Company Database - ProcessOut

Smart router for payments

ProcessOut offers a monitoring and smart routing solution for payments. We help online merchants build, scale, monitor, and optimise their payment infrastructure. Through one API, our Smart Routing solution gives merchants access to any payment API. Each transaction is dynamically routed to the most relevant provider to optimise authorisation rates and payment fees. Our monitoring solution is plug & play and can be used on top of our smart routing solution or on any payment infrastructure. Merchants get access to a centralised hub for their payment data with advanced analytics tool designed for payments and algorithm-based recommendations to improve your payment performance. 

Service provider type
Payment service provider, payment gateway, payment monitoring, smart routing


PAYMENT METHODS
60+ PSP connected and we add PSPs on customers' request. Among PSPs already connected are: Adyen, Stripe, Checkout.com, Braintree, PayU, Authorize.net, Axcess, BluePay, BlueSnap, Chase, Wirecard, Credorax, Crédit Agricole, Fondy, HiPay, Mercanet, Payline, Safecharge, Sogecommerce, Sogebactif, MercadoPago, d.local, Truevo, Allpago, Payvision, Propay, Ebanx, Mollie, Cofidis, Alipay, PayPal, BPoint

SERVICES
Unique selling points
One API gives access to any payment provider. Our smart routing and monitoring solutions help merchants build, scale, monitor, and optimise their payment infrastructure.

Core services
Vault, smart routing, monitoring, alerting, reconciliation information (web)

Pricing
Smart routing: routing fee per transaction
Monitoring: monthly fee based on volumes

Fraud prevention (measures)
Merchants connected to ProcessOut make use of the anti-fraud products from the PSPs connected behind. ProcessOut is launching a new suite of products to connect to third-party fraud prevention partners. Initial partners include Ravelin.

Fraud prevention partners
DataCheck, FraudPrevent

Credit management (services)
Initial third-party fraud prevention partners include Ravelin. 

Other services
PCI DSS as a Service, Hosted Payment Pages


TECHNOLOGY
Direct connections
Depends on the PSP and Alternative Payment Method used. Most of the time we aim to have a direct integration, but ProcessOut never handles Collecting.

Batch processing 
No

Per order processing
Yes

Merchant pages (direct model)
Yes

PSP pages (redirect model)
Yes

Interface
Web services, Restful API. All data fully exposed through API. The ProcessOut dashboard is simply an interface of that API.

Security
HTTPS, SSL+, PKI – https://www.processout.com/security