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Travel industry insights: payment challenges, trends, and regulatory frameworks

Voice of the Industry | Payments General | 27 Mar 2024

Eric Drésin, Secretary General at ECTAA, discusses the payment challenges, trends, and regulatory frameworks impacting travel agents and tour operators. 

travel payments, payments , regulation, digital wallet, PSD3, Merchant of Record, pandemic, BNPL, Open Banking, digital currency, PSD2, SCA, PCI compliance, PCI DSS, payment processing, chargebacks, digitalisation

Insights into European payment regulations for 2024 (and beyond)

Voice of the Industry | Payments General | 27 Mar 2024

The article offers insights into the regulatory changes slated for 2024, providing a roadmap that will influence the evolution of payments

instant payments, cross-border payments, AML, fraud prevention, regulation, PSD3, FIDA, MiCA, Open Finance, SCA, data privacy, compliance

LUXHUB launches Payee Verification Platform

News | Digital Identity, Security & Online Fraud | 19 Mar 2024

Europe-based Open Banking service provider LUXHUB has announced the launch of its Payee Verification Platform, aiming to simplify the implementation of the VoP mandate.  

online security, regulation, PSP, IBAN, digital verification, Open Banking

A balancing act: perfecting customer experience amidst evolving payment regulations

Voice of the Industry | Digital Identity, Security & Online Fraud | 19 Mar 2024

LexisNexis® Risk Solutions experts Edward Metzger and Emilio Rocchi discuss PSD3, emphasising innovative fraud solutions for EU payment security while prioritising a balance between customer experience and safety.

PSD3, PSR, regulation, compliance, fintech, Open Banking, PSP, TPP, payments , paytech, data, instant payments, data privacy, APP fraud, fincrime, risk management

Payplug, CB launch service for e-merchants

News | Online Payments | 07 Mar 2024

France-based omnichannel payment solution Payplug and Cartes Bancaires (CB) have announced the launch of a service that intends to improve payments for e-merchants.  

payments , merchant, local payment method, online shopping, online security, PSD2

Thriving in the evolving payment landscape and pioneering seamless transactions

Interviews | Online Payments | 10 Jan 2024

We interviewed Teresa Schlichting and Bandan Jot Singh of Riverty about thriving in the evolving payment landscape and pioneering seamless transactions in today’s fintech revolution.

payments , payment methods, rebranding, BNPL, fintech, instalment payments, merchants, financial services, digital payments, checkout optimisation , regulation

FIDA: Europe's approach to Open Finance

Voice of the Industry | Online & Mobile Banking | 20 Nov 2023

Panagiotis Kriaris dives deep into the highly expected FIDA regulation and how it will impact Open Banking's transition to Open Finance.

FIDA, Open Banking, Open Finance, financial data, regulation

The Paypers Global Partnerships Analysis Q3 2023 – Banking and Fintech

Voice of the Industry | Online & Mobile Banking | 17 Nov 2023

Building onto our previous reporting related to the partnerships that took place in Q3 2023 within the payments and commerce space, this analysis focuses on the banking and fintech industry.

banking, fintech, fraud prevention, financial crime, Open Banking, Open Finance, crypto, web3, The Paypers Quarterly Analysis series

From static payments to modular and programmable solutions: revolution in progress

Voice of the Industry | Payments General | 20 Oct 2023

Jean Guillaume from Xpollens reveals how BaaS revolutionises finance with custom solutions, streamlined processes using cloud tech, task automation, and better customer experiences.

BaaS, embedded finance, banks, ecommerce, API, payments , cloud

Giesecke Devrient launches its Compass Cash Center as a SaaS service

News | Online & Mobile Banking | 12 Oct 2023

Germany-based security technology company Giesecke+Devrient has offered its Compass Cash Center as a scalable SaaS solution from the cloud.

product launch, expansion, SaaS, cloud services, mobile banking, online banking, digital banking, financial services, financial institutions

Payment strategy in 2023 – increasing resilience

Voice of the Industry | Online Payments | 02 Aug 2023

Amleto Montinari, Payments Consultant and Expert at Allyiz, shares his expertise on the aspects seen as core to the payment strategy in 2023, including new regulations, risk management, and economic forecasts.

payments , ecommerce, PSD2, GDPR, regulation, cybersecurity, ISO 20022, cross-border payments, risk management, financial services, banks, fintech, BaaS

Value in payments: go horizontal, go full circle, reach out

Voice of the Industry | Online Payments | 25 Jul 2023

Conny Dorrestijn and Ellen Logan from Augmentum Fintech explore the key developments that drive investments in the payments space around the world. 

online payments, fintech, PSP, B2B payments, merchants, PSD2, Open Banking, regulation, account-to-account payment, financial institutions, CBDC, BNPL, embedded finance, banks

EC's proposal for PSD3 and PSR: key takeaways and considerations

Voice of the Industry | Payments General | 07 Jul 2023

Emanuel van Praag, Attorney-at-law specialising in Financial Regulatory matters and a Professor of Financial Technology and Law, presents a summary of the European Commission's proposal for the third Payment Services Directive (PSD3) and the new Payment Services Regulation (PSR).

PSD3, payments , regulation, tokenization, digital wallet, data sharing, data protection

Digital identity wallet: the key for one-click payment?

Voice of the Industry | Digital Identity, Security & Online Fraud | 29 May 2023

Etienne Plouvier, Business Development Manager at Worldline, discusses the main developments surrounding digital identity wallets and the eIDAS 2.0 regulation.

digital identity

G+D offers biometric authentication for banks

News | Digital Identity, Security & Online Fraud | 29 Mar 2023

Security tech group Giesecke+Devrient (G+D) has launched a solution that provides banks with biometrics-based customer authentication methods for banking and transaction approvals.

product launch, cybersecurity, online security, online authentication, two-factor authentication, biometrics, biometric authentication, PSD2, compliance, banking, digital banking, transactions , API, fraud platform, payments , fintech

PSD2 in the UK: the impact on fraud and revenues to date

Voice of the Industry | Digital Identity, Security & Online Fraud | 22 Feb 2023

As PSD2 rolls out in Europe and PSD3 is on the move, businesses and end-users can benefit from improved protection against several fraud types by investing in SCA and two-factor authentication. Galit Shani-Michel, VP of Payments at Forter, discusses the impact on fraud and revenues to date, following the deployment of PSD2 in the UK. 

fraud prevention, PSD2, SCA, PSP, merchants, banks

Three fraud trends to watch out for in 2023

Voice of the Industry | Digital Identity, Security & Online Fraud | 17 Feb 2023

Fraud trends for 2023 look set to be defined by economic uncertainty, increasingly sophisticated AI models, and attempts to exploit SCA exemptions. Mark Strachan, Managed Risk Europe Regional Lead at Cybersource, shares his insights on these three trends and offers guidance on how to tackle them.

chargebacks, artificial intelligence, fraud detection, online fraud, fraud management, fraud prevention, BNPL, KYC, eKYC, KYB, bot attacks, ecommerce, scam, SCA, 3-D Secure, PSD2, EMV, account takeover, ecommerce platform

The drivers of payment performance on the European market in 2023

Interviews | Online Payments | 11 Jan 2023

Antoine Grimaud, CEO of Payplug, elaborates on the main drivers of payment performance on the European market in 2023.

online payments, merchants, payment methods, BNPL, mobile payments, PSP

Klarna rolls out search and compare tool

News | Online Payments | 14 Nov 2022

Klarna has rolled out a search and compare tool in the UK and Nordics as the fintech looks to diversify its revenue away from Buy Now, Pay Later (BNPL). 

product launch, BNPL, fintech, acquisition, data

BNPL: About scale-downs and who's keeping up with the trends

Voice of the Industry | Online Payments | 19 Sep 2022

The Paypers presents BNPL’s size of the market, scale-downs, Klarna’s story as well as latest developments in this field.

BNPL, payment methods, regulation, instalment payments, digital wallet, fintech, white-label, credit card