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VEON, MasterCard, business partnership, digital financial services, online payments, digital inclusion
GSMA, Mobile Money Interoperability Test Platform, financial inclusion, Africa, ITP, transactions , GSMA Inclusive Tech Lab, GoPay, IDEMIA, KaiOS, MTN, Telenor, University of Washington, VEON, Vodafone, The Bill & Melinda Gates Foundation, digital, payments , digitisation, account-to-account interoperability, mobile money, APIs