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Found 54 results in 2 seconds.

Getting ready for Open Finance: do's and don't's

Voice of the Industry | Online & Mobile Banking | 12 Jan 2024

Anne-Sophie Morvan from LUXHUB provides expert insights into exploring key strategies and pitfalls for Open Finance. 

Open Finance, regulation, FIDA, PSD2, PSD3, PSR

FIDA: opening up all financial services

Interviews | Online & Mobile Banking | 18 Dec 2023

We sat down with Michael Salmony, Strategic Advisor at ETPPA, to discuss FIDA, its propositions, potential benefits, and main challenges.

FIDA, PSD2, data sharing, Open Banking, Open Finance, report

PSD2 lessons and future outlook: a spotlight on PSR and PSD3

Interviews | Online & Mobile Banking | 11 Dec 2023

We sat down with Ralf Ohlhausen, Chair of ETPPA, to discuss the lessons learned from PSD2, its shortcomings and review, and what are the needs and expectations for PSD3 and PSR.

PSD2, PSD3, PSR, regulation, TPP

The resurgence and future prospects of the SPAA scheme

Voice of the Industry | Online & Mobile Banking | 07 Dec 2023

SPAA Co-chairs Arturo González Mac Dowell and Gijs Boudewijn discuss how SPAA 1.1 revolutionises European payments, offering seamless data access, complementing EPI, and anticipating a dynamic Open Banking landscape.

SPAA, EPI, Open Banking, regulation, report

Dracula's call: navigating open finance regulation and generative AI in banking

Voice of the Industry | Payments General | 30 Nov 2023

‘What, then, is truth? A mobile army of metaphors, metonyms, and anthropomorphisms …

banking, fintech, artificial intelligence, Open Banking, generative AI, credit scoring, fraud prevention, deep fake, PSD2, FIDA, data analytics

EPC publishes SPAA scheme's default remuneration model

News | Online & Mobile Banking | 24 Nov 2023

The European Payments Council (EPC) has published the default remuneration model for the SEPA Payment Account Access scheme.

SEPA Payment Account Access Scheme, regulation, Open Banking, payments

The Paypers Global Partnerships Analysis Q3 2023 – Banking and Fintech

Voice of the Industry | Online & Mobile Banking | 17 Nov 2023

Building onto our previous reporting related to the partnerships that took place in Q3 2023 within the payments and commerce space, this analysis focuses on the banking and fintech industry.

banking, fintech, fraud prevention, financial crime, Open Banking, Open Finance, crypto, web3, The Paypers Quarterly Analysis series

NPA: modernising payments in the UK – ACI Worldwide exclusive interview

Interviews | Online Payments | 27 Oct 2023

We sat down with Richard Albery and Andy Morris from ACI Worldwide to discuss the UK’s New Payments Architecture (NPA), its goals and propositions, and how companies such as ACI adapt to the new initiative.

online payments, account-to-account payment, Variable Recurring Payments, regulation, real-time payments

Open Banking is getting an upgrade: evolving from PSD2 to PSR

Voice of the Industry | Online & Mobile Banking | 20 Sep 2023

Payments Services Regulation propels Open Banking forward with a focus on quality, reliability, and innovation. Nilixa Devlukia (Open Finance Association) and Andrei Cazacu (TrueLayer) highlight the vital role of a baseline and collaboration in steering it towards success.


Open Banking, PSD3, PSR, Open Finance, regulation

What problems does the financial industry face and how are the new institutions trying to solve them?

Interviews | Online & Mobile Banking | 11 Sep 2023

Olegs Cernisevs, CTO of Blackcatcard, explains some key problems within the banking sector and how neobanking is actively addressing them.

neobanks, EMI licence, credit card, cryptocurrency, payment gateway, banking, AML, KYC

Exclusive interview on SEPA Payment Account Access Scheme: Creating a vibrant European Open Banking ecosystem

Interviews | Online Payments | 06 Sep 2023

The Paypers has interviewed the co-chairs of SPAA MSG, Arturo González Mac Dowell and Gijs Boudewijn, discussing achievements, benefits, and future goals of the SEPA Payment Account Access (SPAA) Scheme.


SEPA Payment Account Access Scheme, SPAA, premium APIs, PSD2, banks, TPP, dynamic recurring payments, account-to-account payment, PSD3, PSR, instant payments, Open Banking, retail payments, financial data

Exploring PSD3 and PSR and their industry impact – Exclusive interview with Diederik Bruggink, WSBI-ESBG

Interviews | Online & Mobile Banking | 25 Jul 2023

Diederik Bruggink, Head of Payments, Digital Finance, and Innovation at WSBI-ESBG, offers a comprehensive overview of PSD3 and PSR, their significance, and the impact they bring to the industry.

 

PSD3, PSR, Open Banking, payments , PSD2, banks

RoFintech launches an Open Banking initiative

News | Online & Mobile Banking | 21 Jul 2023

The Romanian Fintech Association (RoFintech) has announced the launch of the Romanian Open Banking Initiative to support Open Banking adoption.

Open Banking, fintech, PSD2, Open Finance

Key lessons for Open Finance solutions from payment schemes: exploring BaaS and Embedded Finance partnerships

Voice of the Industry | Online & Mobile Banking | 21 Jul 2023

Piet Mallekoote and Suren Balraadjsing share their insights into how Open Finance solutions can learn from the experience of payment schemes, specifically by exploring the key concerns of BaaS and Embedded Finance partnerships.


embedded finance, BaaS, payments , Open Finance

Industry reactions to the European Commission's PSR, PSD3, and Open Finance proposals

Voice of the Industry | Online & Mobile Banking | 30 Jun 2023

Key industry experts have offered their exclusive insights on the European Commission's PSR/PSD3 and Financial Data Access (FIDA) proposals. 

PSD2, PSD3, Open Banking, Open Finance, regulation, online payments, financial data

The Paypers Global Fintech Partnerships Analysis: Q1 2023

Voice of the Industry | Payments General | 23 May 2023

The Paypers has analysed the most prolific partnerships announced in Q1 2023 within the global fintech space, with a focus on Open Banking, A2A payments, embedded finance, B2B payments/lending, and entrance into separate verticals.

The Paypers Quarterly Analysis series, fintech, Open Banking, digital banking, account-to-account payment, embedded finance, B2B payments, lending, Variable Recurring Payments, API, banking, partnership

European Third Party Providers share their vision for the EU's Open Finance Framework

Voice of the Industry | Online & Mobile Banking | 26 Apr 2023

Dr Michael Salmony, Strategy Adviser to ETPPA: The Open Finance manifesto, crafted with input from global industry experts, advocates for five core principles in the EU's Open Finance Framework.

Open Finance, regulation, TPP

From Open Banking to Open Finance: not if but when does it happen?

Voice of the Industry | Online & Mobile Banking | 14 Feb 2023

Tom Wijnen from Worldline analyses how various regulations interact with Open Banking and what could be done to unify disparate rules, standards, and directives.

Open Banking, Open Finance, Open Data Economy, PSD2, SEPA, GDPR, digital identity, instant payments

Open Banking for SMEs – enhancing financial services for the backbone of Europe's economy

Voice of the Industry | Online & Mobile Banking | 04 Jan 2023

José Vicente and Daniel Szmukler from the Euro Banking Association go in depth about the financial needs and pain points for SMEs and how Open Banking strategies and tools can help them thrive.

SMEs, Open Banking, API, data

European Commission proposes law for EUR instant payments

News | Online & Mobile Banking | 26 Oct 2022

The European Commission has adopted a legislative proposal to make instant payments in euro, available to all citizens and businesses holding a bank account in the EU and in EEA countries, according to the official press release. 

instant payments, regulation, SEPA