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Habemus eIDAS 2.0 – what's next?

Voice of the Industry | Digital Identity, Security & Online Fraud | 01 Mar 2024

Viky Manaila, Trust Services Director at Intesi Group, offers insights into Europe’s digital identity wallet, highlighting updates and future steps.

EIDAS, digital identity, identity verification, customer experience, data sharing, data protection

Open Banking is getting an upgrade: evolving from PSD2 to PSR

Voice of the Industry | Online & Mobile Banking | 20 Sep 2023

Payments Services Regulation propels Open Banking forward with a focus on quality, reliability, and innovation. Nilixa Devlukia (Open Finance Association) and Andrei Cazacu (TrueLayer) highlight the vital role of a baseline and collaboration in steering it towards success.


Open Banking, PSD3, PSR, Open Finance, regulation

Exclusive interview on SEPA Payment Account Access Scheme: Creating a vibrant European Open Banking ecosystem

Interviews | Online Payments | 06 Sep 2023

The Paypers has interviewed the co-chairs of SPAA MSG, Arturo González Mac Dowell and Gijs Boudewijn, discussing achievements, benefits, and future goals of the SEPA Payment Account Access (SPAA) Scheme.


SEPA Payment Account Access Scheme, SPAA, premium APIs, PSD2, banks, TPP, dynamic recurring payments, account-to-account payment, PSD3, PSR, instant payments, Open Banking, retail payments, financial data

Open Finance framework/FIDA: Exclusive interview with Nilixa Devlukia

Interviews | Online & Mobile Banking | 09 Aug 2023

Nilixa Devlukia, Chair of the Open Finance Association, delivers a thorough overview of the European Commission's proposal on Open Finance, ensuring a clear understanding of its implications.


PSR, Open Finance, PSD2, FIDA, regulation, financial data, payments , bigtech, banks, TPP, data sharing, Open Banking, API, premium API, financial services

The role played by eIDAS 2.0 in the development of the European digital identity wallet and payment wallets

Voice of the Industry | Digital Identity, Security & Online Fraud | 14 Jun 2023

Viky Manaila, Trust Services Director at Intesi Group, demystifies the crucial role of eIDAS 2.0 in shaping the future of digital identity and payment wallets in Europe.


financial crime, fincrime, EIDAS, regulation, digital identity, digital wallet, banks, fintech

Instant payments – the new normal... since 2020

Voice of the Industry | Online Payments | 08 Feb 2023

Robrecht Vandormael, Managing Director at FTI Consulting, talks about the recent proposal by the European Commission to boost the uptake of cross-border instant payments.

cross-border payments, instant payments, fintech, Open Banking

PSD 1, 2, 3 – We are out of the starting blocks with a marathon ahead

Voice of the Industry | Online & Mobile Banking | 27 Jul 2022

Nilixa Devlukia, founder of Payments Solved, shares her thoughts on the transition from PSD2 to PSD3, whether it should be a directive or a regulation, and future approaches

PSD2, regulation, Open Banking, Open Finance, API

Why card fee regulation is a political decision

Voice of the Industry | Cards | 28 Mar 2022

Robrecht Vandormael, Managing Director at FTI Consulting, shares his thoughts on the most recent EU approach on card fee regulations and the link to the current political context

Why merchants should care about the German Fair Consumer Contracts Act

Voice of the Industry | Online Payments | 22 Mar 2022

Úna Dillon, VP Global Expansion & Advocacy at MRC, discusses a new regulation from Germany that regards subscription-based businesses and their further measures to meet compliance 

ecommerce, subscription commerce, regulation, MRC

The most disruptive trends in payments, ecommerce, and regulations in 2022

Interviews | Online Payments | 09 Feb 2022

Merchant Payments Ecosystem industry leaders and influencers share their predictions on the most significant trends in payments and commerce. Read their insights and join MPE conference on 5-7 July in Berlin for more 


ecommerce, digital payments, PSD2, regulation, cryptocurrency, blockchain, fintech

The payments landscape and the politicisation of payments regulation in Europe

Interviews | Online Payments | 08 Feb 2022

We sat down with Robrecht Vandormael, Managing Director at FTI Consulting, to examine the payments landscape and the politicisation of payments regulation in Europe

regulation, cross-border payments, digitalisation, bigtech, payments infrastructure

The path from Open Banking to Open Finance - interview with Andréa Toucinho, Partelya Consulting

Interviews | Payments General | 08 Jul 2021

European institutions have identified open finance as the next step for Open Banking. But how are European countries embarking on this journey?

Open Banking, Open Finance, CBDC, digital identity, merchants, banks, SCA

All things regulation - Interview with TrustEUAffairs

Interviews | Payments General | 05 Jul 2021

The Paypers sat down with Monica Monaco, Founder and Managing Director at TrustEUAffairs, to discuss instant payments, the AI Act, the European Data Strategy, and other key topics

regulation, instant payments, European Commission, artificial intelligence, PSD2, GDPR

MRC PSD2/SCA Summit 2021 – Where are we now?

Voice of the Industry | Digital Identity, Security & Online Fraud | 16 Jun 2021

Úna Dillon, VP Global Expansion and Member Advocacy at MRC, elaborates on the topic of PSD2 SCA, focusing on the challenges and learning points encountered so far after its enforcement

MRC, PSD2, SCA, exemption strategies, regulation, merchants

Buy Now, Pay Later Series II: regulations and risks

Voice of the Industry | Payments General | 26 May 2021

The second article in the Buy Now, Pay Later series outlines the regulatory context in the UK, the US, Australia and Europe, along with the risks that come with the partnerships between merchants and providers

BNPL, regulation, partnership, merchants, FCA, Afterpay, Klarna, fraud management, risk management

Will pan-European collaboration take payment fraud combatting to the next level?

Voice of the Industry | Digital Identity, Security & Online Fraud | 18 May 2021

Thomas Egner, the Secretary General of the Euro Banking Association, develops on how PSPs started to engage in collective fraud combatting initiatives, both at national and pan-European levels 

PSP, COVID-19, scam, EBA, SEPA, fraud prevention, fraud detection, data, instant payments, IBAN

The fight against money laundering - 'Legislation alone is not enough'

Voice of the Industry | Digital Identity, Security & Online Fraud | 21 Jan 2021

Financial crimes have a strong impact on society and the economy.

AML, KYC, digital identity, fraud prevention, financial crime, risk management, regtech, identity verification, banks, compliance, virtual asset provider, AI, ML, big data, human trafficking, compliance teams, customer identification, AMLD6

EIB outlines finance and advisory support for health in response to COVID-19

News | Payments General | 05 May 2020

The European Investment Bank (EIB) Group has joined a global fundraising effort in the fight against the coronavirus. 

European Investment Bank Group, finance, COVID-19, funding

Digital consent management is key for data opportunities

Voice of the Industry | Online & Mobile Banking | 02 Dec 2019

Vincent Brennan, as Deputy Chairman of the Euro Banking Association, explains the intricacies of consent management in the context of Open Banking and PSD2

Vincent Brennan, Euro Banking Association, PSD2, Open Banking, Open Banking Report, EU Commission Expert Group, KYC framework, CI/CDD, federated bank ID scheme, digital ID, consent management, sharing rights, Open Data Economy, EBA Open Banking Working Group

Banking half open or half closed?

Voice of the Industry | Expert Opinion | 03 Dec 2018

Ralf Ohlhausen, PPRO: It‘s not about optimism or pessimism if you see banking half open or half closed, but a matter of which country you are living in.

Ralf Ohlhausen, Open Banking, PPRO, banks, ecommerce, merchants, acquirers, RTS, SCA, PSPs, AISPs, PSD2, payment data, online security