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Endava launches Retail Banking Report on tech challenges

News | Online & Mobile Banking | 15 Apr 2024

Technology services company Endava has released its Retail Banking Report, finding that three quarters of banks admit they need to modernise their core.

cloud banking, cybersecurity, artificial intelligence, Open Banking, payment gateway

Shaping the future of the payments industry: key insights from MPE 2024

Voice of the Industry | Ecommerce | 12 Apr 2024

We highlight key topics discussed at MPE 2024, such as the evolving trends in payment optimisation, marketplaces and online platforms, real-time payments, GenAI, and cross-border payments.

payments , account-to-account payment, marketplace, online platform, PSP, merchants, Issuer, Acquirer, real-time payments, generative AI, cross-border payments, ecommerce, payments orchestration, Open Banking, Open Finance, PSD3, payment methods, API, CBDC, artificial intelligence, KYC

Revolutionising European payments: Brite Payments interview

Interviews | Online Payments | 05 Apr 2024

Lena Hackelöer, CEO of Brite Payments, explores the rise of Pay by Bank and the future of instant payments, leading the charge in Europe's digital economy.

online payments, mobile payments, payments , instant payments, Open Banking

Equifax partners with Homely

News | Online & Mobile Banking | 28 Mar 2024

Equifax UK has announced a collaboration with free-to-use platform Homely to help first-time buyers become mortgage-ready.

partnership, financial services, Open Banking, data analytics

Insights into European payment regulations for 2024 (and beyond)

Voice of the Industry | Payments General | 27 Mar 2024

The article offers insights into the regulatory changes slated for 2024, providing a roadmap that will influence the evolution of payments

instant payments, cross-border payments, AML, fraud prevention, regulation, PSD3, FIDA, MiCA, Open Finance, SCA, data privacy, compliance

The Paypers Global Partnerships Analysis Q4 2023 – Payments and Commerce

Voice of the Industry | Payments General | 25 Mar 2024

Building onto our previous reporting related to the partnerships that took place in Q4 2023 within the banking and fintech space, this analysis focuses on the payments and commerce industry.

partnership, payments , ecommerce, regulation, financial institutions, fintech, startup, merchant, payment processor, mobile payments

Lloyds Bank partners with PayPoint

News | Payments General | 21 Mar 2024

UK-based Lloyds Bank has entered a partnership with British payments company PayPoint Group to become its main card acquiring partner.

partnership, credit card, debit card, banking, financial services

Mastercard connects with Alipay

News | Online Payments | 19 Mar 2024

US-based payment technology corporation Mastercard has announced the expansion of its cross-border payment solutions by connecting to China-based Alipay

cross-border payments, online payments, digital payments, expansion, financial inclusion

UK banks urged to provide funding for Open Banking oversight

News | Online & Mobile Banking | 19 Mar 2024

Several banks in the UK have come under pressure to provide millions of pounds in interim funding for Open Banking Limited (OBL).

funding, investment, Open Banking, banks, financial institutions

A balancing act: perfecting customer experience amidst evolving payment regulations

Voice of the Industry | Digital Identity, Security & Online Fraud | 19 Mar 2024

LexisNexis® Risk Solutions experts Edward Metzger and Emilio Rocchi discuss PSD3, emphasising innovative fraud solutions for EU payment security while prioritising a balance between customer experience and safety.

PSD3, PSR, regulation, compliance, fintech, Open Banking, PSP, TPP, payments , paytech, data, instant payments, data privacy, APP fraud, fincrime, risk management

The Paypers Global Fintech Investments Analysis: Q4 2023

Voice of the Industry | Payments General | 19 Mar 2024

The Paypers analysed the most relevant investments that were announced during Q4 2023 and discovered a surge in funding for companies operating in Africa, the Middle East, Europe, and North America. Financing rounds indicate a preference for digital lending and banking, payment apps  and commerce solutions, and Buy Now, Pay Later services. 

investment, funding, expansion, payments , banking, ecommerce, The Paypers Quarterly Analysis series, financial inclusion, SMEs

OFA supports CFIT's Open Finance report's findings

News | Online & Mobile Banking | 18 Mar 2024

The Open Finance Association (OFA) has released its statement regarding the Centre for Finance, Innovation, and Technology’s (CFIT) Open Finance Blueprint Report. 

Open Finance, data sharing, Open Banking, financial inclusion, financial services, lending

Retail CBDC trends

Voice of the Industry | Online & Mobile Banking | 15 Mar 2024

Steve Pannifer, Consult Hyperion: Central banks, including the ECB, cautiously move towards retail CBDCs. The ECB is preparing for a digital euro, emphasising offline support, programmability, and cross-border efficiency.

banking, fintech, CBDC, retail CBDCs, digital currency, payments , paytech, cross-border payments, digital euro, payment methods, DeFi, IOT, ISO 20022, financial inclusion

The emergence of Open Finance in the UK – CFIT interview

Interviews | Online & Mobile Banking | 15 Mar 2024

The Paypers sat down with Ezechi Britton, CEO of the Centre for Finance, Innovation, and Technology (CFIT), to discover more about the organisation’s mission to enable Open Finance in the UK.

Open Finance, Open Banking, fintech, marketplace, SMEs, regulation, data privacy, data protection, FCA

Digital financial inclusion: legislative safeguards for vulnerable consumers

Voice of the Industry | Online & Mobile Banking | 14 Mar 2024

Emanuel van Praag and Eugerta Muçi discuss EU initiatives like the Accessibility Act and Financial Data Access Regulation, emphasising safeguarding vulnerable consumers in digital finance.

financial inclusion, digitalisation, financial services, PSD3, PSR, FIDA, Accessibility Act, artificial intelligence, banking, fintech, regulation, EBA, RTS, SCA, data

The frontiers of innovation in B2B payments

Interviews | Online Payments | 14 Mar 2024

Gabriel Lucas, Associate Director at Redbridge Debt and Treasury Advisory, examines the frontiers of innovation in B2B payments.

cross-border payments, ecommerce, merchants, B2B payments, payout, FX , SEPA, Open Banking, virtual card, instant payments, BNPL

The most pressing challenges and the future of B2B payments

Interviews | Online Payments | 13 Mar 2024

We had the chance to talk to Ani Sane, Co-Founder and Chief Business Officer of TerraPay, who shared insights into the most pressing challenges and the future of B2B payments.

cross-border payments, ecommerce, B2B payments, marketplace, digital wallet, fintech, banks, FX

The key trends shaping India's payments and lending landscape in 2024

Voice of the Industry | Online & Mobile Banking | 13 Mar 2024

Sameer Singh Jaini and Shashank Shekhar from The Digital Fifth explore India's fintech shift fuelled by digital payments, neobanking, and BaaS and uncover trends like B2B payments, cross-border innovations, and digitised lending.

fintech, payments , BaaS, lending, paytech, artificial intelligence, digitalisation, PaaS, API, machine learning, embedded payments, B2B payments, UPI

Open Data regulatory trends to watch for in 2024

Voice of the Industry | Online & Mobile Banking | 11 Mar 2024

Vlad Macovei from The Paypers emphasises the worldwide move toward Open Data regulation, including the EU's Data Act, changing North American data privacy laws, and global legal approaches to data privacy.

open data, Open Banking, Open Finance, regulation, data sharing, GDPR, data protection, artificial intelligence, Digital Markets Act (DMA), PSD2, banking, fintech

Three retail banking technology trends to watch in 2024

Voice of the Industry | Online & Mobile Banking | 07 Mar 2024

In 2024, banks, as discussed by Kieran Hines from Celent, prioritise agility via automation, Open Banking, and Generative AI experimentation for navigating challenges and fostering innovation.

retail banking, fintech, machine learning, Open Banking, BaaS, embedded finance