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Andréa Toucinho from Partelya Consulting delves into the interoperability agreement among major European mobile payment solutions.
mobile payments, interoperability
Sweden-based fintech Brite Payments has joined The Payments Association EU as a Patron Member.
payment association, payments , expansion, A2A, Open Banking
Anne-Sophie Morvan from LUXHUB provides expert insights into exploring key strategies and pitfalls for Open Finance.
Open Finance, regulation, FIDA, PSD2, PSD3, PSR
We sat down with Michael Salmony, Strategic Advisor at ETPPA, to discuss FIDA, its propositions, potential benefits, and main challenges.
FIDA, PSD2, data sharing, Open Banking, Open Finance, report
Andréa Toucinho from Partelya Consulting discusses how the BNPL trend, catalysed by ecommerce, is reshaping the European payments landscape.
BNPL, ecommerce, online payments, report
As the digital sterling is a once-in-a-generation change in the way that money works, David Birch strongly advises all stakeholders to take the time to work out exactly how it should work and make sure that it is implemented correctly.
wholesale CBDC, CBDC, online payments, banks, cash, API, digital currency, digital euro, digital dollar
We sat down with Ralf Ohlhausen, Chair of ETPPA, to discuss the lessons learned from PSD2, its shortcomings and review, and what are the needs and expectations for PSD3 and PSR.
PSD2, PSD3, PSR, regulation, TPP
SPAA Co-chairs Arturo González Mac Dowell and Gijs Boudewijn discuss how SPAA 1.1 revolutionises European payments, offering seamless data access, complementing EPI, and anticipating a dynamic Open Banking landscape.
SPAA, EPI, Open Banking, regulation, report
‘What, then, is truth? A mobile army of metaphors, metonyms, and anthropomorphisms …
banking, fintech, artificial intelligence, Open Banking, generative AI, credit scoring, fraud prevention, deep fake, PSD2, FIDA, data analytics
Building onto our previous reporting related to the partnerships that took place in Q3 2023 within the payments and commerce space, this analysis focuses on the banking and fintech industry.
banking, fintech, fraud prevention, financial crime, Open Banking, Open Finance, crypto, web3, The Paypers Quarterly Analysis series
The Paypers looked into the most relevant investments that were announced during Q3 2023 and discovered an overall preference for digital banking, fintech solutions, lending, and fraud prevention strategies.
investment, funding, expansion, payments , banks, ecommerce, The Paypers Quarterly Analysis series
We sat down with Richard Albery and Andy Morris from ACI Worldwide to discuss the UK’s New Payments Architecture (NPA), its goals and propositions, and how companies such as ACI adapt to the new initiative.
online payments, account-to-account payment, Variable Recurring Payments, regulation, real-time payments
France-based Treasury Management fintech Fipto has raised EUR 15 million in a seed funding round led by Serena and Motier Ventures.
funding, treasury, blockchain, cryptocurrency
Olegs Cernisevs, CTO of Blackcatcard, explains some key problems within the banking sector and how neobanking is actively addressing them.
neobanks, EMI licence, credit card, cryptocurrency, payment gateway, banking, AML, KYC
The Paypers has interviewed the co-chairs of SPAA MSG, Arturo González Mac Dowell and Gijs Boudewijn, discussing achievements, benefits, and future goals of the SEPA Payment Account Access (SPAA) Scheme.
SEPA Payment Account Access Scheme, SPAA, premium APIs, PSD2, banks, TPP, dynamic recurring payments, account-to-account payment, PSD3, PSR, instant payments, Open Banking, retail payments, financial data
Nilixa Devlukia, Chair of the Open Finance Association, delivers a thorough overview of the European Commission's proposal on Open Finance, ensuring a clear understanding of its implications.
PSR, Open Finance, PSD2, FIDA, regulation, financial data, payments , bigtech, banks, TPP, data sharing, Open Banking, API, premium API, financial services
Laust Bertelsen, the Chief Executive Officer of Banking Circle, elaborates on how fintech has evolved so far and where its future might lie.
online payments, fintech, financial institutions, merchants, SMEs, banks, neobanks, marketplace, ecommerce, cross-border payments, instant settlement
Alfredo Gomez Soria, Senior Manager, Fintech Corporate Partnerships at Plug and Play Tech Center, elaborates on today’s relevant startups to watch, unveiling their unique value propositions.
payments , ecommerce, fintech, startup, B2B payments, e-wallet, Open Banking, digital payments, banks, metaverse, blockchain, NFT, cryptocurrency, marketplace, lending, digital identity
Martina Weimert, CEO of EPI Company, provides the latest updates on EPI's goal to establish a unified European payment solution.
EPI, payments , e-wallet, banks, ecommerce, instant payments, European Payments Initiative, merchants
The Romanian Fintech Association (RoFintech) has announced the launch of the Romanian Open Banking Initiative to support Open Banking adoption.
Open Banking, fintech, PSD2, Open Finance