Company Database - Viva Wallet

The Future of Payments. Now.

Viva Wallet is a cloud-based neobank, offering fully localised payment services to businesses in 23 European countries, which include local IBAN accounts, card acceptance services (acquiring) through the Viva Wallet POS app (Tap on Phone),  card terminals and online, as well as Viva Wallet Business Debit Cards (issuing). 

Target market

  • Merchants (retail, digital, gaming, travel, CBD, SMEs, micro-SMEs)

  • Marketplaces

  • PSP 

  • Fintech

  • Banks

Contact details

marketing@vivawallet.com 

Geographical presence

EEA (France, Germany, Italy, Spain, Portugal, Austria, Belgium, Bulgaria, Cyprus, Czech Republic, Denmark, Finland, Greece, Oreland, Italy, Luxembourg, Malta, the Netherlands, Poland, Romania, Croatia, Hungary, Sweden), and the UK 

Year founded

2011

Investors

Hedosophia, DECA Group

License type

Banking and E-money licence

Member of industry association and/or initiatives

EMA (UK)

Company's motto

The Future of Payments. Now. 

Service Provider Type

Core solution

More information available upon request

Payment Service Provider - Gateway

Yes

Payment Service Provider - Merchant Acquirer /Processor

Yes

Full Service Commerce 

Ecommerce, in-store, all types of segments

Payments Orchestration - Payments as a Service

Yes

Pay-out/Disbursements

Yes

Financial Infrastructure

End-to-end. Own infrastructure built over MS-Azure, without any intermediate third parties 

Payments Infrastructure

Shopify

B2B payments

Yes

Cryptocurrency payments solution

No

POS/mPOS

Yes

Channels - Context

Online

Yes 

POS/In store

Yes 

Omni channel

Yes 

Payments capabilities

Hosted pages

Yes 

Whitelabel solution 

Yes 

Recurring billing

Yes 

Payment methods supported

Yes 

Settlement currencies

Yes - Direct settlement in the local currencies of all 23 European countries of presence

Instant settlement 

Yes 

Tokenization

Yes

Pay-out/Disbursements

Yes

Dynamic routing

Yes

Intelligent routing/routing optimization

Yes

ERP integration

Yes

E-invoicing (automated)

No

Reconciliation and reporting

Yes

Factoring

Yes (through banking license)

Onboarding

Yes

Reporting/dashboards

Consolidated data and reporting dashboard

Yes 

Fraud & Risk Management Capabilities

Chargeback management

Yes

Fraud and Risk Management Partners

Own infrastructure

Financial and Compliance Capabilities

FX -  number of currencies avialable

No

Virtual IBAN

Local IBANs in all countries with direct connectivity to local payment systems (not virtual)

Multi currencies Virtual IBAN

Settlement in local currency

Current acount/settlement account

Yes

Lending

Yes through banking license entity

Instant settlement 

Yes

Client onboarding

Yes

CLIENTS

Main clients/references

MyMarket, Kaizen

Case studies

https://www.youtube.com/playlist?list=PLNGTnT5MZwhSt2VjY6y93aCpiqZUFzC4a

Awards

More information available upon request

Future developments

More information available upon request

Transaction volume

More information available upon request

Transaction value

More information available upon request