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Retail CBDC trends

Voice of the Industry | Online & Mobile Banking | 15 Mar 2024

Steve Pannifer, Consult Hyperion: Central banks, including the ECB, cautiously move towards retail CBDCs. The ECB is preparing for a digital euro, emphasising offline support, programmability, and cross-border efficiency.

banking, fintech, CBDC, retail CBDCs, digital currency, payments , paytech, cross-border payments, digital euro, payment methods, DeFi, IOT, ISO 20022, financial inclusion

Using digital identity to fight financial crime

Voice of the Industry | Digital Identity, Security & Online Fraud | 13 Jun 2023

Steve Pannifer, Managing Director, Consult Hyperion shares how digital identity wallets/credentials managed via orchestration capabilities support FIs in the fight against financial crime.

financial crime, fincrime, KYC, AML, biometric authentication, digital identity, digitalisation

The Payments Association pushes sustainable change with new ESG

News | Payments General | 19 Jan 2023

The Payments Association has announced the launch of project ESG to encourage companies in the payments industry to adopt sustainable progressive strategies.

payments infrastructure, sustainability , fintech, ESG, green finance

Why aren't we - the good guys - currently winning the 'war against financial crime'?

Voice of the Industry | Digital Identity, Security & Online Fraud | 22 Jul 2022

Jane Jee from The Payments Association explores the reason for our failures in winning the war against financial crime and suggests new ways in which technology could be used in our favour.


fraud prevention, cybercrime, money laundering, AML, regulation, compliance

CoinFund partners with Apex and Nori for a more environmentally conscious web3

News | Cryptocurrencies | 02 Mar 2022

CoinFund, a web3-focused investment firm, has partnered with emission assessment provider, Apex Group, and transparent carbon removal, Nori, to calculate and offset its 2021 Bitcoin carbon footprint.

partnership, Web 3.0, investment, Bitcoin, cryptocurrency

What's stopping CIOs and CTOs from futureproofing their organisation?

Voice of the Industry | Payments General | 14 Oct 2021

As business uncertainty continues around the world, Banking Circle has examined confidence levels among financial services CIOs and CTOs, and how they intend to futureproof their organisations

Banking Circle, fintech, banks, customer experience, Global Payments

EPA reports increasing demand for products supporting financial wellbeing

News | Payments General | 23 Sep 2021

The Emerging Payments Association has launched a report showing that minority communities are financially undeserved and mapping propositions that are making the retail banking industry more inclusive and equitable.

EPA, Mastercard, research, financial inclusion

EPA publishes response to FCA's A New Consumer Duty

News | Payments General | 03 Aug 2021

The Emerging Payments Association (EPA) has published a paper containing the community’s responses to the Financial Conduct Authority (FCA) CP21/13 ‘A New Consumer Duty’ Call for Evidence.

EPA, FCA, regulation, compliance

EPA EU launches report in partnership with The Paypers: Key Players in the European Payments Landscape

News | Online Payments | 29 Jun 2021

The new report by the Emerging Payments Association EU (EPA EU) and The Paypers, commissioned by Luxembourg for Finance offers the first strategic review across Europe’s individual payments markets, ranking the key players according to their place in the value chain and several financial indicators.

fintech, banking, digital payments, payment methods, financial services

Key Players in the European Payments Landscape - 2021 Report

Report | Online Payments | 29 Jun 2021

The new report by the Emerging Payments Association EU (EPA EU) and The Paypers, commissioned by Luxembourg for Finance offers the first strategic review across Europe’s individual payments markets, ranking the key players according to their place in the value chain and several financial indicators

digital payments, payment gateway, fintech, banking, payment methods

Frictionless cross-border payments – no longer a pipe dream

Voice of the Industry | Payments General | 10 May 2021

Most banks still see cross-border payments as a core solution. But how can they compete with more agile FinTechs? Banking Circle’s Anders la Cour examines the challenges and possible solutions. 

Banking Circle, cross-border payments, fintech, banks

EPA releases guidance to campaign for open access to bank accounts

News | Online Payments | 17 Mar 2021

The Emerging Payments Association (EPA) has released its updated guidance to continue its work of campaigning for increased open access to accounts and payments within the UK. 

EPA, PSP, banks, risk management

EPA report explores how fintechs can tackle financial exclusion

News | Payments General | 05 Mar 2021

The Emerging Payments Association (EPA) has published a paper showing the problem of financial exclusion in the UK and how innovation in fintech can allow people to access affordable credit. 

EPA, fintech, lending

A year of global crisis: a year of collaboration

Interviews | Payments General | 24 Feb 2021

The Paypers interviews Anders la Cour, co-founder and CEO of payments specialist Banking Circle, which is set to publish a white paper looking at how banks are working with third parties to futureproof – and pandemic-proof – their solutions.

Banking Circle, digital payments, fintech, financial institutions, real-time payments, digitalisation, banks

Future-proof cross-border banking

Voice of the Industry | Payments General | 20 Jan 2021

COVID-19 has caused financial institutions to rapidly accelerate their digitalisation strategies. Anders la Cour of Banking Circle unveils the vital role of digital financial infrastructure in rebuilding international banking to stand firm in an uncertain and unpredictable future

Anders la Cour, Banking Circle, COVID-19, pandemic, digitalisation strategies, international banking, cross-border payments, cross-border transfers

Post-pandemic: focus on evolving fraud and cyber strategies – learning from the Wirecard scandal

Voice of the Industry | Digital Identity, Security & Online Fraud | 14 Jan 2021

Neira Jones, EPA: 'When I wrote my last post for The Paypers, the world was a very different place. The pandemic has upturned the way we live and the way we do business, and its effects will be lasting, not least the extraordinary surge in adoption of digital services'

Neira Jones, EPA, consumer behaviour, pandemic, COVID-19, Wirecard, deflection, governance, fraud, risk management

EPA, IIF to deliver the G20 Roadmap on Enhancing Cross Border Payments

News | Online Payments | 10 Dec 2020

The Emerging Payments Association (EPA) and the Institute of International Finance (IIF) have formed the IIF-EPA Joint Consultative Forum on Cross Border Payments.

The Emerging Payments Association (EPA), Emerging Payments Association Asia (EPA Asia), Institute of International Finance (IIF), bussiness partnership, IIF-EPA Joint Consultative Forum on Cross-Border Payments, cross-border payments, Roadmap on Enhancing Cross Border Payments

6 million individuals downloaded a banking app for the first time during COVID-19

News | Payments General | 03 Dec 2020

6 million individuals downloaded a banking app for the first time during COVID-19 and 4 million people use some form of high cost credit annually are some of the findings published in the Emerging Payments Association's new report.

EPA, UK, Europe, COVID-19, fintech, unbanked, underserved

The Paypers launches Fraud Prevention in Ecommerce Report 2020/2021

News | Online Payments | 20 Nov 2020

The Paypers has launched The Fraud Prevention in Ecommerce Report 2020/2021, the go-to source in securing transactions while offering a frictionless customer journey. 

fraud prevention, ecommerce, merchants, PSP, The Paypers, fraud threaths, COVID-19, coronavirus, pandemic, regulations, PSD2, SCA, 3DS, digital channels, AI, ML, payments , online payments, secure transactions, 3DS 2.0

Fraud Prevention in Ecommerce Report 2020/2021

Report | Digital Identity, Security & Online Fraud | 20 Nov 2020

The Fraud Prevention in Ecommerce Report 2020/2021 pictures a comprehensive overview of the known and emerging fraud threats, new technologies, and changes in the commerce industry.

fraud prevention, ecommerce, merchants, PSP, The Paypers, fraud threaths, COVID-19, coronavirus, pandemic, regulations, PSD2, SCA, 3DS, digital channels, AI, ML, payments , online payments, secure transactions, 3DS 2.0