Company Database - Smart2pay

The smart way to pay on the web.

Smart2Pay is a licensed payment service provider offering one single API for all payment services to Merchants, covering cards and local payment options throughout the world. With a frictionless payment product and an intuitive online system allowing Merchants for an automated and quick onboarding process, Smart2Pay is offering them the solution to adapt their business to the diversity of payment preferences with only 1 contract and a 1 week integration.

Service provider type

Payment service provider, licensed payment institution



Credit cards

MasterCard, Visa, JCB, Amex, Diners, UnionPay, Sorocred, Aura, Hipercard, Tarjeta Naranja, Nativa, Cencosud, CMR Falabella, Cabal, Argencard, Cordial, Magna, Elo, OCA, and more

Debit cards

Visa Electron, CarteBleue, Maestro, Dankort, Discover, eTranzact, Verve, Domestic Vietnam cards, and more

Pre-paid cards

PaySafeCard, OneCard, ToditoCash, Webmoney Japan, and more

Online banking

Yes (currently we cover over 50 different countries)


Wechat, Alipay, Paypal, Skrill, QIWI, Webmoney,  Yandex, Mercadopago, PayU, Paysera, VTC Pay Wallet, and more

Mobile / SMS / IVR

Mobile options in 80 countries, Mobile Money, M-Pesa, Airtel, Tigo Pesa, MTN, Equitel, Globe GCash, Beeline, Tele2, Indosat Dompetku, T-Cash, and more

Alternative payment methods

Over 200 payment methods in over 90 countries, including pre-paid cards, online banking, e-wallets, mobile/SMS/IVR and invoice payment method (Klarna), and Direct Debit (SEPA, BACS)


Cash payments and bank transfer in more than 30 countries

Connected companies (#)

35 card acquirers, more than 200 Alternative Payment Methods

Companies PSP is connected to


Settlement currencies (acquirers)

Various, all major currencies covered, on request can be added more



Unique selling points

1 Contract + 1 Interface = Collect Worldwide                                                                                                                   Smart2Pay lets you collect payments via all possible means of payment from over 90 countries; easy, secure and reliable, with only 1 contract and a 1 week integration. 

Core services

Online Payment Processing for international merchants, marketplaces, PSPs and banks: multicurrency more than 200 transaction currencies, customizable payment flows, mobile optimised payment pages, unique generic refunds product, recurring and direct debit functionalities, customizable UI, dynamic currency conversion, secure processing (PCI DSS version 3.2 level 1 compliance), smart routing, retry logic, tokenization, installments, fraud prevention and customisable anti fraud engine, transaction monitoring using machine learning, Dynamic 3D Secure, conversion analytics, online boarding (, marketplace payments with automated boarding for shops, money collection and reconciliation, customisable invoicing process, online merchant account management, REST API, shopping cart plugins for: Magento, OpenCart, PrestaShop, WooCommerce plugins, PHP/.NET/Android/iOS SDKs



Collecting payments


Distributing payments


Fraud prevention (measures)

IP geolocation, multi-merchant purchase history, global validation checks, data validation, parameter format checking, transaction limit checking, risk scoring, geo IP-origin check, black/white list, device identification, and more

Fraud prevention partners

ACI worldwide

Credit management (services)

Credit management is not available

Other services

Please contact us for detailed information

Third parties

Please contact us for detailed information



Direct connections


Batch connections


Per order processing


Merchant pages (direct model)


PSP pages (redirect model)



Web services, SOAP, HTML FORM POST, REST (


HTTPS, hash strings, inhouse developed tools, RedShield, Iovation, PCI DSS level 1 v3.2











Contact Smart2pay

Brink 27d +31 35 538 8380
1251 ks Laren
The Netherlands