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Riverty report key takeaways – Fintech 2040: Trajectories for the evolution of the fintech ecosystem

Voice of the Industry | Payments General | 28 May 2025

Irina Ionescu, Senior Editor at The Paypers, discusses the key takeaways of Riverty’s Fintech 2040 report, focusing on the latest technologies that will shape the future of fintech, including autonomous AI agents and quantum computing.


fintech, report, quantum computing, online payments, payments , BNPL, Agentic AI, AI agents, artificial intelligence, Open Finance, smart contracts, decentralized finance, DeFi, cybersecurity, embedded finance, CBDC, blockchain, cryptocurrency

Fintech 2040: Trajectories for the Evolution of the Fintech Ecosystem

Report | Online & Mobile Banking | 15 May 2025

Drawing from academic foresight, industry analysis, and Riverty’s operational expertise, the report outlines how embedded finance, AI-powered personalization, and cross-industry convergence will redefine the way value is created, exchanged, and experienced over the next 15 years.

AI agents, quantum computing, decentralized finance, value chain