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Innovation in payments: what role do policy and regulation play?

Voice of the Industry | Payments General | 09 Apr 2024

Paul Worthington, Head of Regulatory Affairs at Innovate Finance, speaks about the role policy and regulation play when it comes to payment innovation.

stablecoin, central bank, policy, regulators, CBDC, Open Banking, payments

Countdown to IFGS 2024: Unveiling trends shaping fintech's next decade

Interviews | Online & Mobile Banking | 09 Apr 2024

Roberto Napolitano of Innovate Finance offers insights into the organisation's central role in the UK fintech landscape, highlights key speakers and topics at the Innovate Finance Global Summit, and shares predictions concerning payments and fintech trends.

fintech, financial services, financial institutions, regulation

Experian to acquire illion

News | Online & Mobile Banking | 08 Apr 2024

Financial information services company Experian has decided to acquire illion for nearly USD 542.10 million, in a bid to expand into Australia and New Zealand. 

acquisition, digital wallet, e-wallet, BNPL, credit scoring

GSR Markets receives Singapore license for crypto trading

News | Cryptocurrencies | 08 Apr 2024

The Monetary Authority of Singapore (MAS) has granted a Major Payment Institution license to crypto market maker GSR Markets.

cryptocurrency, regulation, MPI licence, trading platform, Bitcoin

Insights into European payment regulations for 2024 (and beyond)

Voice of the Industry | Payments General | 27 Mar 2024

The article offers insights into the regulatory changes slated for 2024, providing a roadmap that will influence the evolution of payments

instant payments, cross-border payments, AML, fraud prevention, regulation, PSD3, FIDA, MiCA, Open Finance, SCA, data privacy, compliance

Partnership between Vodafone and Three UK raise concerns for CMA

News | Digital Identity, Security & Online Fraud | 25 Mar 2024

The partnership between Vodafone and Three has raised concerns for CMA, as it could lead to higher prices for customers and affect investment in UK mobile networks. 

compliance, partnership, mobile payments, online payments, digital payments, payments , fraud management, network tokenisation, investment

The Paypers global partnerships analysis Q4 2023 – banking and fintech

Voice of the Industry | Online & Mobile Banking | 22 Mar 2024

The Paypers looked into the most relevant partnerships announced during Q4 2023 within the banking and fintech space, discovering preferences that went from Open Banking technologies and their applications in ecommerce, card payment innovations, as well as an overall focus on financial crime, fraud prevention, crypto, Web3, and CBDC developments. 

partnership, Open Banking, banking, fintech, fraud management, cryptocurrency, crypto, The Paypers Quarterly Analysis series

The future of Open Banking and the rise of 'Open Everything'

Voice of the Industry | Online & Mobile Banking | 05 Feb 2024

Marion King, Chair of Open Banking Limited, reflects on the transformative journey of Open Banking, as it empowers consumers & businesses, shaping a future of 'Open Everything'.

Open Banking, Open Finance, report, financial services, data sharing

Insights on Open Banking Evolution in Africa – interview with Deloitte

Interviews | Online & Mobile Banking | 01 Feb 2024

Deloitte Africa explores how Africa's financial sector navigates Open Banking's rise, leveraging tech partnerships, overcoming regulatory gaps, and ensuring data security for inclusive, innovative finance.

Open Banking, Open Finance, regulation, report, fintech, banks

The power of partnering: how public and private money drive together

Voice of the Industry | Payments General | 19 Jan 2024

‘The evolving payments landscape demands a recalibration of roles and a transparent framework to facilitate the relationship between public and private entities’, Menno Broos and Ria Roerink from De Nederlandsche Bank share more.

CBDC, wholesale CBDC, central bank, customer experience, digital wallet, e-money

Ryft secures GBP 5 million grant from Innovate UK

News | Payments General | 10 Jan 2024

UK-based Ryft, a PSD2-compliant payments provider, has obtained a grant from Innovate UK under the ‘Innovation within Professional and Financial Services’ tender.

grant, payments , payment processor, innovation, travel payments

Winning the VRP race – slowly and steadily

Voice of the Industry | Online & Mobile Banking | 21 Dec 2023

'As the saying goes, ‘good things come to those who wait’ – and that could certainly be said of Open Banking-powered variable recurring payments (VRPs).' - Ellie Duncan, Head of editorial and broadcast, Open Banking Expo

Variable Recurring Payments, Competition and Markets Authority, Open Banking, Open Finance

The CJEU issues a landmark EU data protection ruling

News | Online & Mobile Banking | 12 Dec 2023

The CJEU has issued a new set of rulings in order to simplify the manner in which data protection supervisory authorities of the EU member states sanction legal entities. 

regulation, banking, online banking, digital banking, mobile banking, financial services, financial institutions

Central Bank publishes new Pix Automatic operating rules

News | Online & Mobile Banking | 11 Dec 2023

Central Bank of Brazil has published rules for the operation of the Pix Automatic and new rules of its value limits, with additional ones planned for early 2024. 

product launch, product upgrade, banking, online banking, digital banking, mobile banking, financial services, financial institutions

Introducing atomic settlement via programmable payment and tokenized fund

Interviews | Online & Mobile Banking | 06 Dec 2023

Eddie Lau, Co-CEO of Arta TechFin, reveals its solution for cash management for low balance retail investors in the HKMA’s e-HKD Pilot Programme.

DLT, tokenization, CBDC, stablecoin, settlement

Australia to broaden legislation for digital payment services

News | Mobile Payments | 30 Nov 2023

The government of Australia has revealed its intention to modify the country’s legislation regarding digital payment services.

regulation, compliance, digital payments, mobile payments

The Paypers Global Partnerships Analysis Q3 2023 – Banking and Fintech

Voice of the Industry | Online & Mobile Banking | 17 Nov 2023

Building onto our previous reporting related to the partnerships that took place in Q3 2023 within the payments and commerce space, this analysis focuses on the banking and fintech industry.

banking, fintech, fraud prevention, financial crime, Open Banking, Open Finance, crypto, web3, The Paypers Quarterly Analysis series

NPA: modernising payments in the UK – ACI Worldwide exclusive interview

Interviews | Online Payments | 27 Oct 2023

We sat down with Richard Albery and Andy Morris from ACI Worldwide to discuss the UK’s New Payments Architecture (NPA), its goals and propositions, and how companies such as ACI adapt to the new initiative.

online payments, account-to-account payment, Variable Recurring Payments, regulation, real-time payments

UK Open Banking payments double in volume

News | Online & Mobile Banking | 25 Oct 2023

Recent data from Open Banking Limited (OBL) has shown that the volume of Open Banking payments in the UK significantly increased in the first half of 2023. 

Open Banking, report, banking, retail banking, SMEs

Alba Bank partners with ClearBank

News | Online & Mobile Banking | 25 Oct 2023

UK-based Alba Bank has announced its partnership with cloud-based banking platform ClearBank to enable near real-time payments.

partnership, real-time payments, banks, cloud services, API