Argos - part of the Home Retail Group which also owns Homebase - has implemented the PAYware Merchant system nationwide as part of its move to EMV Chip and PIN, enabling secure authorization of payments in seconds and providing sophisticated management and reporting capabilities, including a comprehensive audit trail. PAYware Merchant is ideal for medium- and large-size retailers who need a secure, reliable, and easy-to-implement credit and debit card authorization and settlement solution that supports EMV Chip and PIN. This fully scalable, bank-certified solution provides rapid payment processing that is tightly integrated with any front-end environment and is proven to increase revenue, reduce costs and improve customer satisfaction. Benefits at a glance PAYware Merchant accepts all major cards and supports the latest fraud prevention initiatives, including EMV and 3D Secure for Internet payments. Designed with industry best practices for data security, it enables retailers to become compliant with the Payment Card Industry Data Security Standard (PCI DSS). All of this guards against fraud and helps protect brand reputation and consumer confidence. Seamlessly integrated with point-of-sale and back office business systems, a single PAYware Merchant server is capable of authorizing thousands of transactions per minute. This advanced solution supports high availability and resilience to ensure business continuity as well as timely and reliable settlement of collected funds. A sophisticated management console GUI provides secure access to powerful reporting, transaction search, data entry, system configuration and user management capabilities.
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