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Find here all the latest articles, news, and research on PSD3 and other PSD3-related topics:

Find here all the latest articles, news, and research on PSD3 and other PSD3-related topics:

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The Paypers launches the Open Finance Report 2024

News | Online & Mobile Banking | 21 Nov 2024

The Paypers has launched the 8th edition of the highly anticipated Open Finance Report 2024.

Open Banking, Open Finance, open data, account-to-account payment, payments , fraud prevention, regulation, PSD3, FIDA, SPAA, banking, banks, API, fintech

Open Finance Report 2024

Report | Online & Mobile Banking | 21 Nov 2024

The Paypers has launched the 8th edition of the highly anticipated Open Finance Report 2024.

Open Banking, Open Finance, open data, account-to-account payment, payments , fraud prevention, regulation, banks, banking, fintech, API, PSD3, SPAA, FIDA

PSD3/PSR, DORA, and more – what comes with the next wave of payment regulations?

Voice of the Industry | Payments General | 29 Oct 2024

Dr. Carlos Nasher, Managing Partner at Thede Consulting, analyses the impact of PSD3/PSR and DORA on the payments industry, exploring what it means for merchants and banks.


DORA, FIDA, PSD3, PSR, digital euro, merchants, banks, fraud management

DKB integrates the finAPI XS2A server

News | Online & Mobile Banking | 30 Jul 2024

The Deutsche Kreditbank (DKB) has successfully integrated finAPI’s PSD2-compliant XS2A interface, enabling seamless and faster collaborations with third-party providers.

API, financial data, bank account, PSD2, PSD3

Paving the way for PSD3 – ACI Worldwide interview

Interviews | Online Payments | 30 Jul 2024

Conversations are already buzzing around PSD3. We interviewed Darren Wood from ACI Worldwide on the impact of the proposed new regulations on the payments landscape, what it means for payments and fraud prevention strategies, and how stakeholders are adapting to stay ahead.


PSD3, regulation, online payments, payments , digital payments, payment gateway, fraud prevention, online fraud, fraud management, fraud detection, payment fraud, behavioural biometrics, synthetic identity, artificial intelligence, API, PSP, Open Banking, open data, Open Finance, AML, SCA, BNPL, digital wallet, PSD2, compliance, real-time payments

Understanding A2A payments: adoption and trends

Voice of the Industry | Payments General | 26 Jul 2024

Estera Sava, Content Editor at The Paypers, shares insights into the world of A2A payments, focusing on adoption and trends to watch throughout 2024.

payments , paytech, fintech, real-time payments, instant payments, A2A payments, API, Open Banking, financial data, data sharing, recurring payments, ecommerce, payment methods, bank transfer, UX, financial institutions, automation, SPAA, PSD2, PSD3, SEPA, SCT Inst, PSP, ACH, FedNow, digital wallet, P2P, regulation

Digital wallets – a means to further A2A payments

Interviews | Payments General | 26 Jul 2024

Fabian Mansfeld, Chief Acceptance Market Strategy Officer of the European Payments Initiative (EPI), discusses A2A payments and EPI’s plans for a European digital wallet.

payment methods, A2A payments, payment scheme, P2P, online payments, financial institutions, merchants, ecommerce, mobile wallet, POS, regulation, PSD3, Open Banking, Open Finance, online security, data, paytech, fintech, B2C, recurring payments, financial data

The APP fraud problem and its impact on the payments industry

Voice of the Industry | Digital Identity, Security & Online Fraud | 22 Jul 2024

Mark Beresford, Director at Edgar, Dunn & Company (EDC), tackles authorised push payment (APP) fraud and its effect on the payments industry.

APP fraud, online fraud, financial crime, paytech, fintech, regtech, PSD3, scam, social engineering, online platform, romance scam, ecommerce, marketplace, PSR, PSP, Confirmation of Payee, instant payments, IBAN, PSD2, identity verification, fraud prevention, A2A payments, regulation

The Paypers launches the Unlocking the Potential of A2A Payments Report 2024

News | Online Payments | 03 Jul 2024

The Paypers has launched the first edition of the Unlocking the Potential of A2A Payments Report 2024 showcasing the latest insights into the A2A space.

report, payments , paytech, fintech, regtech, merchants, account-to-account payment, Open Banking, ACH, real-time payments, instant payments, fraud management, APP fraud, digital payments, e-wallet, financial services, financial institutions, card scheme, mobile payments, SEPA, PSD2, PSD3, data sharing, financial data, ecommerce, API

Unlocking the Potential of A2A Payments Report 2024

Report | Online Payments | 03 Jul 2024

The first edition of the Unlocking the Potential of A2A Payments Report 2024 provides the latest insights into the A2A space.

report, payments , paytech, fintech, regtech, merchants, account-to-account payment, Open Banking, A2A payments, ACH, real-time payments, instant payments, fraud management, APP fraud, digital payments, e-wallet, financial services, financial institutions, card scheme, mobile payments, SEPA, PSD2, PSD3, data sharing, financial data, ecommerce, API

Video interview Money20/20 Europe: Worldline's future in payments

Interviews | Online & Mobile Banking | 25 Jun 2024

At Money20/20 Europe in Amsterdam, The Paypers spoke with Marc-Henri Desportes from Worldline about the company's growth and trends in payments. 

partnership, digital euro, payment methods, PSD3, instant payments, account-to-account payment

Open Finance and fintech trends: insights from Money 20/20

Interviews | Online & Mobile Banking | 18 Jun 2024

Open Banking and Open Finance are on an upwards trend and we sought out experts attending Money 20/20 to discover why open initiatives and fintechs are spreading around like wildfire.

Open Banking, Open Finance, regulation, SPAA, FIDA, PSD3

Navigating the 2024 trends in payments and fraud – keynotes from MRC Barcelona 2024

Voice of the Industry | Online Payments | 28 May 2024

The biggest MRC event in Europe – MRC Barcelona 2024 – focused once more on gathering industry enthusiasts in payments and fraud prevention, as merchants are looking for additional ways to prevent fraud and lower their cart abandonment rates using high-end technologies.


fraud management, fraud detection, online fraud, identity fraud, online payments, account-to-account payment, PSD2, PSD3, scam, romantic scam, promo abuse, artificial intelligence, machine learning, bot attacks, carding, ecommerce, merchant, generative AI, online authentication, multi-factor authentication, biometric authentication, chargebacks, merchant fraud, digital onboarding, account takeover, refund, refund fraud

EBA unveils new types of payment fraud and proposes protective measures

News | Digital Identity, Security & Online Fraud | 30 Apr 2024

The European Banking Authority (EBA) has unveiled a comprehensive Opinion aimed at tackling the evolving landscape of payment fraud within the European Union.

payment fraud, data, regulation, SCA, PSD3

Crafting your payment strategy in 2024: five key factors to consider

Voice of the Industry | Payments General | 25 Apr 2024

Alexander Berrai and Svetlio Todorov of emerchantpay discuss the five key factors to consider when crafting a payment strategy in 2024.

payments , paytech, PSP, payment methods, digital wallet, Open Banking, SEPA Direct Debit, PIX, fraud detection, risk management, chargebacks, compliance, PSD2, PSD3, merchants, ecommerce

Shaping the future of the payments industry: key insights from MPE 2024

Voice of the Industry | Ecommerce | 12 Apr 2024

We highlight key topics discussed at MPE 2024, such as the evolving trends in payment optimisation, marketplaces and online platforms, real-time payments, GenAI, and cross-border payments.

payments , account-to-account payment, marketplace, online platform, PSP, merchants, Issuer, Acquirer, real-time payments, generative AI, cross-border payments, ecommerce, payments orchestration, Open Banking, Open Finance, PSD3, payment methods, API, CBDC, artificial intelligence, KYC

SurePay's solutions available on Temenos Exchange

News | Online & Mobile Banking | 11 Apr 2024

Payment verification solution provider SurePay has announced the availability of its services on the cloud-based Temenos Exchange partner ecosystem. 

partnership, Confirmation of Payee, PSD3, fraud management, financial institutions, banks, API

Adyen: UK retail sector loses GBP 11.3 bln to payment fraud yearly

News | Digital Identity, Security & Online Fraud | 09 Apr 2024

Adyen and the Centre for Economic Business and Research have reported that over a third of UK retail businesses lost on average GBP 1.4 mln each to fraud in 2023.

payment fraud, cybercrime, retail, research, PSD3

Travel industry insights: payment challenges, trends, and regulatory frameworks

Voice of the Industry | Payments General | 27 Mar 2024

Eric Drésin, Secretary General at ECTAA, discusses the payment challenges, trends, and regulatory frameworks impacting travel agents and tour operators. 

travel payments, payments , regulation, digital wallet, PSD3, Merchant of Record, pandemic, BNPL, Open Banking, digital currency, PSD2, SCA, PCI compliance, PCI DSS, payment processing, chargebacks, digitalisation, travel series

Insights into European payment regulations for 2024 (and beyond)

Voice of the Industry | Payments General | 27 Mar 2024

The article offers insights into the regulatory changes slated for 2024, providing a roadmap that will influence the evolution of payments

instant payments, cross-border payments, AML, fraud prevention, regulation, PSD3, FIDA, MiCA, Open Finance, SCA, data privacy, compliance