The Future of Payments. Now.

Viva Wallet is a leading European cloud-based neobank. Viva Wallet offers an end-to-end payments platform featuring advanced omnichannel solutions, that deliver seamless, conversion-boosting and secure ways to process transactions, both in the digital and physical worlds. Viva Wallet's footprint extends across 24 European markets, with its entirely cloud-based, in-house technologies addressing businesses of all sizes and verticals.

Target market

Businesses of all sizes from retail and HORECA, to transit, and tourism
Ecommerce and shop-in-shop Marketplaces
Independent Software Providers
Independent Hardware Providers

Contact details

support@vivawallet.com

Geographical presence

EEA (France, Germany, Italy, Spain, Portugal, Austria, Belgium, Bulgaria, Cyprus, Czech Republic, Denmark, Finland,

Greece, Ireland, Italy, Luxembourg, Malta, Netherlands, Poland, Romania, Croatia, Hungary, Sweden), and the UK

Year founded

2000

Investors

J.P. Morgan

License type

Banking and E-money licenses

Member of industry association and/or initiatives

The Payments Association EU
European Digital Payments Industry Alliance (EDPIA)
E-Money Association (EMA)

Company's motto

The Future of Payments. Now.

Service Provider Type

Core solution

Payment Service Provider

Yes

Payment Service Provider - Merchant Acquirer /Processor

Yes

Full Service Commerce

Ecommerce, in-store card acceptance, all types of segments, Issuing, Local IBAN accounts

Payments Orchestration - Payments as a Service

Pay-out/Disbursements

Yes

Financial Infrastructure

End-to-end. Own infrastructure built over MS-Azure, without any intermediate third parties.

B2B payments

Yes

Cryptocurrency payments solution

POS/mPOS

Yes

Channels - Context

Online

Yes

POS/In store

Yes

Omni channel

Yes

Payments capabilities

Payment methods supported

Over 30 payment methods, including all major international card schemes, popular local payment methods, alternative payment models, and digital wallets

Settlement currencies

Yes - Direct settlement in the local currencies of all 24 European countries of presence

Instant settlement

Yes

Tokenization

Yes

Pay-out/Disbursements

Yes

Dynamic routing

Yes

Intelligent routing/routing optimization

Yes

ERP integration

Yes

E-invoicing (automated)

Reconciliation and reporting

Yes

Factoring

Onboarding

Yes

Reporting/dashboards

Consolidated data and reporting dashboard

Yes

Fraud & Risk Management Capabilities

Chargeback management

Yes

Fraud and Risk Management Partners

Own infrastructure

Financial and Compliance Capabilities

FX - number of currencies available

No - settlement on a like-to-like basis for 9x currencies

Virtual IBAN

No – own Viva Wallet IBANs

Multi currencies Virtual IBAN

Current account/settlement account

Yes

Lending

Yes, Merchant Advance through banking license entity.

Instant settlement

Yes

Client onboarding

Yes