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Innovation in payments: what role do policy and regulation play?

Voice of the Industry | Payments General | 09 Apr 2024

Paul Worthington, Head of Regulatory Affairs at Innovate Finance, speaks about the role policy and regulation play when it comes to payment innovation.

stablecoin, central bank, policy, regulators, CBDC, Open Banking, payments

Shaping your payment strategy to ensure cross-border success

Voice of the Industry | Online Payments | 26 Jan 2024

Motie Bring, Chief Executive Officer at PPRO, elaborates on how to shape a payment strategy that helps ensure cross-border success.

online payments, cross-border payments, account-to-account payment, ecommerce, payment methods, BNPL, PSP, merchants, e-wallet, UPI, PIX

Experian partners with Moneythor to support financial institutions

News | Online & Mobile Banking | 23 Oct 2023

Australia-based information services company Experian has partnered with Moneythor to provide data-driven solutions for financial institutions.

partnership, financial data, digital banking, financial institutions

Exploring PSD3 and PSR and their industry impact – Exclusive interview with Diederik Bruggink, WSBI-ESBG

Interviews | Online & Mobile Banking | 25 Jul 2023

Diederik Bruggink, Head of Payments, Digital Finance, and Innovation at WSBI-ESBG, offers a comprehensive overview of PSD3 and PSR, their significance, and the impact they bring to the industry.

 

PSD3, PSR, Open Banking, payments , PSD2, banks

Exclusive interview with Martina Weimert – EPI's latest updates and vision for a European-grown all-in-one digital wallet and payment solution

Interviews | Payments General | 24 Jul 2023

Martina Weimert, CEO of EPI Company, provides the latest updates on EPI's goal to establish a unified  European payment solution.


EPI, payments , e-wallet, banks, ecommerce, instant payments, European Payments Initiative, merchants

Introduction to OpenID Connect for Identity Assurance

Voice of the Industry | Digital Identity, Security & Online Fraud | 12 Apr 2023

Can organisations achieve identity assurance at low costs while mitigating fraud and money laundering risks?  Mark Haine, founder of Considrd.Consulting, has some ideas.

digital identity, biometrics, online authentication, identity verification, KYC, banking

Regtech & Identity Verification Buys & Funding Analysis in Europe 2022/2023

Voice of the Industry | Digital Identity, Security & Online Fraud | 14 Mar 2023

As we could see in our previous instalment, the global market is currently experiencing several significant trends and developments.

 

The Paypers Quarterly Analysis series, funding, behavioural biometrics, regtech, identity verification, machine learning, artificial intelligence, AML, KYC, data protection

Tackling the chargeback challenge in travel

Voice of the Industry | Online Payments | 10 Mar 2023

Jean-Christophe Lacour, Head of Product Management and Delivery, Payments at Amadeus, elaborates on how to tackle the particular challenges posed by chargebacks for the travel industry.

cross-border payments, ecommerce, travel payments, chargebacks

The hopes and limitations of consumer data services in the US

Interviews | Online & Mobile Banking | 23 Feb 2023

Morningstar’s Brian Costello shares valuable insights into the latest consumer financial data moves in the US, and the future of data sharing and embedded finance.

Open Banking, data sharing, financial data

From Open Banking to Open Finance: not if but when does it happen?

Voice of the Industry | Online & Mobile Banking | 14 Feb 2023

Tom Wijnen from Worldline analyses how various regulations interact with Open Banking and what could be done to unify disparate rules, standards, and directives.

Open Banking, Open Finance, Open Data Economy, PSD2, SEPA, GDPR, digital identity, instant payments

Trends in the fraud and payments space for 2023

Voice of the Industry | Digital Identity, Security & Online Fraud | 16 Dec 2022

Christian Mangold, the CEO of Fraugster, a payment intelligence company serving the ecommerce and payments ecosystem, shares what should retailers watch out for in terms of fraud in 2023 and get ready


artificial intelligence, machine learning, fraud management, ecommerce, AMLD6, KYC, web3, biometrics, BOPIS

Georgia's fintech transformation

Voice of the Industry | Online & Mobile Banking | 09 Dec 2022

TBC Bank’s David Kikvidze shares insights into Georgia’s fintech boom and the country’s Open Banking implementation process, as well as what to expect in the future.

Open Banking, Open Finance, banks, fintech, PSD2, regulation, API

Saxo works with HSBC to incorporate eGIRO

News | Payments General | 07 Nov 2022

Saxo, a fintech that connects people to investment opportunities, has worked with HSBC to incorporate eGIRO and FAST Direct Debit Solution.

partnership, fintech, investment, banks, API

Digital ID wallets and their broader adoption: The US model vs. the EU way

Interviews | Digital Identity, Security & Online Fraud | 04 Nov 2022

Jenn Markey, Vice President for Product Marketing at Entrust, analyses the main differences and similarities between the popularity of digital ID wallets in the EU and the US, emphasising on the need of a cross-border infrastructure to maintain the data privacy while enhancing payments and boosting the overall user experience. 

biometrics, biometric authentication, cross-border logistics, digital wallet, digital identity, digital assets, digital payments, multi-factor authentication, online authentication

The Paypers Global Fintech Investments Analysis: Q3 2022

Voice of the Industry | Payments General | 04 Nov 2022

The Paypers studied the most relevant investments announced during Q3 2022. While the global fintech industry is growing at a slower pace compared to 2021, BNPL, embedded finance, and lending still seem safe investment bets.

fintech, investment, BNPL, embedded finance, funding, financial services, mobile banking, COVID-19, startup, neobanks, The Paypers Quarterly Analysis series

Staying ahead of the RTP scam curve

Voice of the Industry | Digital Identity, Security & Online Fraud | 10 Oct 2022

Real-time payments are gaining popularity globally with businesses, customers – and scammers. Callsign’s Bhavesh Vaghela explains how and why organisations can gain ground on fraudsters.

real-time payments, fraud prevention, behavioural biometrics, Callsign

Payment and FX to keep up with global ecommerce, Banking Circle interview

Interviews | Online Payments | 30 Sep 2022

What is being done to bridge the gap that still exists between what businesses need for cross-border payments and FX to capitalise on the growing ecommerce market, and what they are able to access?

cross-border payments, fintech, payment methods, FX , financial institutions, ecommerce, Banking Circle, money transfer, banks

Corporate identity theft: what it is & how to prevent it

Voice of the Industry | Digital Identity, Security & Online Fraud | 26 Jul 2022

Corporate identity theft involves a fraudster impersonating a business to perpetrate fraud. Glenn Fratangelo from NICE Actimize shows you what the tactics may look like and how to react to them.


fraud prevention, cybersecurity, identity theft, financial crime, compliance, identity verification

Winning by putting the customer first and technology second - What you need to look out for

Interviews | Online & Mobile Banking | 29 Jun 2022

Miriam van Straelen, Partner at Roland Berger, provides the recipe for an amazing customer experience and describes the main CX trends in banking and fintech.

customer experience, digital onboarding, embedded finance, BNPL, digitalisation

Digital renaissance in Latin America: a deep dive into the region's ecommerce industry in 2022

Voice of the Industry | Ecommerce | 24 Jun 2022

Karina Mata Farina, Head of Marketing at BoaCompra by PagSeguro, elaborates on the main trends, opportunities, and challenges in the 2022 Latin American ecommerce and payments landscape.


ecommerce, digitalisation, digital payments, payment methods, local payment method, instant payments, retail, merchants, m-commerce, PIX