The partnership will give DeFi lenders across Nigeria and Kenya with access to 250+ off-chain financial data sources–including credit bureau data–to automate credit decisions through smart contracts while keeping data confidential.
Pngme is a credit and lending API that caters to the sub-Saharan market, helping digital banks and fintechs to collect and aggregate financial data on credit-invisible and thin-file users. Its mobile SDK, Credit Bureau API, and data processing pipelines help collect alternative financial data and unify it off-chain to create a holistic picture of an individual's finances.
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