Klarna officials said the company offered more than the traditional buy-now-pay later payment system. Its app allowed users to shop at a range of stores, including those that had not signed up with Klarna, create wishlists, keep detailed track of spending and calculate their carbon emissions.
In New Zealand, 10% of online purchases were made with some sort of buy-now-pay-later app last year, according to the 2021 Global Payments Report released in March, quoted by stuff.co.nz. Credit cards accounted for 32% of payments, and debit cards accounted for 15% of online purchases. Just 12% of in-store purchases were made with cash.
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