Viva Wallet is a cloud-based neobank, offering fully localised payment services to businesses in 23 European countries, which include local IBAN accounts, card acceptance services (acquiring) through the Viva Wallet POS app (Tap on Phone), card terminals and online, as well as Viva Wallet Business Debit Cards (issuing).
Target market
Merchants (retail, digital, gaming, travel, CBD, SMEs, micro-SMEs)
Marketplaces
PSP
Fintech
Banks
Contact details
marketing@vivawallet.com
Geographical presence
EEA (France, Germany, Italy, Spain, Portugal, Austria, Belgium, Bulgaria, Cyprus, Czech Republic, Denmark, Finland, Greece, Oreland, Italy, Luxembourg, Malta, the Netherlands, Poland, Romania, Croatia, Hungary, Sweden), and the UK
Year founded
2011
Investors
Hedosophia, DECA Group
License type
Banking and E-money licence
Member of industry association and/or initiatives
EMA (UK)
Company's motto
The Future of Payments. Now.
Service Provider Type
Core solution
More information available upon request
Payment Service Provider - Gateway
Yes
Payment Service Provider - Merchant Acquirer /Processor
Full Service Commerce
Ecommerce, in-store, all types of segments
Payments Orchestration - Payments as a Service
Pay-out/Disbursements
Financial Infrastructure
End-to-end. Own infrastructure built over MS-Azure, without any intermediate third parties
Payments Infrastructure
Shopify
B2B payments
Cryptocurrency payments solution
No
POS/mPOS
Channels - Context
Online
POS/In store
Omni channel
Payments capabilities
Hosted pages
Whitelabel solution
Recurring billing
Payment methods supported
Settlement currencies
Yes - Direct settlement in the local currencies of all 23 European countries of presence
Instant settlement
Tokenization
Dynamic routing
Intelligent routing/routing optimization
ERP integration
E-invoicing (automated)
Reconciliation and reporting
Factoring
Yes (through banking license)
Onboarding
Reporting/dashboards
Consolidated data and reporting dashboard
Fraud & Risk Management Capabilities
Chargeback management
Fraud and Risk Management Partners
Own infrastructure
Financial and Compliance Capabilities
FX - number of currencies avialable
Virtual IBAN
Local IBANs in all countries with direct connectivity to local payment systems (not virtual)
Multi currencies Virtual IBAN
Settlement in local currency
Current acount/settlement account
Lending
Yes through banking license entity
Client onboarding
CLIENTS
Main clients/references
MyMarket, Kaizen
Case studies
https://www.youtube.com/playlist?list=PLNGTnT5MZwhSt2VjY6y93aCpiqZUFzC4a
Awards
Future developments
Transaction volume
Transaction value