Polariss Intellect Business rule engine is a credit decision engine that enables Polariss customers to profile and segment customers for loan products. The system automates the process of filtering incorrect applications based on configurable and flexible pre-qualification checks. This results in the processing of a larger number of applications and credit offers.
The Intellect Business system is designed on SOA architecture that can be extended across the lines of business. Since it functions as a centralised business rule repository, it is set to provides HDFC Bank with the ability to view risk across a portfolio of products, therefore allowing for enhanced control and risk management.
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