Company Database - Payvision

International transaction payment processing

Payvision is a global payment processor that’s driven by a passion for technology and simplifying payments. With one single, secure platform, we power transactions for businesses across the globe. We know our way around the latest techniques in artificial intelligence, omnichannel strategies and advanced fraud prevention. The dedication to our clients shows – this is where we truly make a difference. By enabling an intuitive and flawless customer experience on all channels, we bring a unique beat to payments.
Headquartered in Amsterdam, the Netherlands, we’ve grown over the past 17 years into an international team with offices in North America, Europe and Asia. In 2018, ING bought Payvision, allowing us to offer an unstoppable combo of the fintech and banking worlds put together; cutting-edge payments innovation and a startup mindset backed by ING’s expertise and global network.

Geographical presence
Amsterdam, New York, Utah, Toronto, Madrid, London, Singapore, Tokyo, and Hong Kong

Market segment(s)
Online payment processing, cross-border ecommerce, ecommerce

Active since
2002

Service provider type
Payment service provider, payment gateway, global card processor, global acquirer


PAYMENT METHODS
Credit cards
Amex,VISA, CB, JCB, MasterCard, Diners, Discover, AirPlus

Debit cards
Maestro, Giropay, (e)Maestro, Visa electron, Carte Bleue, Visa Debit, China UnionPay, Alipay, Visa CPC, Debit Mastercard, Carte Bancaire

Pre-paid cards
no

Online banking
Bancontact, MisterCash, BBVA, EPS, Full Carga, Giropay, iDeal, Interbank, P24, PAGO Efectivo, Paytrail, Poli, Post Finance, Santander, Scotiabank, Trustly, Trustpay.

E-wallet
Yes

Mobile / SMS / IVR
No

Alternative payment methods
Yes

Offline
Yes

Connected companies (#)
ING Group

Companies PSP is connected to
300+ PSPs

Settlement currencies (acquirers)
AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HUF, JPY, NOK, NZD, PLN, SEK, USD, ZAR

SERVICES
Unique selling points
In January of 2018, bank and fintech teamed up to deliver a unique combo to payment processing. In our collaboration, ING brings lending and working capital solutions along with a worldwide distribution network. Payvision  comes to the table with 80+ alternative payment methods in 150+ currencies – all on one platform that’s supported by data and analytics. This recipe means better insights, less risk and an enhanced customer experience.

Core services
global card acquiring, omnichannel PSP

Pricing
Blended rate, Interchange Plus, Interchange Plus Plus

Collecting payments
Yes 

Distributing payments
Yes

Fraud prevention (measures)
Internationally approved underwriting protocol, with a solid and secure card payment processing platform and high-end reporting tool + real-time machine learning based fraud scoring + measures like: IP geolocation, multi-merchant purchase history, global validation checks, Verified by Visa, Mastercard SecureCode, Dynamic 3DS, velocity checks, data validation, parameter format checking, transaction limit checking, device fingerprinting, enhanced customizable fraud data points, black/white list).*                                                                                      
Fraud prevention partners
Sift, Featurespace

Credit management (services)
credit transactions, receivables management, online void and refund

Other services
mobile payment systems, data science, split settlement, automated onboarding

TECHNOLOGY
Direct connections
Yes 

Batch processing 
Yes 

Per order processing
Yes 

Merchant pages (direct model)
Yes 

PSP pages (redirect model)
Yes 

Interface
Payvision offers REST APIs for integrations. These APIs use HTTP methods, a RESTful endpoint structure and JSON-formatted payloads. All API requests must be made over HTTPS (TLS 1.2). Interfaces support HTTP Basic Authentication as one of the API authentication mechanisms. 

Security
PCI-DSS compliant