Encap uses the mobile device to enable a certain level of security. A PIN chosen by the user becomes the “something you know” and the mobile device is the “something you have”. Encap’s approach has been verified by security experts Room66.
Encap replaces hardware and one time password authentication solutions such as tokens, card readers, SIMs and SMS with a mobile client linked to a smart device. In recent news, Encap’s two-factor authentication technology has been deployed by Nordic credit card issuer EnterCard.
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