Company Database - Transact365

Think Local, Go Global

Transact365 optimises merchant online payment funnel with innovative technology connecting merchants to their customers globally. The seamless technology that underpins Transact365 allows merchants to quickly, securely, and reliably process payments cross-border with no need to have multiple agreements while being agnostic to a merchants legacy requirements. 


Daniel Fernandez and David Lambert

Funding rounds and investors


Service provider type 

Open Banking enablers

API connectivity for payment initiation

API connectivity for data retrieval & value-added services on the data

Consent management

TPP checking & repository

End-user solutions and propositions - 1. account aggregation 

Fraud/risk/security - 1. transaction monitoring 2. Strong Customer Authentication in the context of Open Banking


Digital core banking infrastructure/platform

How it works

Simple API integrations. 24/7 merchant support and consultative sessions with our clients to solve all their payment funnel requirements.

What problem does the company solve?

Cross-border payment friction

Fraud and chargeback exposure

Global Expansion

Conversion Optimisation

Types of supported APIs\API standard supported


Industries/target markets

Merchants (Retail, SaaS, Gaming, Digital Goods and Services, Subscriptions) Marketplaces, PSP and Fintechs, Brokers, Crypto Exchanges, FX Brokers, Financial Services including Remittance and MSBs.

Geographical coverage (operational area)

UK, Europe, North America, Latam, Asia, Australia, and Africa.

Business model/pricing

Payment Facilitation, PSP Gateway, and Merchant of Record.



Software language

Java, Python, PHP, and others.

Software developement tools

Modular integrations, Mobile SDk, and others.

When was the core technology developed?


Do you have redundancy and coverage provided by multiple integrations (APIs & Direct Access)?


How will you handle automated refunds?

Passthrough API.

How will you mitigate the risk of bank transactions failing?

Routing per acquirer and BIN possible.

How will you reconcile payments efficiently?

Singular back office with multiple feeds for inner and outer transaction data.


Over 50 financial institutions.

Customers / Case studies

For more details, please contact our sales team.


Information available on request.

Business revenue


Contact Transact365