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Find here all the latest articles, news, and research on SEPA and other SEPA-related topics:

Find here all the latest articles, news, and research on SEPA and other SEPA-related topics:

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The European Central Banks welcomes the Bulgarian market to TIPS

News | Payments General | 20 Dec 2024

The European Central Bank has welcomed the Bulgarian market to the TIPS service, following its successful migration in December 2024.

partnership, digital euro, SEPA, payments , ecommerce

EPC publishes new version of SEPA Request-to-Pay scheme rulebook

News | Payments General | 02 Dec 2024

The European Payments Council (EPC) has announced that it published version 4.0 of the SEPA Request-to-Pay (SRTP) scheme rulebook, covering the need to optimise and clarify the scheme while maintaining its stability. 

regulation, SEPA, API, online payments, PSP

Montenegro and Albania join the Single Euro Payments Area

News | Payments General | 22 Nov 2024

Montenegro and Albania have become the first-ever enlargement countries to join the geographical scope of the Single Euro Payments Area (SEPA).

SEPA, expansion, regulation, payments

Genome introduces SEPA Instant Transfers for Eurozone payments

News | Online Payments | 22 Oct 2024

Lithuania-based Genome has launched SEPA Instant Transfers, enabling its clients to send and receive euro payments within seconds across the Eurozone.

SEPA, digital payments, online payments, payment methods

EPI's Wero and BLIK: can they finally transform Europe's payment landscape?

Voice of the Industry | Payments General | 17 Oct 2024

Frank Breuss, CEO and Co-Founder, and Regimantas Maliauskas, Strategic Partnership Manager at Nikulipe, discuss EPI’s Wero and BLIK’s potential to transform the payments landscape in Europe.

payments , paytech, A2A payments, local payment method, payments infrastructure, wero, BLIK, Unified Payments, P2P, fintech, SEPA, cross-border payments, POS, online payments, money transfer, banks, merchants, ecommerce, payment methods, digital wallet, data

EPC releases the first version of the VoP scheme rulebook

News | Online & Mobile Banking | 11 Oct 2024

The European Payments Council (EPC) has announced the launch of the first version of the Verification of Payee (VoP) scheme rulebook developed to minimise fraud and increase trust in payments. 

regulation, SEPA, identity verification, verifiable credentials, PSP, financial institutions

GoCardless joins SPAA scheme, calls on banks to participate

News | Online & Mobile Banking | 14 Aug 2024

Bank payment provider GoCardless has joined the SEPA Payment Account Access (SPAA) scheme and calls on banks to sign up to drive European payments innovation.

API, SEPA, Open Banking, banks, data sharing

The key benefits and challenges of A2A payments for individuals, PSPs, and merchants

Interviews | Ecommerce | 31 Jul 2024

Clement Jozwiak and Frédéric Frizzarin from Worldline cover A2A payments and the benefits and challenges for individuals, PSPs, and merchants.

A2A payments, account-to-account payment, ecommerce, PSP, merchant, embedded finance, payment methods, SEPA, regulation, Open Banking, customer experience

Understanding A2A payments: adoption and trends

Voice of the Industry | Payments General | 26 Jul 2024

Estera Sava, Content Editor at The Paypers, shares insights into the world of A2A payments, focusing on adoption and trends to watch throughout 2024.

payments , paytech, fintech, real-time payments, instant payments, A2A payments, API, Open Banking, financial data, data sharing, recurring payments, ecommerce, payment methods, bank transfer, UX, financial institutions, automation, SPAA, PSD2, PSD3, SEPA, SCT Inst, PSP, ACH, FedNow, digital wallet, P2P, regulation

Navigating payments – how A2A payments will shape the future

Interviews | Payments General | 24 Jul 2024

Nikogiannis Karantzis, Managing Director and CEO of ISX Financial, addresses the future of payments and how A2A payments come into play.

paytech, fintech, banktech, instant payments, API, financial services, SEPAInst, SEPA, SEPA Direct Debit, Bacs payment, SWIFT, money transfer, Open Banking, account-to-account payment, online payments, instant settlement, regulation, online security, POS, digital onboarding, A2A payments

The challenge of payments in Europe

Interviews | Payments General | 22 Jul 2024

Fernando Rodríguez, Head of Business Development at Bizum, tackles SEPA instant transfers in Europe and Bizum’s involvement, interoperability, and the future digital euro.

payments , paytech, fintech, account-to-account payment, instant payments, cross-border payments, real-time payments, SEPA, money transfer, digital euro, CBDC, payment methods, ecommerce, regulation, IPR, legislation, mobile payments, financial services, SEPAInst

Sends launches SEPA transfers for users

News | Payments General | 08 Jul 2024

UK-based EMI Sends has added SEPA transfers with low commissions and fast delivery to their financial services, which also include SWIFT and Local GBR Payments.

cross-border payments, SEPA, bank account, digital onboarding

The Paypers launches the Unlocking the Potential of A2A Payments Report 2024

News | Online Payments | 03 Jul 2024

The Paypers has launched the first edition of the Unlocking the Potential of A2A Payments Report 2024 showcasing the latest insights into the A2A space.

report, payments , paytech, fintech, regtech, merchants, account-to-account payment, Open Banking, ACH, real-time payments, instant payments, fraud management, APP fraud, digital payments, e-wallet, financial services, financial institutions, card scheme, mobile payments, SEPA, PSD2, PSD3, data sharing, financial data, ecommerce, API

Unlocking the Potential of A2A Payments Report 2024

Report | Online Payments | 03 Jul 2024

The first edition of the Unlocking the Potential of A2A Payments Report 2024 provides the latest insights into the A2A space.

report, payments , paytech, fintech, regtech, merchants, account-to-account payment, Open Banking, A2A payments, ACH, real-time payments, instant payments, fraud management, APP fraud, digital payments, e-wallet, financial services, financial institutions, card scheme, mobile payments, SEPA, PSD2, PSD3, data sharing, financial data, ecommerce, API

Eastnets introduces SEPA Instant Payments Access as a Service

News | Payments General | 14 Jun 2024

Global provider of compliance and payments solutions Eastnets has announced the launch of Instant Payments Access as a Service for SEPA Credit Transfers Instant. 

product launch, SEPA, SEPA API Access Scheme, fraud management, SWIFT, instant payments

Numeral joins forces with BNP Paribas

News | Online Payments | 04 Jun 2024

Banking aggregation and payment automation platform Numeral has entered a collaboration with BNP Paribas to provide further capabilities to payment companies. 

partnership, SEPA, online payments, payment methods, payments infrastructure

Worldline signs agreement with Banque Raiffeisen

News | Online & Mobile Banking | 30 May 2024

Global provider of payment services Worldline has signed an agreement with Banque Raiffeisen to allow the latter to leverage its cloud-based instant payments solution in Luxembourg. 

partnership, SEPA, payment processing, instant payments, instant settlement, regulation

The future of payments: real-time, instant payout for merchants

Interviews | Payments General | 30 May 2024

Mai Le, co-founder and CEO of SAPI, explores the impact of real-time payments on the industry and how instant payouts benefit SME merchants.

payments , paytech, fintech, ISO 20022, ecommerce, instant payments, real-time payments, cross-border payments, SEPA, PSP, payout, SMEs, merchants, SME lending, payment methods, API, automation

Santander, Iberpay introduce global instant transfers

News | Online Payments | 20 May 2024

Spain-based Santander, in collaboration with Iberpay, has announced that it processed one of the first instant transfers based on the EPC’s OCT Inst scheme. 

SEPA, PSP, online payments, instant payments, payment methods

Introduction to the evolving world of payments – global overview of key industry themes in 2024

Voice of the Industry | Online Payments | 02 May 2024

Joel Van Arsdale, Managing Partner at Flagship Advisory Partners covers the evolving world of payments, providing a global overview of key industry themes in 2024.

payments , fintech, embedded payments, cross-border payments, account-to-account payment, merchants, growth markets, PSP, payin, embedded finance, payout, SEPA, banks, ecommerce, B2B payments, financial services, real-time payments, Open Banking, identity verification, digital wallet