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Innovation in payments: what role do policy and regulation play?

Voice of the Industry | Payments General | 09 Apr 2024

Paul Worthington, Head of Regulatory Affairs at Innovate Finance, speaks about the role policy and regulation play when it comes to payment innovation.

stablecoin, central bank, policy, regulators, CBDC, Open Banking, payments

Why we haven't seen a global Banking-as-a-Service provider. Yet.

Voice of the Industry | Online & Mobile Banking | 05 Apr 2024

Shaul David, Embedded Finance Advisor Despite regulatory challenges, the BaaS excitement remains strong, but the lack of cross-jurisdictional platforms hinders global Embedded Finance adoption.

BaaS, banking-as-a-service, embedded finance, fintech, banks, payments

Banco BPI and Personetics launch Pulsoo

News | Payments General | 15 Mar 2024

Banco BPI and Personetics have unveiled Pulsoo, an application designed to help SMB owners manage their enterprises.

partnership, product launch, SMEs, Open Banking, artificial intelligence

Fintech frontiers: breaking down barriers to cross-border ecommerce payments in Africa

Voice of the Industry | Online Payments | 11 Mar 2024

Dickson Nsofor, founder and CEO of Kora Technologies, provides insights into how to break down barriers to cross-border ecommerce payments in Africa.

cross-border payments, ecommerce, fintech, payments infrastructure, API, regulation, banks

FATF drops UAE off financial crime watchlist

News | Payments General | 26 Feb 2024

The Financial Action Task Force (FATF) has announced that it has dropped the UAE from its grey list regarding concerns about financial crime and money laundering.

 

AML, financial crime, terrorism, regulation, cryptocurrency, cryptocurrency exchange, funding, money laundering

Economist Impact: European banks embrace cloud migration

News | Online & Mobile Banking | 16 Feb 2024

Research from Economist Impact has shown that European banks prioritise migrating core banking systems to the cloud to fight competition from platform players.

cloud, banking, artificial intelligence, neobanks, fintech, research

SellersFi partners with Amazon

News | Payments General | 31 Jan 2024

SellersFi has launched a financial solution with Amazon Lending to provide ecommerce sellers and customers with more secure capital to grow their businesses. 

partnership, product launch, payments , online payments, mobile payments, digital payments, ecommerce

Ryft secures GBP 5 million grant from Innovate UK

News | Payments General | 10 Jan 2024

UK-based Ryft, a PSD2-compliant payments provider, has obtained a grant from Innovate UK under the ‘Innovation within Professional and Financial Services’ tender.

grant, payments , payment processor, innovation, travel payments

Spare secures USD 3 million investment

News | Online & Mobile Banking | 20 Dec 2023

Kuwait-based fintech Spare has closed a USD 3 million investment, in order to accelerate the optimisation of Open Banking services in the Middle East region. 

funding, investment, Open Banking, Open Finance, banking, online banking, mobile banking, digital banking, financial services, financial institutions

The Paypers Global Partnerships Analysis Q3 2023 – Banking and Fintech

Voice of the Industry | Online & Mobile Banking | 17 Nov 2023

Building onto our previous reporting related to the partnerships that took place in Q3 2023 within the payments and commerce space, this analysis focuses on the banking and fintech industry.

banking, fintech, fraud prevention, financial crime, Open Banking, Open Finance, crypto, web3, The Paypers Quarterly Analysis series

The US debit card spending – higher and more efficient than ever

Voice of the Industry | Online Payments | 25 Oct 2023

In a market where credit cards have been the norm for decades, debit cards have become the norm in the US. Christian Johnson, Senior Manager – Global Advocacy at CMSPI, discusses their impact and how merchants can win the debit competition. 

payments , payment methods, ecommerce, merchants, debit card, NFC

The consumerisation of short-term lending solutions: BNPL in B2B

Voice of the Industry | Online Payments | 24 Oct 2023

Louis Wapler, Senior Consultant at Edgar, Dunn & Company, shares his thoughts on the rise of lending in the B2B sector through BNPL providers, a profitable business model both for issuers and for clients. 

payments , payment methods, ecommerce, BNPL, B2B payments, fintech, marketplace, digital payments

Mynt acquires ECPay for USD 40.6 mln

News | Payments General | 06 Oct 2023

Philippines-based telecommunications company Globe has announced it sold a 77% stake in electronic payment service provider ECPay to GCash parent Mynt.

acquisition, payment processing, digital payments, fintech, digital wallet

Mesh secures USD 22 mIn in a Series A funding round

News | Cryptocurrencies | 22 Sep 2023

US-based financial operating system that provides digital asset transfers and account aggregation Mesh has secured USD 22 million in a Series A funding round.

funding, investment, crypto, crypto asset, online payments, payments

Open Banking is getting an upgrade: evolving from PSD2 to PSR

Voice of the Industry | Online & Mobile Banking | 20 Sep 2023

Payments Services Regulation propels Open Banking forward with a focus on quality, reliability, and innovation. Nilixa Devlukia (Open Finance Association) and Andrei Cazacu (TrueLayer) highlight the vital role of a baseline and collaboration in steering it towards success.


Open Banking, PSD3, PSR, Open Finance, regulation

Part 3 – Embracing choice in building bias-free and decentralised digital wallets

Interviews | Digital Identity, Security & Online Fraud | 22 Jun 2023

Mark Haine, Don Thibeau, Nick Mothershaw, and Daniel Goldscheider continue their editorial journey into the digital identity wallet.


Forging the future: crafting web3's leather wallets – digital, interoperable, and multipurpose

Interviews | Digital Identity, Security & Online Fraud | 20 Jun 2023

In the ever-evolving landscape of digital identity, understanding the intricacies of digital identity wallets is essential.

digital wallet, digital identity, online banking, data protection, data privacy, banks

Wyre is preparing to shut down its operations

News | Cryptocurrencies | 19 Jun 2023

US-based crypto payments firm Wyre has announced its decision to wind down its operations to protect its users and stakeholders.

cryptocurrency, digital assets, crypto, digital payments

SG-FORGE's EUR CoinVertible: bridging traditional capital markets and digital assets

Interviews | Cryptocurrencies | 23 May 2023

Interview with Jean-Marc Stenger, Chief Executive Officer at SG-FORGE on the issuance of the EUR CoinVertible


stablecoin, digital euro, banks, KYC, AML, digital currency

PhonePe to launch an Android app store in India

News | Mobile Payments | 25 Apr 2023

India-based PhonePe has revealed its plans to launch an Android app store in India to offer hyper-localised services based on customer context.

mobile payments, product launch, fintech, customer experience