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Find here all the latest articles, news, and research on SCA and other SCA-related topics:

Find here all the latest articles, news, and research on SCA and other SCA-related topics:

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3-D Secure findings highlight missed opportunities for online merchants

Voice of the Industry | Digital Identity, Security & Online Fraud | 01 Nov 2024

Ravelin’s CEO, Martin Sweeney, shares 3DS performance metrics and explains how merchants and PSPs can improve the online shopping and payment experience without compromising security.


3-D Secure, online shopping, merchant, online authentication, SCA, payment fraud, fraud detection, online fraud, fraud prevention, PSD2, regulation, exemption strategies, PSP, GDPR

Boosting acceptance rates with AI-powered TRA exemptions: webinar key insights and best practices

Voice of the Industry | Digital Identity, Security & Online Fraud | 16 Oct 2024

The Paypers recently hosted a webinar where Britanny Allen, Trust and Safety Architect at Sift, and Carmen Caballero, Digital Payments Group Manager at Nestle, discussed best practises on boosting acceptance rates with AI-powered TRA exemptions.


ecommerce, fraud prevention, TRA, SCA, customer experience, chargebacks, fraud detection, exemption strategies, artificial intelligence, GenAI, transaction monitoring, risk management, risk score, bot attacks, two-factor authentication, 3-D Secure, merchant, online payments, payment fraud

The Paypers launches the Fraud Prevention in Ecommerce Report 2024-2025

News | Digital Identity, Security & Online Fraud | 25 Sep 2024

The Paypers has launched the sixth edition of the Fraud Prevention in Ecommerce Report, with a thorough overview of the hottest trends in the global fraud ecosystem.

report, fraud management, fraud detection, digital identity, KYC, KYB, online fraud, fraud prevention, online payments, ecommerce, payments , identity fraud, two-factor authentication, multi-factor authentication, CNP fraud, account takeover, promo abuse, refund fraud, merchants, generative AI, GenAI, first-party misuse, friendly fraud, biometrics, machine learning, scam, phishing, SCA, regulation, bot attacks

Fraud Prevention in Ecommerce Report 2024-2025

Report | Digital Identity, Security & Online Fraud | 01 Oct 2024

The 6th edition of the Fraud Prevention in Ecommerce Report provides a thorough overview of the global fraud ecosystem.

report, fraud prevention, fraud management, chargebacks, online fraud, merchant fraud, CNP fraud, account takeover, promo abuse, refund fraud, biometrics, digital identity, identity verification, merchants, ecommerce, generative AI, GenAI, machine learning, scam, phishing, Fraud decisioning, first-party misuse, fraud detection, SCA, two-factor authentication, multi-factor authentication, friendly fraud, regulation, bot attacks, behavioural biometrics

Paving the way for PSD3 – ACI Worldwide interview

Interviews | Online Payments | 30 Jul 2024

Conversations are already buzzing around PSD3. We interviewed Darren Wood from ACI Worldwide on the impact of the proposed new regulations on the payments landscape, what it means for payments and fraud prevention strategies, and how stakeholders are adapting to stay ahead.


PSD3, regulation, online payments, payments , digital payments, payment gateway, fraud prevention, online fraud, fraud management, fraud detection, payment fraud, behavioural biometrics, synthetic identity, artificial intelligence, API, PSP, Open Banking, open data, Open Finance, AML, SCA, BNPL, digital wallet, PSD2, compliance, real-time payments

EBA unveils new types of payment fraud and proposes protective measures

News | Digital Identity, Security & Online Fraud | 30 Apr 2024

The European Banking Authority (EBA) has unveiled a comprehensive Opinion aimed at tackling the evolving landscape of payment fraud within the European Union.

payment fraud, data, regulation, SCA, PSD3

Travel industry insights: payment challenges, trends, and regulatory frameworks

Voice of the Industry | Payments General | 27 Mar 2024

Eric Drésin, Secretary General at ECTAA, discusses the payment challenges, trends, and regulatory frameworks impacting travel agents and tour operators. 

travel payments, payments , regulation, digital wallet, PSD3, Merchant of Record, pandemic, BNPL, Open Banking, digital currency, PSD2, SCA, PCI compliance, PCI DSS, payment processing, chargebacks, digitalisation, travel series

Insights into European payment regulations for 2024 (and beyond)

Voice of the Industry | Payments General | 27 Mar 2024

The article offers insights into the regulatory changes slated for 2024, providing a roadmap that will influence the evolution of payments

instant payments, cross-border payments, AML, fraud prevention, regulation, PSD3, FIDA, MiCA, Open Finance, SCA, data privacy, compliance

Digital financial inclusion: legislative safeguards for vulnerable consumers

Voice of the Industry | Online & Mobile Banking | 14 Mar 2024

Emanuel van Praag and Eugerta Muçi discuss EU initiatives like the Accessibility Act and Financial Data Access Regulation, emphasising safeguarding vulnerable consumers in digital finance.

financial inclusion, digitalisation, financial services, PSD3, PSR, FIDA, Accessibility Act, artificial intelligence, banking, fintech, regulation, EBA, RTS, SCA, data

Modern solutions to secure digital payments against fraudsters

Interviews | Online Payments | 05 Mar 2024

We interviewed Roger Burkhardt, a member of the Netcetera’s management team within Payments & Identity division, about the current ecommerce and fraud trends and the modern solutions that secure the digital payments, while enabling focus on the core business and sustainability.


ecommerce, digital payments, online payments, ecommerce platform, fraud prevention, fraud detection, online fraud, digital identity, artificial intelligence, machine learning, biometrics, biometric authentication, behavioural biometrics, SCA, EMVCo, PSD2, PSD3, 3-D Secure, fintech, generative AI, tokenization, one-click payments, deep fake, phishing, Gen Z

Balancing ecommerce conversion, customer experience, and PSD3 compliance

Interviews | Ecommerce | 21 Feb 2024

We interviewed Emilio Rocchi, Director Marketing Planning International at LexisNexis® Risk Solutions, about the upcoming PSD3 and what changes it brings to better fight fraud and money laundering.


risk management, PSD2, PSD3, fraud management, fraud detection, online fraud, ecommerce, behavioural biometrics, digital banking, checkout optimisation , digital identity, PSP, authorisation rate, IBAN, SCA

First-party fraud: what's next on the horizon after Visa Compelling Evidence 3.0

Voice of the Industry | Online Payments | 07 Feb 2024

Keith Briscoe, VP of Member Advocacy at Merchant Risk Council (MRC), delves into the intricacies of first-party fraud and discusses what's next after Visa Compelling Evidence 3.0.

cross-border payments, ecommerce, first-party misuse, chargebacks, SCA, Card-not-present fraud, Visa

Payment optimisation strategies for better acceptance rates

Voice of the Industry | Online Payments | 19 Jan 2024

Gabriel Lucas and Chaira Mekkaoui, Associate Directors at Redbridge, discuss payment optimisation strategies for better acceptance rates.

payments , payment methods, ecommerce, PSD2, merchants, SCA, fintech, tokenization, authorisation rate

Fraud Prevention in Ecommerce Report 2023-2024

Report | Digital Identity, Security & Online Fraud | 14 Nov 2023

The 5th edition of the Fraud Prevention in Ecommerce Report provides a thorough review of the global state of the fraud ecosystem and how can fraud be prevented.

fraud prevention, CNP fraud, account takeover, fraud management, online fraud, identity fraud, payment fraud, friendly fraud, fraud-as-a-service, ecommerce, regulation, SCA, compliance, PCI compliance, online payments, biometric authentication, biometrics, machine learning, artificial intelligence, digital identity, digital payments, digital onboarding, phishing, vishing, romantic scam, holiday fraud, identity verification, tokenization

The future of banking security: how AI is transforming fraud detection in banking

Voice of the Industry | Digital Identity, Security & Online Fraud | 14 Nov 2023

In this article, Claire Deprez Pipon, an expert at Worldine, highlights the new types of fraud and the emergence of Artificial Intelligence as an effective tool for fraud prevention. 

banking, artificial intelligence, fraud detection, PSD2, fraud prevention, Card-not-present fraud, SCA, financial institutions, banks, transactions

FIDO Alliance certifies the Worldline Authentication server

News | Digital Identity, Security & Online Fraud | 28 Aug 2023

Payment services provider Worldline has announced that its Trusted Authentication solution was certified by the FIDO Alliance to make secure password-free web authentication.

certification, fraud prevention, online authentication, compliance, fintech, SCA, online banking, payments , digital identity, account takeover, phishing, biometrics

TrueLayer research shows merchants lose out from poor payments experiences

News | Online & Mobile Banking | 18 Jul 2023

Open Banking platform TrueLayer has published new research, revealing that merchants have yet to breach the gap between payments experiences and consumer expectations.

Open Banking, SCA, merchants, online payments, report

Are digital IDs the future of user verification?

Voice of the Industry | Digital Identity, Security & Online Fraud | 14 Jul 2023

Vicky Bindra, Chief Operations and Product Officer at Nuvei, discusses the future of digital IDs and how understanding their full potential can help organisations enhance privacy, security, and user experience.

digital identity, identity theft, identity verification, online fraud, fraud detection, identity fraud, biometrics, biometric authentication, merchants, artificial intelligence, machine learning, online security, cybersecurity, online authentication, two-factor authentication, multi-factor authentication, PSD2, 3-D Secure, SCA, API

The art of balancing risk and customer experience expectations in payments

Voice of the Industry | Digital Identity, Security & Online Fraud | 14 Jul 2023

Now merchants have no way to verify that the card belongs to a customer. Theresia Mallia from Kindred Group reveals tips on how to balance risk and customer expectation in ecommerce payments.

financial crime, merchants, PSD2, Open Banking, AML, fraud management, banks, payment methods, IBAN, SCA

Salt Edge and Kindgeek announce Open Banking partnership

News | Online & Mobile Banking | 05 Jul 2023

Fintech software developer Kindgeek and Open Banking service provider Salt Edge have announced a partnership to offer PSD2 and Open Banking solutions to the fintech landscape.

partnership, banking, Open Banking, fintech, financial services, data aggregation, PSD2, compliance, digitalisation, payments , ecommerce, SCA, financial data, e-wallet