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Scalable Capital, Germany, startup, BlackRock, HV Holtzbrinck Ventures, Tengelmann Ventures, B2B, B2C, banks, robo advisor, Barclays, Gerd Kommer Capital, Raiffeisen Banking Group Austria, Raisin, ING Deutchland, Siemen Private Finance, OpenBank, digital bank, digital, Santander, Targobank, Crédit Mutuel, Oskar, Baader Bank, Prime Broker