Although 91 percent of college students agree that they are responsible for their own credit cards, nearly half (43 percent) of those surveyed feel that they lack enough credit education to use credit wisely. By visiting www.Students.UseCreditWisely.com, college students can access a wealth of free financial education information and interactive tools to spend wisely, learn the ABCs of credit and protect themselves from fraud. Features on the site include: - Interactive Tools - Budget Builder: an easy-to-use, step-by-step guide to creating a personalized spending and savings plan. - Spend Wisely Challenge: a quiz that assesses a students financial IQ. - Know When to Stop: a lighthearted video illustrating the important lesson one student learns about taking charge of his finances. - Helpful Advice - Creating and keeping a budget - 10 healthy credit tips - Recognizing the different types of credit - Understanding what your credit report says about you - Safeguarding your credit - Answers to frequently asked questions - Definitions to over 100 financial terms - Links to other helpful information Educators agree that the website is easy to use, with an abundance of important information covering all the topics that students need to nail down personal finance basics and establish a healthy credit history. Additionally, students enjoy the convenience of having all the information and tools to understand credit basics on one site, accessible at anytime. The Credit-ED program is part of Use Credit Wisely, Citis comprehensive credit education program that provides free financial tools to help people of all ages, backgrounds and economic levels develop healthy credit habits. In addition to Credit-ED, Use Credit Wisely also encompasses Hablando de Credito, Citis credit education program for the Hispanic community.
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