As fraudsters attempt to imitate real-life customers during an online purchase process, including creating a new bank account or logging into an existing account, AI machines faster detect whether a photo taken in real time belongs to a real person.
The study tested both humans and machines by presenting them with the most common fraud-attempt technologies, including printed videos, 2D and 3D masks, and digital photos. As per the study, computers were 10 times quicker than their human peers to recognize a photo of an actual person or a spoof, while scoring 0% error rates across the 175,000 images provided and all types of attacks.
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