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Habemus eIDAS 2.0 – what's next?

Voice of the Industry | Digital Identity, Security & Online Fraud | 01 Mar 2024

Viky Manaila, Trust Services Director at Intesi Group, offers insights into Europe’s digital identity wallet, highlighting updates and future steps.

EIDAS, digital identity, identity verification, customer experience, data sharing, data protection

Are you a TPP under PSD2? This is what eIDAS 2.0 brings to you

Voice of the Industry | Online & Mobile Banking | 23 Feb 2024

Viky Manaila, Trust Services Director at Intesi Group, dives into eIDAS 2.0's impact on financial transactions and TPPs. 

TPP, EIDAS, PSD2, Open Banking, report

FIDA: opening up all financial services

Interviews | Online & Mobile Banking | 18 Dec 2023

We sat down with Michael Salmony, Strategic Advisor at ETPPA, to discuss FIDA, its propositions, potential benefits, and main challenges.

FIDA, PSD2, data sharing, Open Banking, Open Finance, report

Exclusive interview on SEPA Payment Account Access Scheme: Creating a vibrant European Open Banking ecosystem

Interviews | Online Payments | 06 Sep 2023

The Paypers has interviewed the co-chairs of SPAA MSG, Arturo González Mac Dowell and Gijs Boudewijn, discussing achievements, benefits, and future goals of the SEPA Payment Account Access (SPAA) Scheme.


SEPA Payment Account Access Scheme, SPAA, premium APIs, PSD2, banks, TPP, dynamic recurring payments, account-to-account payment, PSD3, PSR, instant payments, Open Banking, retail payments, financial data

Banfico and InfoCert to offer Open Banking/PSD2 certificates

News | Online & Mobile Banking | 25 May 2023

UK-based Banfico, an Open Banking solutions provider, has partnered with Certificate Authority InfoCert, to bring security solutions to its OB Directory product.

Open Banking, PSD2, fintech, certification, TPP

The Paypers Global Fintech Partnerships Analysis: Q4 2022

Voice of the Industry | Online & Mobile Banking | 15 Feb 2023

The Paypers researched and analysed the most important partnerships that defined and built resilience in the fintech space in Q4 2022, from Open Banking, through A2A, embedded finance, and all the strategic decisioning in between.

fintech, embedded finance, embedded payments, Open Banking, account-to-account payment, partnership, The Paypers Quarterly Analysis series

From Open Banking to Open Finance: not if but when does it happen?

Voice of the Industry | Online & Mobile Banking | 14 Feb 2023

Tom Wijnen from Worldline analyses how various regulations interact with Open Banking and what could be done to unify disparate rules, standards, and directives.

Open Banking, Open Finance, Open Data Economy, PSD2, SEPA, GDPR, digital identity, instant payments

GoCardless launches Verified Mandates in France

News | Payments General | 21 Sep 2022

GoCardless has launched its first Open Banking-powered feature in France, to help merchants reduce fraud and provide a better customer experience.

product launch, Open Banking, fraud prevention, merchant, customer experience

Forecasts for Open Finance

Voice of the Industry | Online & Mobile Banking | 03 Jun 2022

Brendan Jones, CCO at Konsentus, discusses the development of Open Banking and how the extended scope of Open Finance will generate a new influx of products and players into the market.


Open Banking, Open Finance, Konsentus

Banfico and adorsys announce partnership

News | Online & Mobile Banking | 30 May 2022

Banfico, a niche Open Banking technology solution provider to banks and fintechs, and adorsys, a financial ecosystem integrator, have announced a value-added reseller agreement between the two companies.

partnership, Open Banking

Two years of PSD2 Open Banking. How far have we come?

Voice of the Industry | Online & Mobile Banking | 07 Jan 2022

Open Banking is not perfect yet but it continues to open minds - The Paypers discusses with Mike Woods from Konsentus

Open Banking, Open Finance, PSD2, API, TPP

Creating the next global payment rails – takeaways from Banking 4.0

Voice of the Industry | Payments General | 08 Dec 2021

‘The future of the payment is not in the payment itself or the payment mechanism, but in what the payment does for the customer and the merchant contextually. First, we’ve been through a cycle in’, Brett King, Breaking Banks: The Innovators, Rogues, and Strategists Rebooting Banking

API, online banking, Open Banking, digital identity, payment processor, data analytics, FIDO

The Paypers launches the Open Banking Report 2021

News | Online & Mobile Banking | 07 Oct 2021

The Paypers introduces the release of the Open Banking Report 2021, which showcases the evolution of Open Banking and the new business & monetisation models and key uses cases, as it inches closer to Open Finance and Open Data Economy

Open Banking, Open Finance, Open Data Economy, digitalisation, API, embedded finance

Open Banking Report 2021

Report | Online & Mobile Banking | 07 Oct 2021

Open Banking Report 2021 follows the race for relevance in banking, how Open Banking inches closer to Open Finance and Open Data Economy, and provides key insights about how Open Banking reinvents business models

Open Banking, Open Finance, account-to-account payment, online authentication, financial data, data sharing, financial institutions, fraud detection, customer experience, fintech, banking, regulation

CRIFBÜRGEL joins yes banking ecosystem

News | Online & Mobile Banking | 18 May 2021

Germany-based information service provider CRIFBÜRGEL has announced a strategic collaboration with Open Banking system yes.

partnership, mobile banking, fraud management, Open Banking Ecosystem

Exclusive interview: Konsentus' backstory and the acquisition of OBE from PRETA

Interviews | Online & Mobile Banking | 29 Jan 2021

The Paypers sat down with Mike Woods, CEO of Konsentus, to discuss the drivers and motivations behind the founding of Konsentus and future growth plans for the Konsentus Group following the acquisition of OBE from PRETA 

Mike Woods, Konsentus, PRETA, OBE, Open Banking Europe, Open Banking, regulation, financial institutions, fraud, TPP checking, Konsentus Verify, TPPs, banking, fintech, Open Finance, expansion, PSD2, acquisition, identity checking

Knab implements Konsentus Verify to secure their PSD2 API service

Voice of the Industry | Digital Identity, Security & Online Fraud | 26 Jan 2021

Knab discusses how Konsentus Verify allowed them to improve the level of security needed to protect customers from the risk of Open Banking fraud

KNAB, Konsentus Verify, case study, security, Open Banking, fraud, TPP checking, identity verification, data, PSD2, API, banking

Konsentus acquires Open Banking Europe from PRETA

News | Digital Identity, Security & Online Fraud | 18 Jan 2021

Konsentus has acquired Open Banking Europe S.A.S. from PRETA.

Konsentus, Open Banking Europe, PRETA, Open Banking, finance, data, TPPs, compliance, repository, payments , fraud, TPP identity, standardisation

Konsentus launches international Open Banking Hub

News | Online & Mobile Banking | 25 Nov 2020

Konsentus has launched an international infrastructure platform with the ability to accelerate a country’s implementation of Open Banking. 

Konsentus, Open Banking Hub, product launch, Open Banking, TPPs, onboarding, data, payments

Open Banking: how can third party providers succeed?

Voice of the Industry | Online & Mobile Banking | 20 Nov 2020

Dr. Ruth Wandhöfer, Strategic Adviser for ETPPA, talks about the way TPPs can approach Open Banking for ensuring success, including problems to solve and strategies to implement

ETTPA, third party providers, Europe, TPPs, Open Banking, PIS, PSD2, EBA, API