3 2022

Voice of the Industry | Payments General | 04 Nov 2022

The Paypers studied the most relevant investments announced during Q3 2022. While the global fintech industry is growing at a slower pace compared to 2021, BNPL, embedded finance, and lending still seem safe investment bets.

fintech, investment, BNPL, embedded finance, funding, financial services, mobile banking, COVID-19, startup, neobanks, The Paypers Quarterly Analysis series

UK government puts banks in the spotlight after releasing BBLS data

News | Online & Mobile Banking | 01 Aug 2022

The UK government has published the first figures on the performance of its three emergency COVID-19 loan guarantee schemes, pushing banks like Starling Bank to explain their reliance on state-back funding.

banks, COVID-19, SMEs, acquisition, data

Acquisitions and investments in the payments industry: challenges and opportunities

Voice of the Industry | Online Payments | 03 Jun 2022

Anda tackles the M&As and investments from Q4 2021 to Q1 2022, focusing on challenges and opportunities and what should businesses consider when looking to acquire capital or companies.


payment processing, account-to-account payment, Unicorn, BNPL, acquisition, online payments, payments

Interview with the FBI on financial fraud and crime threats

Interviews | Digital Identity, Security & Online Fraud | 13 Jul 2021

The Paypers sat with an FBI representative to find out what are the latest financial fraud and crime threats coming out of investment firms/crypto and learn how to tackle them

fraud detection, financial crime, CDD, FBI, COVID-19, cryptocurrency, AML

Ant Financial refuses to share more consumer data with China's central bank

News | Digital Identity, Security & Online Fraud | 04 Mar 2021

Ant Group has defied government pressure to share more consumer data with China’s central bank, after it was forced to pull its record USD 37 billion initial public offering in 2020.

data privacy, PBOC, banks

Italy to take on USD 17 bln of UniCredit bad loans to ease MPS sale, Reuters

News | Payments General | 08 Jan 2021

Italy has plans to take on about EUR 14 billion (USD 17 billion) of UniCredit’s impaired loans to make a takeover of state-owned Monte dei Paschi more attractive for the bank, according to Reuters

Italy, UniCredit, MPS, Monte dei Paschi bank, takeover, AMCO, debt, high-risk loans, treasury, Mediobanca, UBS, JP Morgan, Credit Suisse, Bank of America, Orrick, ECB

Mergers & acquisitions in the fraud prevention space – the last 12 months overview

Voice of the Industry | Digital Identity, Security & Online Fraud | 10 Dec 2020

Simona Negru, content editor at The Paypers, has outlined an overview of the most important mergers and acquisitions in the fraud space and the reasons behind their business strategies

mergers, acquisitions, Simona Negru, The Paypers, fraud prevention, ecommerce, digital transactions, KYC, identity, compliance, financial services, banking, merchants, ATO, online channel, digital onboarding, identity verification, fraud detection, risk management

UK government provides financial help to businesses after Brexit

News | E-invoicing, SCF & E-procurement | 08 Dec 2020

The UK government has announced that it will offer extra financial help to businesses to help them cover their costs after Brexit.

UK, government, trade finance, SCF, Brexit, trade, loans, EU, UKEF, guarantee, lenders, banks

British Business Bank grows SME support to GBP 8 bln

News | E-invoicing, SCF & E-procurement | 16 Sep 2020

The British Business Bank (BBB) has grown its stock of support to small- and medium-sized enterprises (SMEs) to GBP 8 billion, with most coming through alternative lenders.

British Business Bank, SMEs, lending

Credit Suisse seeks partnership with insurers

News | Payments General | 10 Aug 2020

Switzerland-based Credit Suisse has announced plans to expand cooperation with insurers, according to chairman.

Credit Suisse, Switzerland, insurers, cooperation, partnership, insurance, credit cards, events, retail clients, coronavirus, state backed loans, quick liquidity, banking services, retail business, Ping An, China

Tide pauses its Bounce Back Loan Scheme

News | E-invoicing, SCF & E-procurement | 10 Jul 2020

Tide has announced, in a letter to its 150.000 SME customers, that it would not be resuming its Bounce Back Loan Scheme (BBLS).

TIde, Bounce Back Loans, SMEs, BBLS, loans, fintech

UBI Banca, finleap connect to launch digital platform for salary backed loans

News | Online & Mobile Banking | 03 Jul 2020

Italy-based UBI Banca has partnered with fintech ecosystem finleap connect to launch a platform which will allow customers to obtain salary backed loans.

UBI Banca, finleap connect, digital platform, salary backed loans, prestifatto.it, online loans

Recovery fund proposed for helping Europe tackle the coronavirus crisis

News | E-invoicing, SCF & E-procurement | 28 May 2020

EU’s executive Commission has proposed a recovery fund with EUR 750 billion to help EU tackle the pandemic crisis.

coronavirus, COVID-19, Europe, loans, credit, Next Generation EU, Germany, France, Spain, Italy, Austria, Netherlands, Denmark, Sweden

EIF, ProCredit to provide EUR 800 mln in additional support for SMEs in 11 countries

News | E-invoicing, SCF & E-procurement | 23 Jul 2019

The European Investment Fund (EIF) and ProCredit Group have announced that they would provide an additional EUR 800 million to innovative small and medium-sized companies (SMEs).

European Investment Fund, EIF, ProCredit Group, SMEs, financing , loans