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Innovation in payments: what role do policy and regulation play?

Voice of the Industry | Payments General | 09 Apr 2024

Paul Worthington, Head of Regulatory Affairs at Innovate Finance, speaks about the role policy and regulation play when it comes to payment innovation.

stablecoin, central bank, policy, regulators, CBDC, Open Banking, payments

Navigating the evolving landscape of cross-border payments: top four trends to watch in 2024

Voice of the Industry | Payments General | 08 Mar 2024

Mirela Ciobanu from The Paypers examines key cross-border payment trends for 2024 and beyond, highlighting a focus on innovation, security, and regulatory compliance.

cross-border payments, central bank, SWIFT, blockchain, digital assets, stablecoin

Ondo Finance expands to Asia Pacific

News | Cryptocurrencies | 22 Jan 2024

Ondo Finance, a player in onchain finance, has announced its expansion into the Asia Pacific with the opening of its first office in the region. 

crypto, digital currency, digital assets, cryptocurrency, expansion

BNP Paribas partners with Lenvi for risk management

News | Digital Identity, Security & Online Fraud | 30 Oct 2023

France-based bank BNP Paribas has joined forces with Lenvi to bolster its risk management and operational capabilities across Europe.

risk management, partnership, banks, fraud management

INNOPAY OBM Sneak Peak: Embedded Payments on the Rise

Voice of the Industry | Online & Mobile Banking | 04 Oct 2023

Exploring the crucial role of financial institutions in Embedded Finance and Open Banking: insights from INNOPAY's 2023 OBM update.

embedded finance, Open Banking, BaaS, API standardisation, digital payments

Exclusive interview on SEPA Payment Account Access Scheme: Creating a vibrant European Open Banking ecosystem

Interviews | Online Payments | 06 Sep 2023

The Paypers has interviewed the co-chairs of SPAA MSG, Arturo González Mac Dowell and Gijs Boudewijn, discussing achievements, benefits, and future goals of the SEPA Payment Account Access (SPAA) Scheme.


SEPA Payment Account Access Scheme, SPAA, premium APIs, PSD2, banks, TPP, dynamic recurring payments, account-to-account payment, PSD3, PSR, instant payments, Open Banking, retail payments, financial data

Circle partners with Mercado Pago to launch USDC in Chile

News | Cryptocurrencies | 01 Sep 2023

Global financial technology company Circle has partnered with Latin American fintech Mercado Pago to bring USDC to Chile.

cryptocurrency, partnership, expansion, fintech

DirectID partners with Faciit to promote financial inclusion

News | Digital Identity, Security & Online Fraud | 24 Apr 2023

UK-based Open Banking solutions provider DirectID has partnered with alternative lending platform Faciit to help new-to-UK clients access credit.

partnership, financial inclusion, Open Banking, lending

2022/2023 Regtech and IDV Buys & Investments Analysis - Asia, LATAM, and Africa

Voice of the Industry | Digital Identity, Security & Online Fraud | 16 Mar 2023

Our third instalment delves into the M&A activity happening in several markets: Asia, LATAM, and Africa.

The Paypers Quarterly Analysis series, identity verification, regtech, investment, financial institutions, fraud prevention, financial inclusion, digital identity, blockchain, cryptocurrency

The Paypers Global Fintech Partnerships Analysis: Q4 2022

Voice of the Industry | Online & Mobile Banking | 15 Feb 2023

The Paypers researched and analysed the most important partnerships that defined and built resilience in the fintech space in Q4 2022, from Open Banking, through A2A, embedded finance, and all the strategic decisioning in between.

fintech, embedded finance, embedded payments, Open Banking, account-to-account payment, partnership, The Paypers Quarterly Analysis series

Salad Money secures GBP 40 mln debt facility

News | Online & Mobile Banking | 06 Feb 2023

Social impact fintech Salad Money has secured a GBP 40 million debt facility with a US-based credit fund to help unlock loans for NHS and public sector workers.

investment, funding, debt facility, Open Banking, lending, financial inclusion, financial services, P2P lending, credit scoring, fintech, banking

Open Finance: coming into focus

Voice of the Industry | Online & Mobile Banking | 13 Jan 2023

Marie Walker, the co-founder of Open Future World, shines the spotlight on Open Finance as global initiatives go back to basics, Open Banking gains momentum, and data rights remain a hot topic.

Open Finance, Open Banking, regulation

Decentralised ID: the surveillance capitalism and fraud fightback

Interviews | Digital Identity, Security & Online Fraud | 15 Dec 2022

Fraser Edwards, CEO and Co-Founder at cheqd, explains what decentralised identity, also known as self-sovereign identity (SSI) is and outlines how incoming regulations are shifting data ownership towards this new paradigm.


digital identity, identity verification, identity fraud, online authentication, data protection, self souvereign identity, banks, fintech

Fintechs and financial inclusion: how to avoid the pitfalls and stimulate growth

Voice of the Industry | Mobile Payments | 16 Nov 2022

Maria Vinogradova of OpenWay addresses the number of instances where e-wallets can fail financial inclusion goals while also detailing how to create a successful financial inclusion offering.

mobile payments, e-wallet, financial inclusion, PCI DSS, PSP, payments infrastructure

The Paypers Global Fintech Investments Analysis: Q3 2022

Voice of the Industry | Payments General | 04 Nov 2022

The Paypers studied the most relevant investments announced during Q3 2022. While the global fintech industry is growing at a slower pace compared to 2021, BNPL, embedded finance, and lending still seem safe investment bets.

fintech, investment, BNPL, embedded finance, funding, financial services, mobile banking, COVID-19, startup, neobanks, The Paypers Quarterly Analysis series

The rise of digital currency empowered by blockchain technologies

Voice of the Industry | Cryptocurrencies | 03 Nov 2022

Worldline expert Thibault Pelé discusses private blockchains and stablecoins and explains why he believes digital currencies are the future. 

cryptocurrency, digital currency, blockchain, stablecoin, payment industry

JCB announces partnership with Trust Payments

News | Payments General | 26 Oct 2022

JCB International has partnered up with Trust Payments, enabling JCB’s customers to make payments across Trust Payments’ network of merchants in Europe.

partnership, cross-border payments, cross-border ecommerce, payments , 3-D Secure, contactless payments

How will Web3 applications change the financial world

Voice of the Industry | Cryptocurrencies | 18 Oct 2022

Madalin Muraretiu, Co-Founder at COINsiglieri, concentrates on the specific contributions that Web3 delivers to the financial sector, as well as the potential effects and ways to profit from this emerging world.


DeFi, NFT, blockchain, cryptocurrency, Web 3.0, stablecoin

The complete timeline analysis of The Merge – Ethereum's step towards the future

Voice of the Industry | Cryptocurrencies | 21 Sep 2022

Seven years after its official launch in 2015, Ethereum, historically the second most popular cryptocurrency by market cap, has completed The Merge. But what is it, and how can a blockchain merge with itself?

cryptocurrency, blockchain, Ethereum, digital assets, POS

BNPL: About scale-downs and who's keeping up with the trends

Voice of the Industry | Online Payments | 19 Sep 2022

The Paypers presents BNPL’s size of the market, scale-downs, Klarna’s story as well as latest developments in this field.

BNPL, payment methods, regulation, instalment payments, digital wallet, fintech, white-label, credit card