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iPiD publishes guide for payment service providers

News | Digital Identity, Security & Online Fraud | 04 Apr 2024

Singapore-based fintech iPiD has launched the ‘Verification of Payee: The Race to Compliance’ guide for payment service providers.

PSP, compliance, fraud prevention, API, regulation

Why do we need a CBDC, and what does it look like

Voice of the Industry | Payments General | 11 Dec 2023

Payments expert Piet Mallekoote continues The Paypers CBDC series with a focus on the digital euro: what are its objectives, potential risks, work done so far, and future outcomes.


European Commission, digital euro, CBDC, cash, online payments, banks, EPI, digital identity

The resurgence and future prospects of the SPAA scheme

Voice of the Industry | Online & Mobile Banking | 07 Dec 2023

SPAA Co-chairs Arturo González Mac Dowell and Gijs Boudewijn discuss how SPAA 1.1 revolutionises European payments, offering seamless data access, complementing EPI, and anticipating a dynamic Open Banking landscape.

SPAA, EPI, Open Banking, regulation, report

EPC publishes SPAA scheme's default remuneration model

News | Online & Mobile Banking | 24 Nov 2023

The European Payments Council (EPC) has published the default remuneration model for the SEPA Payment Account Access scheme.

SEPA Payment Account Access Scheme, regulation, Open Banking, payments

The Paypers Global Partnerships Analysis Q3 2023 – Banking and Fintech

Voice of the Industry | Online & Mobile Banking | 17 Nov 2023

Building onto our previous reporting related to the partnerships that took place in Q3 2023 within the payments and commerce space, this analysis focuses on the banking and fintech industry.

banking, fintech, fraud prevention, financial crime, Open Banking, Open Finance, crypto, web3, The Paypers Quarterly Analysis series

Real-time payments revolution: be fast or be last

Interviews | Online Payments | 10 Oct 2023

The Paypers attended ACI Worldwide’s ‘Real-time payments revolution: be fast or be last’ event, which explores real-time payments' impact on banking, cost-efficiency, and consumer expectations.

real-time payments, ecommerce, payments , payments orchestration, banking, account-to-account payment, financial institutions, payment methods, B2B payments, chargebacks, financial inclusion, marketplace

The Dutch Association of Insurers partners with INNOPAY

News | Digital Identity, Security & Online Fraud | 22 Sep 2023

The Dutch Association of Insurers has partnered with Netherlands-based consultancy firm specialised in digital transactions INNOPAY.

partnership, data sharing, financial data, Open Banking, Open Finance, insurance, data protection, data privacy, customer experience

Alpha Group to acquire stake in Cobase

News | Online & Mobile Banking | 14 Sep 2023

UK-based Alpha Group has announced its plan to acquire 85% of Cobase, an ING-developed fintech.  

acquisition, banking, online banking, fintech, financial services

Exclusive interview on SEPA Payment Account Access Scheme: Creating a vibrant European Open Banking ecosystem

Interviews | Online Payments | 06 Sep 2023

The Paypers has interviewed the co-chairs of SPAA MSG, Arturo González Mac Dowell and Gijs Boudewijn, discussing achievements, benefits, and future goals of the SEPA Payment Account Access (SPAA) Scheme.


SEPA Payment Account Access Scheme, SPAA, premium APIs, PSD2, banks, TPP, dynamic recurring payments, account-to-account payment, PSD3, PSR, instant payments, Open Banking, retail payments, financial data

Exclusive interview with Martina Weimert – EPI's latest updates and vision for a European-grown all-in-one digital wallet and payment solution

Interviews | Payments General | 24 Jul 2023

Martina Weimert, CEO of EPI Company, provides the latest updates on EPI's goal to establish a unified  European payment solution.


EPI, payments , e-wallet, banks, ecommerce, instant payments, European Payments Initiative, merchants

Key lessons for Open Finance solutions from payment schemes: exploring BaaS and Embedded Finance partnerships

Voice of the Industry | Online & Mobile Banking | 21 Jul 2023

Piet Mallekoote and Suren Balraadjsing share their insights into how Open Finance solutions can learn from the experience of payment schemes, specifically by exploring the key concerns of BaaS and Embedded Finance partnerships.


embedded finance, BaaS, payments , Open Finance

EPI acquires iDEAL – What this means, and what the future holds for European instant payments according to Currence's Daniel van Delft

Interviews | Online Payments | 01 May 2023

Daniel van Delft, CEO, Currence sat down with The Paypers to discuss the latest EPI acquisition announcement, what it means for iDEAL, and for the future of instant payments in Europe. 

real-time payments, EPI, instant payments, instant settlement, SEPA, SEPA API Access Scheme

Why European banks should adopt PPaaB to avoid also going into the red

Voice of the Industry | Online Payments | 20 Apr 2023

Toine van Beusekom, Strategy Director at Icon Solutions, discusses why it’s time for banks to shift their thinking and adopt new Payments Processing-as-a-Business (PPaaB) models.

PaaS, payment processing, online payments, payment gateway

Nets partners with Visa and Mastercard

News | Online Payments | 14 Mar 2023

The Network for Electronic Transfers (NETS) Group has announced that will now support Visa and Mastercard payments, as a partnership with the two card networks. 

partnership, online payments, digital payments, payments , card scheme, ecommerce

The Paypers Global Fintech Partnerships Analysis: Q4 2022

Voice of the Industry | Online & Mobile Banking | 15 Feb 2023

The Paypers researched and analysed the most important partnerships that defined and built resilience in the fintech space in Q4 2022, from Open Banking, through A2A, embedded finance, and all the strategic decisioning in between.

fintech, embedded finance, embedded payments, Open Banking, account-to-account payment, partnership, The Paypers Quarterly Analysis series

The Netherlands now widely accepts Visa and Mastercard debit cards

News | Payments General | 23 Jan 2023

The Dutch Payments Association has completed the Debit Card Acceptance (DCA) project enabling Dutch cardholders and foreign visitors to pay with Visa Debit and Debit Mastercard payment cards.

product launch, payments , payment methods, debit card, money transfer, banking, POS

Why financial institutions should consider transforming their payment processing capability into a business

Webinar | Ecommerce | 19 Jan 2023

Today’s payment processing ecosystem forces banks and other payment processing service providers to rethink their strategy. Increased competition, fragmentation of services and products, ever-more stringent regulations, new technology and geopolitical pressures have made the payments ecosystem complex, costly and difficult to navigate for all players involved.

payment processing, ecommerce, banks, PSP, financial institutions

The ingredients behind Banking 4.0: embedded banking, applied workshops, market studies, minted golden coins

Voice of the Industry | Online & Mobile Banking | 13 Jan 2023

Banking 4.0 – Embedded is the answer! took place in Bucharest in 2022. In this article, we take a look at the main themes and takeaways from the event.

digital banking, banks, fintech

Dutch payments system is efficient yet costly, study shows

News | Online Payments | 26 Oct 2022

The Dutch Payments Association has published its Study into costs and revenues of Dutch payment services in 2021 conducted by McKinsey & Co.

cash, mobile banking, online payments, study, survey

SurePay partners with Consortium of Italian Banks

News | Digital Identity, Security & Online Fraud | 06 Jul 2022

The Netherlands-based IBAN-Name check provider fintech SurePay has announced a new partnership with Consortium of Italian Banks (CBI), an Italy-based company developing digital and financial services for the fintech industry. 

partnership, identity verification, digital identity, IBAN, digital verification, fraud management