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Find here all the latest articles, news, and research on Regulation and other Regulation-related topics:

Find here all the latest articles, news, and research on Regulation and other Regulation-related topics:

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KakaoPay, Apple Pay fined USD 5.8 mln in South Korea

News | Digital Identity, Security & Online Fraud | 23 Jan 2025

South Korea's Personal Information Protection Commission (PIPC) has fined KakaoPay and Apple Pay a combined USD 5.8 million for breaching the country’s Personal Information Protection Act.

regulation, data, payments , payment methods, compliance

FCA and PSR announce next steps for Open Banking in the UK

News | Online & Mobile Banking | 23 Jan 2025

The UK’s Financial Conduct Authority (FCA) and Payment Systems Regulator (PSR) have outlined their next steps to advance Open Banking in the region.

Variable Recurring Payments, Open Banking, regulation, Open Banking payments

New rules could remove the GBP 100 limit on contactless payments

News | Payments General | 23 Jan 2025

Contactless payment rules could be changed as part of wider moves to improve economic growth in the UK.

contactless payments, payments , mobile payments, transactions , regulation

Mbanq partners with P2P to help Brazilian immigrants

News | Online & Mobile Banking | 22 Jan 2025

Mbanq, a BaaS and financial technology provider, has partnered with P2P, a digital financial platform designed for the Brazilian immigrant community in the US.

partnership, regulation, financial services, BaaS, debit card

FCA to launch VRP and develop Open Finance in 2025

News | Online & Mobile Banking | 22 Jan 2025

The Financial Conduct Authority (FCA) has announced its plans to launch variable recurring payments (VRP) in 2025 to scale competition and underlined its intention to develop Open Finance in the UK. 

regulation, Open Finance, recurring payments, artificial intelligence, financial services, Open Banking

CFPB directs Equifax to pay USD 15 million for credit reporting errors

News | Digital Identity, Security & Online Fraud | 21 Jan 2025

CFPB has taken action against Equifax, the national consumer reporting agency, due to its inadequate handling of consumer dispute investigations.

fraud management, fraud detection, fraud prevention, regulation, CFPB

Green fintech firm Tred shuts down following regulatory change

News | Online & Mobile Banking | 21 Jan 2025

Tred, a UK-based green fintech company, has announced it is shutting down operations after four years in business due to regulatory changes.

regulation, green finance, fintech, carbon footprint

Crypto.com gains in-principle approval for MiCA licence

News | Cryptocurrencies | 20 Jan 2025

Crypto.com, a worldwide provider of cryptocurrency asset services, has announced that it has obtained an in-principle MiCA licence.

crypto, partnership, regulation, MiCA, licence

Gemini chooses Malta as its European hub for MiCA compliance

News | Cryptocurrencies | 20 Jan 2025

Gemini, a cryptocurrency exchange, has selected Malta as the central hub for its operations under the Markets in Crypto-Assets (MiCA) framework.

compliance, cryptocurrency, cryptocurrency exchange, regulation, digital assets

EU watchdogs spotlight DeFi risks and crypto lending in new report

News | Cryptocurrencies | 20 Jan 2025

The European Banking Authority (EBA) and the European Securities and Markets Authority (ESMA) have released a joint report analysing developments in the crypto-asset sector.

DeFi, crypto, report, regulation, money laundering

PSR updates its strategy to scale competition and growth

News | Payments General | 20 Jan 2025

The Payment System Regulator (PSR) has announced its commitments for the next two years after the mid-term review of its five-year strategy. 

payments , online payments, regulation, payments infrastructure, financial services

Commonwealth Bank calls for ban on card payment surcharges

News | Payments General | 20 Jan 2025

Commonwealth Bank has urged the Reserve Bank of Australia (RBA) to prohibit all surcharges applied to debit and credit card payments.

payments , banks, financial institutions, regulation

EU's Digital Operational Resilience Act (DORA) comes into force

News | Digital Identity, Security & Online Fraud | 17 Jan 2025

The EU Digital Operational Resilience Act (DORA), first introduced by the European Commission in 2020, has become officially applicable across the EU Single Market.

regulation, DORA, financial institutions, financial services

Lithuania implements new unregulated gambling payment blocking law

News | Payments General | 17 Jan 2025

Lithuania has approved an amendment requiring financial institutions to block all payment card transactions from unregulated operators.

regulation, payments , gambling, financial institutions, transactions

American Express to pay USD 230 million to resolve US charges

News | Digital Identity, Security & Online Fraud | 17 Jan 2025

Financial services corporation American Express has announced its decision to pay nearly USD 230 million to settle US criminal and civil charges regarding deceptive sales practices. 

regulation, credit card, SMEs, credit access, credit card fraud

Ambienta's Namirial acquires Digital Technologies for e-invoicing growth

News | E-invoicing, SCF & E-procurement | 17 Jan 2025

Ambienta, a European asset manager focused on environmental sustainability, has announced that its portfolio company Namirial has acquired Digital Technologies – Società Benefit.

acquisition, e-invoicing, transactions , payments , regulation

NetChoice and TechNet sue the US CFPB to block regulation

News | Payments General | 17 Jan 2025

Technology trade groups NetChoice and TechNet have announced their decision to sue the US Consumer Financial Protection Bureau (CFPB) to oppose a new rule providing the regulator with supervisory authority over payment apps and digital wallets.  

regulation, digital wallet, fintech, online payments, financial services

Study highlights BNPL risks and low user awareness

News | Payments General | 17 Jan 2025

Research by the Lending Standards Board (LSB) reveals that many consumers remain unaware of the true costs of Buy-Now, Pay-Later (BNPL) products, leading to financial vulnerability.

BNPL, financial inclusion, compliance, regulation

MNB fines OTP and MBH Banks for AML compliance failures

News | Digital Identity, Security & Online Fraud | 16 Jan 2025

Hungary’s central bank, MNB, has fined OTP and MBH Bank HUF 43 million (USD 106,183) for non-compliance with AML and CTF regulations.

AML, CTF, penalize, regulation, compliance

US judge fines BitMEX USD 100 million for AML breaches

News | Online & Mobile Banking | 16 Jan 2025

Seychelles-based crypto derivatives exchange BitMEX has been fined USD 100 million for breaching US Anti-Money Laundering (AML) laws to scale its revenue. 

regulation, AML, KYC, fraud management