Company Database - Payconiq

Surprisingly simple mobile payments

Payconiq is a fintech active in Benelux. With the support of major European banks, Payconiq streamlines mobile payments through an open-API approach and omni-channel solutions for merchants and consumers. Integrations in bank apps and partnerships with international acquirers give Payconiq access to a large customer base.

Geographical presence
Belgium, Luxembourg, Netherlands 

Main client industries 
Banking, Payments, Retail 

Service provider type 
Payment service provider, acquirer, processor, issuer, payment method and scheme 

PAYMENT TYPE 
Debit card 
No

Online Banking enabled Payment 
Yes

E-wallet
Yes

After payment
N/A

Escrow
N/A

Prepaid
N/A

OTHER CHANNELS
Offline
Yes

Mobile
Yes

Online to offline
Yes

SERVICES

Unique selling points
Paiconiq is building an inclusive ecosystem, offering banks a scalable platform based on their SCT infrastructure, with an open-API approach, while enabling merchants to benefit from secure, plug & play platform for simple onboarding and integration. Consumers experience a seamless and secure omnichannel payment service (online, in-store, invoice, P2P), while using in the company's standalone apps, or in mobile banking apps. 

Core services
Mobile payments, P2P, P2M

Multi-currency/Dynamic currency conversion
EUR

Chargeback/Refund options
Yes

Buyer protection policy
No

Pricing
N/A

Fraud prevention (measures)/Risk management
KYT, AML checks

Fraud prevention partners

LexisNexis, Onfido


Acceptation criteria (sign-up process)
Consumer (IBAN and email address verification), Merchant (Registration number, ID and IBAN verification)

Other services
Bulking, Merchant portal, Loyalty, and other value-added services

Future developments
Yes

TECHNOLOGY
Integration technology
N/A

Integration support
N/A

TRANSACTIONS VOLUME
Number of transactions (per year)
N/A

Transactions value
N/A

Contact details

james.king@payconiq.com



Contact Payconiq

9 Rue Joseph Junck +31 (0) 20 76 06 697
1839 Luxembourg www.payconiq.com
james.king@payconiq.com
Luxembourg