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Peter Theunis, Radar Payments, BPC, Banking Payments Context, mobile payments, COVID19, pandemic, Atomic Habits, New York Times, contactless technology, payment habits, mobile wallet, fitbit smartwatch, contactless payments, cashless, payment networks, cash transactions, Central banks, Near Field Communication, NFC, Strong Customer Authentication, SCA, PSP, ApplePay, GooglePay, QR code payment, NFC technologies