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A bumpy road to becoming an open identity infrastructure: MOSIP Connect 2024 in retrospect

Voice of the Industry | Digital Identity, Security & Online Fraud | 12 Apr 2024

Digital identity experts, Lucy Yang & Kaliya Young explain the journey and value of the Modular Open Source Identity Platform (MOSIP) in providing governments with ‘open’ tools to build foundational ID systems.


digital identity, digital wallet, EIDAS, verifiable credentials, data protection, decentralized identity

Insights into European payment regulations for 2024 (and beyond)

Voice of the Industry | Payments General | 27 Mar 2024

The article offers insights into the regulatory changes slated for 2024, providing a roadmap that will influence the evolution of payments

instant payments, cross-border payments, AML, fraud prevention, regulation, PSD3, FIDA, MiCA, Open Finance, SCA, data privacy, compliance

Qonto rolls out its in-house financing offer 'Pay later'

News | Online & Mobile Banking | 26 Mar 2024

France-based business finance solution Qonto has launched its in-house financing solution ‘Pay later’ to extend its business banking products offering.

BNPL, instalment payments, financing , lending, SMEs

Digital financial inclusion: legislative safeguards for vulnerable consumers

Voice of the Industry | Online & Mobile Banking | 14 Mar 2024

Emanuel van Praag and Eugerta Muçi discuss EU initiatives like the Accessibility Act and Financial Data Access Regulation, emphasising safeguarding vulnerable consumers in digital finance.

financial inclusion, digitalisation, financial services, PSD3, PSR, FIDA, Accessibility Act, artificial intelligence, banking, fintech, regulation, EBA, RTS, SCA, data

Open Data regulatory trends to watch for in 2024

Voice of the Industry | Online & Mobile Banking | 11 Mar 2024

Vlad Macovei from The Paypers emphasises the worldwide move toward Open Data regulation, including the EU's Data Act, changing North American data privacy laws, and global legal approaches to data privacy.

open data, Open Banking, Open Finance, regulation, data sharing, GDPR, data protection, artificial intelligence, Digital Markets Act (DMA), PSD2, banking, fintech

Payment orchestration – the current state and emerging trends

Interviews | Online Payments | 08 Mar 2024

We interviewed Thomas Tittelbach, Founder and Managing Partner at aye4fin, about the current state of payment orchestration and the future opportunities emerging from it.

cross-border payments, ecommerce, payments orchestration, marketplace, merchants, PSP, payment methods, POS, KYC, digital payments, PSD3, CBDC

TikTok launches a data portability API for compliance purposes

News | Digital Identity, Security & Online Fraud | 07 Mar 2024

Social media app TikTok has introduced a data portability API in an effort to comply with EU’s Digital Markets Act.

compliance, regulation, Digital Markets Act (DMA), product upgrade

EU adopts 13th sanctions package against Russia

News | Digital Identity, Security & Online Fraud | 06 Mar 2024

The European Union has agreed on the 13th package of sanctions against the Russian Federation following two years of aggression in Ukraine.

financial sanctions, fraud prevention, regulation, compliance

Token.io joins SPAA scheme

News | Online & Mobile Banking | 25 Jan 2024

A2A payment infrastructure provider Token.io has announced its participation in the SEPA Payment Account Access (SPAA) scheme to support the adoption of A2A payments in Europe. 

banking, retail banking, SPAA, digital payments, digital banking

Can I trust you?

Voice of the Industry | Online & Mobile Banking | 19 Jan 2024

Raidiam's Open Futurist, Marie Walker, anticipates the impact of eIDAS 2.0, emphasizing trust frameworks for secure cross-border data sharing in 2024. 

Open Finance, Open Banking, open data, EIDAS, report

EU tightens AML rules for crypto and luxury markets

News | Digital Identity, Security & Online Fraud | 18 Jan 2024

The European Union has reached a provisional deal to improve how national authorities collaborate to combat money laundering.

AML, money laundering, regulation, cryptocurrency

How to make the payments ecosystem easier and more accessible to all

Voice of the Industry | Payments General | 19 Dec 2023

Aurelie Dayde, Head of Product Management Innovative Payment Cards at Giesecke+Devrient shares how G+D enables an accessible and inclusive payments ecosystem

financial inclusion, payments , debit card, biometrics, banking, fraud prevention

Metal cards hyperpersonalisation: a key to enhancing the relationship between customers and financial institutions

Voice of the Industry | Cards | 12 Dec 2023

As consumers’ expectations for individualised products rise, and the banking market has added a broad range of players, Megan Heinze from IDEMIA shares how traditional banks, fintechs, and other financial institutions are adapting offerings to remain relevant and attract consumers.

customer experience, Gen Z, credit card, debit card, personal finance management, social commerce

Why do we need a CBDC, and what does it look like

Voice of the Industry | Payments General | 11 Dec 2023

Payments expert Piet Mallekoote continues The Paypers CBDC series with a focus on the digital euro: what are its objectives, potential risks, work done so far, and future outcomes.


European Commission, digital euro, CBDC, cash, online payments, banks, EPI, digital identity

Addressing burning industry questions: key insights on PSD3 and PSR from Nordea

Interviews | Online & Mobile Banking | 20 Nov 2023

Sanela Dulic, Head of Open Banking at Nordea, shares insights on PSD3 and PSR, addressing key perspectives and industry topics like API standardisation, latency parity, fallback mechanisms, B2B use cases focus, and A2A payments.

Open Banking, PSD2, PSD3, PSR, regulation

EPI acquires iDEAL and Payconiq International

News | Online & Mobile Banking | 01 Nov 2023

Belgium-based European Payments Initiative (EPI) has successfully completed the acquisition of iDEAL and Payconiq International.

acquisition, instant payments, SEPA, expansion

TAP Air Portugal launches TAP Miles&Go American Express Card with Cardless

News | Payments General | 17 Oct 2023

Cardless, a US-based fintech company, and TAP Air Portugal have partnered to announce the launch of the TAP Miles&Go American Express Card. 

fintech, payments , American Express, credit card, product launch, partnership

The Dutch Association of Insurers partners with INNOPAY

News | Digital Identity, Security & Online Fraud | 22 Sep 2023

The Dutch Association of Insurers has partnered with Netherlands-based consultancy firm specialised in digital transactions INNOPAY.

partnership, data sharing, financial data, Open Banking, Open Finance, insurance, data protection, data privacy, customer experience

Idemia partners with Airtel Payments Bank and HMD Global

News | Online Payments | 07 Sep 2023

Identity technologies and biometric solution provider IDEMIA has partnered with Airtel Payments Bank and HMD Global to expand the reach of offline CBDC payments in India. 

product launch, partnership, CBDC, mobile banking, online banking, digital banking, financial institutions

Exclusive interview on SEPA Payment Account Access Scheme: Creating a vibrant European Open Banking ecosystem

Interviews | Online Payments | 06 Sep 2023

The Paypers has interviewed the co-chairs of SPAA MSG, Arturo González Mac Dowell and Gijs Boudewijn, discussing achievements, benefits, and future goals of the SEPA Payment Account Access (SPAA) Scheme.


SEPA Payment Account Access Scheme, SPAA, premium APIs, PSD2, banks, TPP, dynamic recurring payments, account-to-account payment, PSD3, PSR, instant payments, Open Banking, retail payments, financial data