Service provider type
Payment service provider, licensed payment institution
PAYMENT METHODS
Credit cards
MasterCard, Visa, JCB, Amex, Diners, UnionPay, Sorocred, Aura, Hipercard, Tarjeta Naranja, Nativa, Cencosud, CMR Falabella, Cabal, Argencard, Cordial, Magna, Elo, OCA, and more
Debit cards
Visa Electron, CarteBleue, Maestro, Dankort, Discover, eTranzact, Verve, Domestic Vietnam cards, and more
Pre-paid cards
PaySafeCard, OneCard, ToditoCash, Webmoney Japan, and more
Online banking
Yes (currently we cover over 50 different countries)
E-wallet
Wechat, Alipay, Paypal, Skrill, QIWI, Webmoney, Yandex, Mercadopago, PayU, Paysera, VTC Pay Wallet, and more
Mobile / SMS / IVR
Mobile options in 80 countries, Mobile Money, M-Pesa, Airtel, Tigo Pesa, MTN, Equitel, Globe GCash, Beeline, Tele2, Indosat Dompetku, T-Cash, and more
Alternative payment methods
Over 200 payment methods in over 90 countries, including pre-paid cards, online banking, e-wallets, mobile/SMS/IVR and invoice payment method (Klarna), and Direct Debit (SEPA, BACS)
Offline
Cash payments and bank transfer in more than 30 countries
Connected companies (#)
35 card acquirers, more than 200 Alternative Payment Methods
Companies PSP is connected to
Various
Settlement currencies (acquirers)
Various, all major currencies covered, on request can be added more
SERVICES
Unique selling points
1 Contract + 1 Interface = Collect Worldwide Smart2Pay lets you collect payments via all possible means of payment from over 90 countries; easy, secure and reliable, with only 1 contract and a 1 week integration.
Core services
Online Payment Processing for international merchants, marketplaces, PSPs and banks: multicurrency more than 200 transaction currencies, customizable payment flows, mobile optimised payment pages, unique generic refunds product, recurring and direct debit functionalities, customizable UI, dynamic currency conversion, secure processing (PCI DSS version 3.2 level 1 compliance), smart routing, retry logic, tokenization, installments, fraud prevention and customisable anti fraud engine, transaction monitoring using machine learning, Dynamic 3D Secure, conversion analytics, online boarding (https://signup.smart2pay.com), marketplace payments with automated boarding for shops, money collection and reconciliation, customisable invoicing process, online merchant account management, REST API, shopping cart plugins for: Magento, OpenCart, PrestaShop, WooCommerce plugins, PHP/.NET/Android/iOS SDKs
Pricing
Online
Collecting payments
yes
Distributing payments
Fraud prevention (measures)
IP geolocation, multi-merchant purchase history, global validation checks, data validation, parameter format checking, transaction limit checking, risk scoring, geo IP-origin check, black/white list, device identification, and more
Fraud prevention partners
ACI worldwide
Credit management (services)
Credit management is not available
Other services
Please contact us for detailed information
Third parties
TECHNOLOGY
Direct connections
Yes
Batch connections
Per order processing
Merchant pages (direct model)
PSP pages (redirect model)
Interface
Web services, SOAP, HTML FORM POST, REST (https://docs.smart2pay.com)
Security
HTTPS, hash strings, inhouse developed tools, RedShield, Iovation, PCI DSS level 1 v3.2