Virtual Wallet combines a Spend function for banking and bill pay, a Reserve account for short-term savings and overdraft protection plus a Growth account. Some of the enhancements include budgeting and smart spending, which enables customers to consolidate their payment methods and create budgets for their spending categories. Customers can also add eligible PNC credit cards to the Virtual Wallet in order to get a complete view on this spending in one place. The card balance, available credit and monthly spending history will appear together. Via new alerts, customers will keep track of their debit and credit card usage with e-mail and text messages.
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