Payments And Fintech Research And Reports

This is the central hub for all The Paypers’ flagship editorial products, along with valuable insights from our partners

Are you here for the newest editions of the Open Banking Report, Fraud Prevention in Ecommerce Report, Payment Methods Report, Who’s Who in Payments Report, Cross-Border Payments and Ecommerce Report, or Financial Crime and Fraud Report? Do you want to see what other payments reports, fintech whitepapers, or resources we have put together recently? Look no further. The Payments and Fintech Research and Reports section of The Paypers has it all, from digital identity and crypto to ecommerce payments and Open Banking. Dive in and download any of our free and insightful resources to keep informed and up-to-date with the newest expert takes in the industry.

Are you here for the newest editions of the Open Banking Report, Fraud Prevention in Ecommerce Report, Payment Methods Report, Who’s

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The SPAA scheme: a transformative step for Europe's payment ecosystem

Voice of the Industry | Online & Mobile Banking | 21 Jan 2025

Oana Ifrim from The Paypers delves into the SPAA scheme, a game-changer for Europe's Open Banking, making it more accessible and sustainable.

SPAA, Open Banking, report

Gathering pace – the current state of Open Banking payment adoption in the UK

Voice of the Industry | Online & Mobile Banking | 20 Jan 2025

Andy Wiggan, Chief Product Officer at GoCardless, shares insights into how the UK can stay ahead in Open Banking.

Open Banking, Open Banking payments, report

EU watchdogs spotlight DeFi risks and crypto lending in new report

News | Cryptocurrencies | 20 Jan 2025

The European Banking Authority (EBA) and the European Securities and Markets Authority (ESMA) have released a joint report analysing developments in the crypto-asset sector.

DeFi, crypto, report, regulation, money laundering

What role does Open Banking play in the transition to a smart data economy?

Interviews | Online & Mobile Banking | 17 Jan 2025

OBL, led by CEO Henk van Hulle, has been engaging the ecosystem, the fintech industry, regulators and government stakeholders to build on Open Banking’s success and help develop a smart data economy.  

Open Banking, Open Finance, Open Data Economy, report

Latin America's path to Open Finance – BBVA interview

Interviews | Online & Mobile Banking | 08 Jan 2025

Carmela Gómez Castelao, Head of Global Open Banking at BBVA, discusses Open Banking and Open Finance adoption in LATAM, regulatory trends, and BBVA's role in advancing innovation.

Open Banking, Open Finance, report, regulation, banks, fintech

PSR consults on cross-border card fees limit

News | Online Payments | 16 Dec 2024

The UK’s Payment System Regulator (PSR) has announced its plans to consult on whether to implement a cap on cross-border card fees charged when European consumers shop online from UK businesses. 

interchange fee, scheme fee, cross-border payments, report, credit card, debit card

2024 Chargeback Field Report shows friendly fraud and chargeback issues

News | Digital Identity, Security & Online Fraud | 13 Dec 2024

The 2024 Chargeback Field Report, developed by Chargebacks911 has examined the state of chargeback management in the card-not-present (CNP) payments sector.

report, research, friendly fraud, chargebacks

Santander reports an increase in money mule cases among young adults

News | Digital Identity, Security & Online Fraud | 09 Dec 2024

Santander has handled 22.467 money mule cases in the 12 months between October 2023 and September 2024 and published a report on its findings.

fraud prevention, money laundering, money scam, report, romantic scam

The Paypers' global overview of A2A payment methods

Voice of the Industry | Payments General | 06 Dec 2024

The Paypers has included in its ‘Unlocking the Potential of A2A Payments Report 2024 – Changing the Way We Pay and Get Paid’ a comprehensive infographic with a global overview of A2A payment methods: from local and regional schemes to Open Banking-based payments and tech providers.

real-time payments, payment processing, merchants, PSP, infrastructure, APMs, A2A payments, Open Banking, research, report, money transfer, ecommerce, transactions , banking rails, digitalisation, payment methods, LPMs, instant payments, paytech, fintech, API, mobile payments

The Paypers launches the Global Ecommerce Report 2025

News | Ecommerce | 04 Dec 2024

The Paypers launches the 2025 edition of the Global Ecommerce Report – Tackling Challenges and International Expansion with Strategic Partnerships.

report, paytech, fintech, merchants, ecommerce, PSP, card scheme, FX , cross-border payments, cross-border ecommerce

Global Ecommerce Report 2025

Report | Ecommerce | 04 Dec 2024

The Global Ecommerce Report 2025 provides a complete overview of key trends and strategies to help businesses worldwide succeed.

report, payments , paytech, fintech, merchants, ecommerce, PSP, card scheme, payments orchestration, FX , cross-border payments, cross-border ecommerce, partnership, travel payments, retail, expansion, research, mobile payments, digital payments, digitalisation, regulation, generative AI, GenAI, artificial intelligence, Open Banking, RTPs, tokenization, checkout optimisation , compliance, fraud prevention, instant payments, payout, payin, growth markets, investment

ACI Worldwide projects APP scam losses to reach USD 7.6 bln by 2028

News | Digital Identity, Security & Online Fraud | 22 Nov 2024

ACI Worldwide, a global provider of payments technology, has released its latest Scamscope report, showing that APP scam losses will reach USD 7.6 billion by 2028.

report, fraud management, APP fraud, RTPs, financial institutions

Sumsub releases 2024 Identity Fraud Report

News | Digital Identity, Security & Online Fraud | 19 Nov 2024

Sumsub, a verification platform specialising in identity solutions, has published its Identity Fraud Report 2024, offering a global overview of identity fraud trends.

research, report, identity fraud, identity theft

Ecommpay and IMRG reveal strategies to boost checkout conversions

News | Payments General | 31 Oct 2024

Ecommpay and IMRG have released a report that reveals key strategies to improve ecommerce checkout conversion rates.

research, ecommerce, checkout optimisation , report

Visa's biannual report highlights evolving scams and financial threats

News | Digital Identity, Security & Online Fraud | 25 Oct 2024

Visa has released its State of Scams: Fall 2024 Biannual Threats Report, revealing recent developments in scams and threats targeting banks and consumers.

report, research, cybersecurity, fraud prevention

UK leads European crypto economy with USD 217 bln on-chain

News | Cryptocurrencies | 25 Oct 2024

Recent data from the blockchain analysis firm Chainalysis highlights that the UK holds the largest cryptocurrency economy in Central, Northern, and Western Europe (CNWE).

cryptocurrency, report, stablecoin, growth markets

Variable Recurring Payments face lack of support amid rising demand

News | Online & Mobile Banking | 25 Oct 2024

Account-to-account (A2A) payment infrastructure provider Token.io has released a new survey report in partnership with Open Banking Expo.

research, survey, report, partnership

The Paypers unveils the Next-Gen Tech to Detect Fraud and Fincrime Report 2024

News | Digital Identity, Security & Online Fraud | 22 Oct 2024

The Paypers has released the Next-Gen Technologies to Detect Fraud and Financial Crime Report 2024, highlighting how banks, fintechs, and PSPs leverage AI to combat advanced fraud.

report, fraud prevention, fraud detection, fintech, banks, compliance, risk management, ecommerce, artificial intelligence, generative AI

ACI Worldwide study shows real-time payments increase global GDP

News | Payments General | 22 Oct 2024

ACI Worldwide study has revealed that real-time payments are set to increase global GDP by USD 285.8 billion and create 167 million new bank accountholders by 2028.

payments , ecommerce, financial institutions, report, financial inclusion

Next-Gen Tech to Detect Fraud and Financial Crime Report 2024

Report | Digital Identity, Security & Online Fraud | 22 Oct 2024

The Next-Gen Technologies to Detect Fraud and Financial Crime Report 2024 highlights how banks, fintechs, and PSPs leverage AI and emerging tech to detect and combat advanced fraud.


report, generative AI, GenAI, artificial intelligence, machine learning, data, fraud management, fraud detection, risk management, banks, fintech, instant payments, real-time payments, APP fraud, scam, social engineering, anti-fraud initiatives, AML, identity verification, identity theft, digital identity