Company Database - PayPal

Capture the full potential of commerce

PayPal has remained at the forefront of the digital payment revolution for more than 20 years. By leveraging technology to make financial services and commerce more convenient, affordable, and secure, the PayPal platform is empowering more than 300 million consumers and merchants in more than 200 markets to join and thrive in the global economy.

Virtual private cloud (VPC) models

Geographical presence
Global headquarters in San Jose, California; multiple offices across the Americas, EMEA, and APAC.

Member of industry association and or initiatives

Unique selling points 
Complete enterprise fraud management platform, with: Ingress Processing, Device Recon, Third Party Validation, Advanced Analytics, White-box Machine Learning, Champion Challenger, AutoML, Intuitive Rule Builder, Automatic Rule and Threshold Recommendations, Rule Simulation, Robust Link Analysis, Case Management, Workbench, PayPal two-sided network intelligence

Pricing Model
Per-transaction and on-premise licence pricing models, professional services pricing information available upon request

Fraud prevention partners
Equifax, HCL Technologies

Other services
Data science as a service, historical data analysis 

Third party connection
PayPal connects to various third-party feeds

Technology: Identity verification methods
Personally identifiable information (PII) validation, small transaction verification, email verification, phone verification, social verification, credit check, compliance check

Authentication technology used
Password/phrase, one-time password, multi-factor authentication, device fingerprinting, geo-location, remote access detection

Authentication context
Call centre
Other – branch banking data

Reference Data connectivity
Connectivity to governmental data
More information available upon request

Other databases
Variety of third-party services

Main clients / references
Customers include Global 500 in financial services, ecommerce, payments, classified.
Public references include US Bank, Chime, Jumia, OfferUp, Luisaviaroma, Zions Bank.

Future developments
Machine learning enhancements, advanced rule management, advanced integration with Braintree, granular access control